Financing the Small Business (Streetwise) [Paperback]

Charles H. Green (Author), Adams Media (Author)

Book Description

Series: Streetwise | Publication Date: January 2003

Packed with information, illustrations, graphs, forms, and worksheets, the Streetwise "RM" books provide everything business-people need to get up and running in the fast lane. Readers benefit from the expert advice of seasoned professionals in all areas of business, from motivating employees to marketing, building web site traffic to financing.

Editorial Reviews

About the Author

Charles Green is a vice president with U.S. Bancorp, the leading SBA lending bank in the nation. He has represented the small business sector and the banking industry with information and opinions through interviews with CNN, CNBC, Bloomberg Business News, the Business News Radio Network, Associated Press, United Press International, Reuters News Service, BusinessWeek magazine, and AOL. He authored The SBA Loan Book.

Product Details

• Paperback: 384 pages
• Publisher: Adams Media Corporation (January 2003)
• Language: English
• ISBN-10: 158062765X
• ISBN-13: 978-1580627658
• Product Dimensions: 9.1 x 8 x 1.1 inches
• Shipping Weight: 1.6 pounds
• Average Customer Review: 4.0 out of 5 stars  See all reviews (3 customer reviews)
• Amazon Best Sellers Rank: #2,271,581 in Books (See Top 100 in Books)

More About the Author

Charles Green began working in his parent's small business at age 8 and attended many "board meetings" around the dinner table. Today he is a recognized small business authority with over 30 years of advising, financing and investing in entrepreneurs. He consults with business owners and bankers, writes about financial topics and teaches finance to bankers and business owners through seminars and conferences.

His experience as a commercial banker, venture capitalist and advisor yielded clients in more than 30 countries. He founded and served as President/CEO of Sunrise Bank of Atlanta. Charles has served as corporate director for several businesses in the U.S., Mexico and Europe including a NASDAQ-listed company, and presently serves as Chair of the Governing Board of Atlanta Medical Center, a $250 million for-profit hospital owned by Tenet Healthcare Systems.

Charles authored several books and articles about business financing including bestselling The SBA Loan Book 3rd Edition (Adams Media) and the new Get Financing Now (McGraw-Hill).

He earned a B.S. in Finance from the University of Alabama and completed the Stonier National Graduate School of Banking at the Wharton School of Business. He serves as Chair of the Fulton County Arts Council and has served on several non-profit community boards. In 2005 he was named the Financial Services Champion by the Georgia District of the U.S. Small Business Administration.

The Small Business Finance Institute offers information to teach small business owners how to manage the money they have and find the funding they need. Learn more about our annual conference "Stepping Up To Business" at www.SBFI.org/Stepping-Up-To-Business or monthly workshop "Financial Boot Camp" at www.SBFI.org/Financial-Boot-Camp

For more information visit www.SBFI.org

Charles may be contacted at [e-mail].

Customer Reviews

Most Helpful Customer Reviews

4 of 4 people found the following review helpful:

2.0 out of 5 stars Read if you walk and talk like a banker, June 3, 2003

By 

Van H. Dai "Bookie the Worm" (Richardson, TX USA) - See all my reviews
(REAL NAME)   

Amazon Verified Purchase

This review is from: Financing the Small Business (Streetwise) (Paperback)

Charles Green is a well respected financial figure, but his methods of explanation and writting needs a much needed revision.

This book contains a lot of information that is presented in typical "banker talk". If you are not all that financially savvy then you may have to re-read certain sentences and passages to understand what the author is talking about. He fails to give adequate examples and case studies to help readers envision real-life circumstances that other people have gone through. Examples are probably unnecessary but I've always thrived on examples and case studies.

What is comes down to is this:
1.) This book contains a lot of useful information that is not written for the benefit of the reader. It is written much in the same way as college texts - professors writing to impress other professors, bankers writing to impress other bankers. This book could have been written with more clearly for the everyday man and woman. At least that is what I come away feeling. I've read better and more concisely written books that are more easily understood.
2.) Only barely touches up on obtaining money for start-ups. Start-ups are about only 5-10% of the book at most. There are better books out there for this. The SBA Loan Book is one.

Read this book if you already have the basics and terminology down. This book does have a lot of information and advise. My only beef with it is the long-winded and inconcisely writing style of the author.

2 stars for writing style and useful information (though the same information can be found in other better written books)

3 of 3 people found the following review helpful:

5.0 out of 5 stars Loaded with information, September 6, 2003

By 

"mariegb" (Bellingham, WA United States) - See all my reviews

This review is from: Financing the Small Business (Streetwise) (Paperback)

This book is a valuable tool to use in a more complicated era of financing small businesses. Bankers are much more analytical today in evaluating business loan requests, and the author attempts to bridge the gap between what financial information the banker requires and what their clients must produce. I found this book very helpful, and have already employed many suggestions.

2 of 2 people found the following review helpful:

5.0 out of 5 stars Excellent book for small business owners, June 25, 2003

By A Customer

This review is from: Financing the Small Business (Streetwise) (Paperback)

This book was very useful in helping me understand what my bank wanted to learn about my enterprise before agreeing to finance us. I have struggled to keep growth capital coming my way for the past few years. The days of "no money down" and just "taking your banker to lunch" are over.

Mr. Green's straight talk and financial insight enabled me to understand what my bank wanted to see and why. His methodical approach to determining why, how much, and from where to get financing lowered my borrowing requirements and helped save me money. The alternatives to bank financing suggested in the book continues to generate new ideas that I can use to leverage my capital.

In the end, I realized that all of the information and structure required by the bank ultimately will make my business stronger. Anyone needing to borrow more than $100,000 for their business would benefit from reading this book.