Fixing the 401(k): What Fiduciaries Must Know (And Do) to Help Employees Retire Successfully [Paperback]

Joshua P. Itzoe (Author)

Book Description

Publication Date: August 15, 2008

Are you a retirement plan fiduciary but unsure of what's required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you're not sure how to find out? Are you worried that your employees won't be able to retire? If the answer to any of these questions is "Yes," this book is for you. "Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qualified plans to the handful of core ideals by which successful plans must operate. This is a great, understandable guide for plan sponsors." -Pete Swisher, CFP, CPC, Vice President and Senior Institutional Consultant, Unified Trust Company, N.A. and author of "401 (k) Fiduciary Governance: An Advisor's Guide" "Fixing the 401(k) is a bold and excellent work. Josh Itzoe reminds us that excellence is desperately needed within our private retirement system. By following the solid principles shared in this book, Itzoe reveals how any employer, large or small, can build and operate an excellent 401(k). The 401(k) is the mechanism that over fifty million people will rely upon to help their retirement dreams become a reality. This book is the starting point for employers who want to understand how to make their 401(k) truly excellent and help secure the common good of society." -Matthew D. Hutcheson, Congressional Expert and Independent Pension Fiduciary

Product Details

• Paperback: 176 pages
• Publisher: Mill City Press, Inc. (August 15, 2008)
• Language: English
• ISBN-10: 1934937177
• ISBN-13: 978-1934937174
• Product Dimensions: 8.5 x 5.5 x 0.4 inches
• Shipping Weight: 8 ounces (View shipping rates and policies)
• Average Customer Review: 4.9 out of 5 stars  See all reviews (18 customer reviews)
• Amazon Best Sellers Rank: #126,408 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

1 of 1 people found the following review helpful:

5.0 out of 5 stars Speaks to Its Readers' Needs, February 5, 2009

By 

Ken Lizotte "author 'The Expert's Edge: Becom... (www.thoughtleading.com) - See all my reviews
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This review is from: Fixing the 401(k): What Fiduciaries Must Know (And Do) to Help Employees Retire Successfully (Paperback)

Joshua's book covers a very complex subject by carefully leading its readers through it all, step by step, via a writing style that is personable (which really helps) and a format that provides a guiding hand, e.g., with a "Questions to Ask" section at the end of every chapter, many plain & simple charts throughout, plus bold headings and sub-heads and an overall easy-to-ready choice of font and type size.

Competing books aimed at this topic can leave one's head reeling. In contrast, "Fixing the 401(k)" sensitively speaks to its readers' need, producing the opposite of head-swirling. It's a useful, helpful guide that effectively makes its important points in a manner that enables its readers to know what they must do next.

5.0 out of 5 stars Excellent Resource for Those on 401k Committees or who work in HR/Benefits, September 16, 2011

By 

darren - See all my reviews

This review is from: Fixing the 401(k): What Fiduciaries Must Know (And Do) to Help Employees Retire Successfully (Paperback)

Very easy to read and informative book which should be required reading for anyone involved in 401k Plans from the 401k Committee/fiduciary level, downt to those who do the day to day work and plan administration. The author is extremely knowledgable. Very good value for money spent.

5.0 out of 5 stars Fixing the 401(k), May 25, 2011

By 

Charles C. Coury "CCCoury" (Springfield, OR) - See all my reviews
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This review is from: Fixing the 401(k): What Fiduciaries Must Know (And Do) to Help Employees Retire Successfully (Paperback)

Josh Itzoe, in this slim, fast read book, did a great job cutting through the 401(k) fog and getting to the root issues. That issue-clarity is worth the read alone. But Josh goes beyond his penetrating analysis to simple, clear fixes. He's not afraid to make suggestions: Use a ERISA 3(38)RIA financial manager, an independent TPA, make use of QDIAs such as Life cycle investments, and he suggests best-practice fee structures for all. In addition, he has a glossary to help with the retirement plan alphabet soup. If I were a manager needing to get a quick handle on the root 401(k)issues and good plan design, I would definitely recommend this book.