Free and Clear: God's Roadmap to Debt-Free Living [Paperback]

Howard Dayton (Author)

Book Description

Publication Date: January 1, 2006

Overwhelmed with debt? There is hope and freedom for you no matter how big your problem. Skyrocketing debt has crippled and divided millions in this age of rampant credit, interest-only mortgages, and record loan defaults. The way out from under debt burdens is not a declaration of bankruptcy, but surrender to the Word of God. Becoming debt-free may seem an impossible dream for many, but it is actually an attainable goal according to Howard Dayton, president of Crown Financial Ministries. He overcame his own struggle with debt by applying God's principles to managing his finances, principles he lays out in this practical, encouraging, never-give-up book.

Editorial Reviews

From the Back Cover

You CAN reach total financial freedom if you follow God’s directions.

 

Debt has become a crippling way of life for millions of Americans. Almost half of all American families spend more than they earn.  Along with the obvious financial challenges, skyrocketing debt leads to increased stress, compromised health and devastated relationships.  God has a better way!  And He has laid it out clearly in Scripture.

 

By learning and applying the simple, practical advice found in the Bible, Howard Dayton was able to break the bonds of debt and achieve financial freedom—and you can too! Whether your debt is a high-interest loan, home mortgage, auto payments, credit card purchases, or all of the above, you can become debt-free.

 

Free and Clear offers biblical money-management practices that will restore your financial health and refresh your spirit. The step-by-step approach and compassionate writing will give you hope and encouragement as you begin your journey to financial freedom.

About the Author

Howard Dayton is CEO of Crown Financial Ministries (crown.org) and host of the nationally syndicated radio program Money Matters. He, along with Larry Burkett (1939-2003), combined ministries in the year 2000 to form Crown Financial Ministries. Howard’s books and small-group financial studies have been used by thousands of churches and individuals.  He is a former businessman and former real estate developer.  Howard and his wife, Bev, have been married for over thirty years.  They reside in Gainesville, Georgia, and have two married children.
c.2006

Product Details

• Paperback: 224 pages
• Publisher: Moody Publishers (January 1, 2006)
• Language: English
• ISBN-10: 0802422578
• ISBN-13: 978-0802422576
• Product Dimensions: 8.4 x 5.4 x 0.6 inches
• Shipping Weight: 10.4 ounces (View shipping rates and policies)
• Average Customer Review: 4.9 out of 5 stars  See all reviews (10 customer reviews)
• Amazon Best Sellers Rank: #277,041 in Books (See Top 100 in Books)

More About the Author

Howard Dayton founded Crown Ministries in 1985 and developed a remarkably effective small group financial study. Crown Ministries merged with Larry Burkett's Christian Financial Concepts in September 2000 to form Crown Financial Ministries, the world's largest financial ministry. His life-long passion for applying God's principles to financial management dates back to 1974 when a business partner challenged him to study the Scriptures to discover what God teaches about handling money. The result has been a series of book clearly explaining God's principles for handling money: "Your Money: Frustration or Freedom, Your Money Counts, Free and Clear," and his most recent book, "Your Money Map." Howard and his wife, Beverly, reside in Gainesville, Georgia and have two children.

Customer Reviews

Most Helpful Customer Reviews

45 of 46 people found the following review helpful:

4.0 out of 5 stars Manage money from a biblical perspective, March 14, 2006

By 

J. Klaus (Dallas, TX USA) - See all my reviews
(REAL NAME)   

This review is from: Free and Clear: God's Roadmap to Debt-Free Living (Paperback)

This book is geared toward Christians who want a better handle on their finances. Borrowing has become so much a part of the culture that it's easy to buy into the message that debt is normal and necessary. That is not God's plan. God wants his people to be free of bondage to debt. The problem is that so many have dug themselves in so deep, that they can't a see way to escape.

Howard Dayton lays out an easy to follow road map that shows you how to master debt, and begin to save and invest to provide freedom. Freedom that allows you to manage your (actually God's) money in a way that can eliminate stress and have eternal value.

How to escape debt and invest wisely is intimidating for many people. This book is not intimidating. It is clear and simple in its approach. Its credibility comes from an author who has a long track record of helping people manage their finances. The biblical platform for the principles is timeless and effective. Free and Clear is a fine start for the basics of personal finance from God's perspective.

3 of 3 people found the following review helpful:

5.0 out of 5 stars An amazing road to follow!, November 12, 2008

By 

J. Farmer "Mrs. Farmer" (Sacramento, CA) - See all my reviews
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This review is from: Free and Clear: God's Roadmap to Debt-Free Living (Paperback)

My husband read this book first, and I'd listened to the author on the radio for years. This book is such an amazing guide to getting out of debt for all the right reasons. It's a book you can never read too many times to stay on track. It really has helped me to stay focused on our financial goals even when all we want to do is go out and buy that 50" TV and we know we can't afford yet! Those urges come and I pull out the book and review the money map! I even wrote down the steps on my spending plan so they're write there when I'm looking at how much money is going to paying off our debt.

3 of 3 people found the following review helpful:

5.0 out of 5 stars Everyone needs this book, August 31, 2007

By 

S. Cable (Grapevine, TX) - See all my reviews
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Amazon Verified Purchase

This review is from: Free and Clear: God's Roadmap to Debt-Free Living (Paperback)

This book is simple to understand. It makes people understand the importance of debt-free living and the steps to get debt-free. The book truly teaches God's way of handling money.