Getting Started in A Financially Secure Retirement: Pre- and Post-Retirement Planning in a Time of Great Uncertainty [Paperback]

Henry K. Hebeler (Author)

Book Description

Publication Date: April 27, 2007 | ISBN-10: 0470117788 | ISBN-13: 978-0470117781 | Edition: 1

PRE- AND POST-RETIREMENT PLANNING THAT MAKES SENSE

GETTING STARTED IN A FINANCIALLY SECURE RETIREMENT

If you want to make the most of your retirement years, you have to seriously think about the retirement lifestyle you want and the path that will get you there. In order to do this, you need reliable retirement information that will allow you to properly chart your course. Nobody knows this better than author Henry Hebeler, who retired from the corporate world more than fifteen years ago--and quickly discovered that much of the retirement planning advice available wasn't helping people accomplish their goals.

Now, with Getting Started in a Financially Secure Retirement, Hebeler shares his experience in this field with you and reveals what it really takes to achieve the retirement you want. Written in a straightforward and accessible style, Getting Started in a Financially Secure Retirement dismisses the assumptions that many popular retirement planning methods make and addresses some of today's most important retirement issues, including everything from planning with realistic economic inputs to neglected subjects such as replacement budgeting, reverse dollar cost averaging, and the need for resiliency when encountering surprise events.

Filled with in-depth insights, practical advice, and helpful retirement planning tools, Getting Started in a Financially Secure Retirement will allow you to apply Hebeler's proven principles to your own specific situation--whether you're already retired or still working--and make more informed financial decisions as you plan for the years ahead.

Editorial Reviews

From the Back Cover

PRE- AND POST-RETIREMENT PLANNING THAT MAKES SENSE

GETTING STARTED IN A FINANCIALLY SECURE RETIREMENT

If you want to make the most of your retirement years, you have to seriously think about the retirement lifestyle you want and the path that will get you there. In order to do this, you need reliable retirement information that will allow you to properly chart your course. Nobody knows this better than author Henry Hebeler, who retired from the corporate world more than fifteen years ago—and quickly discovered that much of the retirement planning advice available wasn't helping people accomplish their goals.

Now, with Getting Started in a Financially Secure Retirement, Hebeler shares his experience in this field with you and reveals what it really takes to achieve the retirement you want. Written in a straightforward and accessible style, Getting Started in a Financially Secure Retirement dismisses the assumptions that many popular retirement planning methods make and addresses some of today's most important retirement issues, including everything from planning with realistic economic inputs to neglected subjects such as replacement budgeting, reverse dollar cost averaging, and the need for resiliency when encountering surprise events.

Filled with in-depth insights, practical advice, and helpful retirement planning tools, Getting Started in a Financially Secure Retirement will allow you to apply Hebeler's proven principles to your own specific situation—whether you're already retired or still working—and make more informed financial decisions as you plan for the years ahead.

About the Author

Henry Hebeler is a graduate of the Massachusetts Institute of Technology (MIT), from which he has three degrees. He has spent most of his working career at The Boeing Company, ultimately becoming president of Boeing Aerospace Company. He has been working with retirees for many years, developed special material for their use, and given numerous seminars on retirement. Hebeler's current focus is the dissemination of sound financial planning information that applies to a wide range of personal investment, economic, and income situations.

Product Details

• Paperback: 267 pages
• Publisher: John Wiley and Sons; 1 edition (April 27, 2007)
• Language: English
• ISBN-10: 0470117788
• ISBN-13: 978-0470117781
• Product Dimensions: 9.2 x 6.3 x 0.8 inches
• Shipping Weight: 12 ounces (View shipping rates and policies)
• Average Customer Review: 4.5 out of 5 stars  See all reviews (11 customer reviews)
• Amazon Best Sellers Rank: #202,732 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

19 of 19 people found the following review helpful:

5.0 out of 5 stars Great Overview Book, December 17, 2007

By 

Dale C. Maley "Index Fund Investor" (Fairbury, IL United States) - See all my reviews
(VINE VOICE)    (REAL NAME)   

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This review is from: Getting Started in A Financially Secure Retirement: Pre- and Post-Retirement Planning in a Time of Great Uncertainty (Paperback)

Hebeler's writing style is easy to read.

I have read over 200 books on investing/financial planning, and I would put this book into the top 10....with regards to general financial planning information.

Hebeler covers all the basics including saving, investing in index funds, and Social Security.

I particularly liked his list of Lessons Learned:

1. Look hard for low costs and taxes.
2. Don't invest in anything that eats, floats, drills, or is appraised with a magnifying glass or scale.
3. Avoid partnerships and tax gimmicks
4. Be wary of someone who wants to manage your money
5. You have heard of someone who has a foolproof method
6. Don't buy individual stocks and don't time the market

As a general intro to investing, you really can't go wrong with this book.

To compliment this book.....I would suggest a couple good books on index fund investing and asset allocation.


The Richest Man in Babylon
Bogle on Mutual Funds: New Perspectives for the Intelligent Investor
The Millionaire Next Door
The Four Pillars of Investing: Lessons for Building a Winning Portfolio
A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing, Ninth Edition
The Coffeehouse Investor: How to Build Wealth, Ignore Wall Street, and Get On With Your Life
The Bogleheads' Guide to Investing

14 of 14 people found the following review helpful:

5.0 out of 5 stars A must have for Successful Retirement Planning, July 10, 2007

By 

D. Parente (Philadelphia, PA) - See all my reviews
(REAL NAME)   

This review is from: Getting Started in A Financially Secure Retirement: Pre- and Post-Retirement Planning in a Time of Great Uncertainty (Paperback)

This Financial non-fiction reads like a novel. An easy read that is extremely informative and useful for planning and executing your retirement. Readers will benefit by the many thousands of man hours or research and analysis that have gone into providing this resource. The many different types of investment are reviewed and the real world effects on growth by inflation, taxes and fees are illustrated. The book also provides much relevant information about all the relevant topics surrounding retirement planning, such as IRAs, tax strategies, Social Security, pensions etc. Chapter 2 titled "Be Aware of the Environment" is very eye opening and relevant in today's world. This book is very easy to use as a resource and provides many clear Appendixes designed to allow the reader to make some simple calculations to either check the present status of planning or to run simulations based on changes or differences in assumptions. Entertaining as well as informative.

11 of 11 people found the following review helpful:

4.0 out of 5 stars A Wealth of Info, November 26, 2007

By 

Charles Nielsen (London) - See all my reviews

This review is from: Getting Started in A Financially Secure Retirement: Pre- and Post-Retirement Planning in a Time of Great Uncertainty (Paperback)

The author is a designer of a website dedicated to retirement planning and that shows in his book. He has a detailed knowledge of what it takes to build and later utilize a nest egg, and spells it out in plain language for the reader.

What I liked about the book: The plethora of information about creating my own nest egg and how to preserve said nest egg, and eventually how to tap the nest egg. It did these things better than any book I have ever read.

What I didn't like about the book: Some of the charts were way too complex and detailed. They were nearly impossible to decipher.

All in all it was one of the better books about retirement I have read. I also finished reading the FUNNIEST book about retirement I've read, "Race You To The Fountain of Youth."Race You to the Fountain of Youth: I'm Not Dead Yet (But parts of me are going fast)