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Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future [Kindle Edition]

Glinda Bridgforth
4.6 out of 5 stars  See all reviews (19 customer reviews)

Print List Price: $13.99
Kindle Price: $7.99
You Save: $6.00 (43%)
Sold by: Random House LLC

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Book Description

Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.

Editorial Reviews

From Booklist

Money manager Bridgforth follows her Girl, Get Your Money Straight! (2000) and Girl, Make Your Money Grow! (2003) with a focus on credit. Recalling her own early financial woes, living from paycheck to paycheck and well beyond her means, Bridgforth speaks from experience as a tapped-out consumer and as a financial advisor. Focusing on the types of behaviors and emotions that often fuel overspending and the bad credit that results, she advises readers to consider how and why they spend. The book is organized in three parts: the basics of understanding credit and credit ratings, a step-by-step guide to establishing a credit repair strategy, and advice on maintaining good credit, including ideas about earning extra money. Bridgforth examines the cultural and economic factors most likely to result in poor credit for black women, but her advice is widely applicable. Vanessa Bush
Copyright © American Library Association. All rights reserved


Praise for Girl, Get Your Money Straight! and Girl, Make Your Money Grow!“A must-have guide for any woman who wants to have power over her money. Warmth, energy, and financial savvy radiate from every page.”—David Bach, New York Times bestselling author of The Automatic Millionaire and Start Late, Finish Rich“Thoughtful, holistic, heartfelt advice.”—USA TodayGirl, Get Your Money Straight! and Girl, Make Your Money Grow! speak to the heart and soul of sisters everywhere, and give us the practical tools we need not only to conquer our money fears but to lift our spirits and achieve our wildest dreams!”—Cheryl D. Broussard, author of Sister CEO and The Black Women’s Guide to Financial Independence“A motivating guide to claiming financial health and success that speaks to the unique money challenges of Black women and offers empowering steps to healing.”—Ebony“This book is a must for every wise woman and her household.”—Bertice Berry, author of When Love Calls, You Better Answer and I’m on My Way but Your Foot Is on My Head

Product Details

  • File Size: 652 KB
  • Print Length: 352 pages
  • Publisher: Crown Business; Reprint edition (January 15, 2008)
  • Sold by: Random House LLC
  • Language: English
  • ASIN: B0012P2OMO
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Not Enabled
  • Amazon Best Sellers Rank: #336,050 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Most Helpful Customer Reviews
22 of 24 people found the following review helpful
5.0 out of 5 stars Girl, Get this Book!!! February 7, 2007
By Kathy
I recently went to her book signing in Atlanta and bought all three of her books. She is an awesome author. I am a forty something woman who makes a good living just made a lot of mistakes. This is an excellent book to help you straighten out a mess that you have made in easy terms to understand. We have all had our share of credit "issues" but this will put you back on track. It is not just for sisters, it is for men and women, black and white or others with credit problems but want a book that is easy to understand for the regular person and it will help you. I can not wait until her next book signing to tell her where I am in "Getting my credit straight"!!!
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4 of 4 people found the following review helpful
5.0 out of 5 stars An excellent book for women of any color December 19, 2007
By Jillo
There were about 30 similar books in the "Personal Finance" section of the bookstore, but this one stood out to me.
Reading the book is like listening to a wiser aunt telling you the truth about credit cards and predatory lending. She tells you not only how to get your finances straightened out, but also why it is important - especially for women.
I really liked the ideas at the back of the book about getting second jobs doing freelance work or having a small business on the side. The advice about trading time spent watching TV for time you could be earning enough to get yourself out of debt has really stuck with me.

I really like this book and I'm going to buy it for my neices for Christmas.
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8 of 10 people found the following review helpful
5.0 out of 5 stars Girl Get That Credit Right!!!!! June 19, 2007
Wow! Ive Been Reading This Book & Must Say , That It Has Taught Me About So Many Things I Didnt Know About. This Book Has Educated Me in So Many Areas In Life,Its Taught Me About How We Should Manage Debt. Paying Bills On Time, My Credit Score, & So Much More. This Book Is A Must Read For All Women...
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6 of 7 people found the following review helpful
5.0 out of 5 stars Book Review May 6, 2007
I would refer this book to anyone that's trying to take control of their credit score.
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4 of 5 people found the following review helpful
5.0 out of 5 stars Girl, Get Your Credit Straight! December 5, 2007
Are you in a finanical crisis? Well have no fear, beacuse Glinda Bridgforth is here! I have not been able to put this book down! This is my financial bible right now! Glinda, instructs you in such a way of getting out of debt, and staying out of debt. She guides you toward "Building a Strong Financial Future", and how to mend your credit. This is a great book if you are needing to "Get Your Financial House In Order!" I thank my sister Beverly for giving me this book!Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future
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1 of 1 people found the following review helpful
5.0 out of 5 stars Must read for the African American community May 26, 2013
Format:Hardcover|Verified Purchase
We all know someone that has issues with credit or just looking to make the credit score better, get this book. Not all the time are people suffering from horrible credit but just want to know how to make it better and this is your literacy grail!
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1 of 1 people found the following review helpful
5.0 out of 5 stars Insightful June 14, 2012
Format:Kindle Edition|Verified Purchase
I love this book. Very informative and easy to read. It's helped me to prioritize how I manage my financial future. I would recommend this book to all those who need a simple plan to get out of a difficult financial situation.
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20 of 30 people found the following review helpful
1.0 out of 5 stars Nothing New May 10, 2007
By Warren
This book takes an interesting topic and makes it booooring. The author takes 50 pages worth of information and streeeetches it out to over 300 pages. Way too much verbiage. Basically, a rehash of information that's already been out in the news for years. Nothing new.

One of the main reasons I got this book was because I wanted to read the "101 Ideas to Increase Income." I wonder how many of these ideas the Sisters are going to be able to use:

Get a raise. (None of the Sisters could have thought of that one?)

Be an actress. (Like Hollywood is waiting.)

Own a vending machine.

Own an ATM. (It's getting funny now.)

Be a house sitter.

Be a singer. (Like Fantasia.)

Write plays.

Direct plays.

Be a comic strip artist.

And other equally "helpful ideas."

I'm sure Glinda is a very nice lady, but this book is a total disappointment.
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Most Recent Customer Reviews
5.0 out of 5 stars Five Stars
Excellent book! Very informative.
Published 2 months ago by carol
5.0 out of 5 stars No more debt!
Really enjoyed this book an easy read. Glinda spells it out for you. I am now applying credit tips to my own financial situation and have paid off 4 of 6 credit cards/debtors. Read more
Published 3 months ago by Shar
5.0 out of 5 stars Five Stars
Published 4 months ago by Amazon Customer
5.0 out of 5 stars Awesome
Great book! Wonderful advice. Follow it and benefit the rewards! Look no farther It's the only book you will need.
Published 6 months ago by rose
5.0 out of 5 stars Financially Educational
I believe this book will be a great financial eduacational tool, no matter what ethniticity I am. I wonder why this book is directed towards "black" women as opposed to women in... Read more
Published on June 29, 2012 by Amazon Customer
3.0 out of 5 stars Pretty informative
This is a great book if you are looking for solid info on this topic, this is a wonderful that is informative and you will not regret purchasing it!!!
Published on October 1, 2011 by Enjoli Baker
5.0 out of 5 stars Wonderful read, with good-natured talk and a sensational author
I really enjoyed reading this book. I have read all (3) "Girl..." financial books from Glinda Bridgforth. She has a warm heart, and that comes across to her readers. Read more
Published on November 23, 2010 by Bella
3.0 out of 5 stars Great Info but my credit still ain't straight!
I did like this book because it has some very good points in it. On the other hand, there are things in it that most adults already know, they just don't do it. Read more
Published on February 10, 2010 by sjones_writer
5.0 out of 5 stars Excellent delivery of books!
I sent several books as a gift and they all arrived in excellent condition on the same day! Delivery was fast and I will order again! Thank you!
Published on February 3, 2010 by J. Doran
5.0 out of 5 stars More Fun than Suzy Orman!
"Financial whiz Glinda Bridgforth is better to read than Suzy Orman. A great book to help you get your compulsive spending under control and your credit right."
Published on March 12, 2008 by BookManBookWoman TV REVIEWS
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