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A Girl Needs Cash: How to Take Charge of Your Financial Life
 
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A Girl Needs Cash: How to Take Charge of Your Financial Life [Paperback]

Joan Perry (Author), Dolores Barclay (Author)
4.1 out of 5 stars  See all reviews (14 customer reviews)


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Book Description

June 1, 1999
TAKE CHARGE OF YOUR FINANCIAL LIFE!

The easiest way to lose control of your life is to lose control of your financial life. Joan Perry's spectacularly successful Wall Street career shielded her from that truth--until a failed love affair and a lost nest egg jolted her into rethinking her priorities and then acting on them. Today, through her company, Take Charge Financial!, Perry helps women gain control of their money and their lives by building long-term financial well-being through smart investing.

In A Girl Needs Cash, Perry provides women at all stages of life with an unusual program that goes beyond just the basics of personal finance. She breaks through the myths and misconceptions that have kept women financial captives and gives the scoop on growing wealth. Among the important topics discussed:

  Taking charge: Perry shows you step by step how to review your spending habits and develop new sources of income to create the kind of life you want to live--now and well into your future.

  Creating the "money machine": Perry shows how to build a personal "money machine" to generate real cash flow with the right investment choices for you--stocks, mutual funds, real estate--and understand the tax choices that affect your cash flow.

The time to take financial action is now. From offering new thinking about your attitude toward money to providing the tools for successful investing, A Girl Needs Cash is one of the most important books a woman can read.

Editorial Reviews

From the Inside Flap

TAKE CHARGE OF YOUR FINANCIAL LIFE!

The easiest way to lose control of your life is to lose control of your financial life. Joan Perry's spectacularly successful Wall Street career shielded her from that truth--until a failed love affair and a lost nest egg jolted her into rethinking her priorities and then acting on them. Today, through her company, Take Charge Financial!, Perry helps women gain control of their money and their lives by building long-term financial well-being through smart investing.

In A Girl Needs Cash, Perry provides women at all stages of life with an unusual program that goes beyond just the basics of personal finance. She breaks through the myths and misconceptions that have kept women financial captives and gives the scoop on growing wealth. Among the important topics discussed:

  Taking charge: Perry shows you step by step how to review your spending habits and develop new sources of income to create the kind of life you want to live--now and well into your future.

  Creating the "money machine": Perry shows how to build a personal "money machine" to generate real cash flow with the right investment choices for you--stocks, mutual funds, real estate--and understand the tax choices that affect your cash flow.

The time to take financial action is now. From offering new thinking about your attitude toward money to providing the tools for successful investing, A Girl Needs Cash is one of the most important books a woman can read.

About the Author

Joan Perry was the founder of Perry Investments, Inc., an underwriter of municipal bond financing for dozens of state and local governments, including the state of California. She is now president of Take Charge Financial!, an investment management firm in Los Gatos, California. Dolores Barclay is a national editor for the Associated Press. She has collaborated on several books, including an autobiography by Diana Ross. She lives in New York City.

Product Details

  • Paperback: 256 pages
  • Publisher: Three Rivers Press (June 1, 1999)
  • Language: English
  • ISBN-10: 0812931351
  • ISBN-13: 978-0812931358
  • Product Dimensions: 8.1 x 5.5 x 0.6 inches
  • Shipping Weight: 7.2 ounces
  • Average Customer Review: 4.1 out of 5 stars  See all reviews (14 customer reviews)
  • Amazon Best Sellers Rank: #1,598,992 in Books (See Top 100 in Books)

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Customer Reviews

14 Reviews
5 star:
 (4)
4 star:
 (9)
3 star:    (0)
2 star:    (0)
1 star:
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Average Customer Review
4.1 out of 5 stars (14 customer reviews)
 
 
 
 
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Most Helpful Customer Reviews

6 of 7 people found the following review helpful:
4.0 out of 5 stars Great motivator with good financial info, February 18, 1999
By A Customer
Perry's "A Girl Needs Cash" is a great motivator. I was especially happy to hear here opinion that an investor shouldn't wait before credit card balances are zero before saving/investing. The book also encourages self-reliance when it comes to money matters, which is a terrific goal for any financial planner trying to help a client.

I was dissapointed that Perry several times in her book referred to home ownership as having no ability to provide future income. A reverse annuity mortgage may provide needed income to a retiree. She also refers to variable life insurance products as "private pension plans". Despite being marketed as such, referring to insurance as a pension plan borders on the unethical.

Despite these minor problems, I certainly recommend this book as one of the several men and women should read while trying to organize there personal finances.

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3 of 3 people found the following review helpful:
4.0 out of 5 stars a girl needs cash!, May 15, 2000
This review is from: A Girl Needs Cash: How to Take Charge of Your Financial Life (Paperback)
Finally, women, not girls.. gather up your scraps of paper and receipts and straighten out your financial matters, yourself! You likely will not find a better way to begin then Joan Perry's " A girl needs Cash". You may, Like I, find yourself quoting passages to your female friends, sometimes in anger, often in great frustration, as the book deals with the many social and economic reasons women of ALL ages have not dealt with their money. the fac tthat it deals with women of all backgrounds and ages is part of its great appeal and accesibility. It is truly a bare bones, no holds barred approach to finance that will take you thru sunshine savings accounts to muny bonds, increasing your savvy and, therefore, your confidence in revamping your own financial future without the age-old dependence on the male figures in your life. This includes fathers, brothers, by the way). Simultaneously dispelling the white knight myth while providing much-appreciated advice for women battling the social challenges they face in the workplace AND outside, it neither paints women in the 'victim' role, nor tells them to jump on a feminist bandwagon. Joan Perry, like I, was raised with good financial advice and lived feminism before the word was created. Whatever your age or current status, this delightful gem will provide you with a simplified and very TARGETED approach to improving your lifestyle while regaining great discipline. We roar and applaud this book for all ages.
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3 of 3 people found the following review helpful:
5.0 out of 5 stars Any working girl needs to read this book!, August 1, 1998
I was pleasantly surprised to read this book as if it were a mystery novel. I loved following the financial lives of the working and non working women she presents in her book so brilliantly. I actually read over 100 pages at my daughters volleyball practice and was able to enjoy it despite the noise surrounding me. I had and have many ongoing questions of our families finances and our future. I wish I had read this book when I was working in a higher paying job and jet setting around for a company with an apartment on the Marina Green in San Francisco! Joan thank you for this great book and I highly recommend it to any girl that needs cash! And let's face we all do.
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