Customer Reviews

God's Plans For Your Finances

5 star:		(6)
4 star:		(2)
3 star:		(1)
2 star:		(0)
1 star:		(0)

 

 

This book is vital for anyone who desires to serve God. It is focused on working with your current finances. Mr. Nichols provides sound solid advice on how to live on 70% of your income and not 90% like most of us.

This book was so stimulating to me that I compared what I was spending in various categories to what Mr. Nichols recommends. I found areas where I need to improve.

I will be teaching the young adults in my Sunday School class from this book in the next quarter.

My life has been enriched from Mr. Nichols efforts.

One of the best books I've ever read on the topic of God's word and Money. It makes you think, and take a serious look at where you are putting your faith. If your not following God's outline for the use of money then reading this book may be the best thing you can do!

If you are ready to get out of debt and have a relationship with God this book will bless you. It has clear bullets and one could read it in one day. It is a great reference book to pass on to all your love ones.

I have read many finance books regarding getting out of debt and being a good steward over your possessions, however Mr Nichols format for sharing this message was easy to read and very power. I could feel the Holy Spirit radiating from the pages. Also the fact that he grew up poor and broke the cycle of poverty by studying God's word as well submitting to God's Plan will encourage others to rise above adverse/negative circumstances to become prosperous obedient Christians. Completeness in Christ and obedience to God's word = SUCCESS.

Before being in a leadership position in the financial industry Dwight Nichols experienced poverty first-hand. Realizing that what one thinks affects one's life, he approches the subject by pointing out that a correct belief system will have direct favorable consequences when those beliefs are acted upon. He uses principles from the Bible to instruct on God's way of leading one from lack to abundance.

Chapter 12 is particularly encouraging in that it seeks to draw out of a person what God has already put within. One idea from God can turn a person's financial situation around. That idea must be acted upon if it is to have the desired results, however. In the next chapter he lists 21 steps of wealth-building. While the book concentrates on finances, it is not a book about greed. Material possessions are fleeting. This book teaches stewardship principles, i.e., that God is the owner of all resources, that we are being effective stewards in using resources to expand His kingdom in implementing wise principles. He spends a considerable amount of his discussion on helping the poor and giving to worthy causes.

Nichols' case becomes even more salient toward the end of the book when he points out how much money is wasted forever by excessive interest payments charged by credit card companies, money that an individual could use for worthwhile causes.

One weakness is in the chapter on insurance (Chapter 10). In talking about individuals with no dependents buying insurance, he rhetorically asks why. The answer is one of faith. Some people in that category are not looking at what IS, but what will BE...their future spouse and kids.

Being a financially savvy person, I became totally dis-interested in this book when the author says "Avoid individual stocks and bonds. Use a no-load or rear-load mutual fund for your investment needs." (Page 128). I nearly crapped my pants when I saw this especially when the greatest investor in the world (Buffett) says mutual funds are for people that do not take the time to understand how money works. I also went into shock when the author said to avoid investing in options. After that, I concluded that this books has good information about what God says about money and financial circumstances (which the Author reiterates several times and in several chapters) and is directed towards people following God's teachings but don't take the time to really understand how investing works. Mutual funds at 8% are great investments......... what a crock of BS. Also, I noticed that the author wrote this book before the internet was out because on several occasions the author says to make sure your brokerage company has a telephone service to call in order to do transactions......

Overall, If you want to know what God has to say about Finances and about God's Plan, this is a good book. However, take the financial information with a grain of salt and read other books.

Of course I love Suze Orman. I think she's great! But the reason her books or shows have never resonated with me is because she doesn't speak my language. I live a Christian life, and Dwight Nichols' book beautifully spells out why Christians should care about money and how to begin living a surplus life. I read his book this past week and it made such an impact on me and on my husband that we are selling our $600,000 house and buying a $379,000 house so that we can start living a surplus life. Maybe you won't take such bold steps! But maybe this book will motivate you to make small changes in your life.

This is a great book. I got a copy from someone else who had ordered it from Amazon.com. I received the books in a few days at no shipping charges, which I was able to get because of the amount of my order and the book qualified for free shipping. I love that. The content of the book itself has made me think about how I view money and how I am accountable to God for all the money I receive, not just a tithe. Thank you Amazon.com for providing my reading materials and more.

This book was exactly what we were looking for, it was new and cheaper than buying locally.