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Good Credit Is Sexy
 
 
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Good Credit Is Sexy [Paperback]

Kristy Welsh (Author)
4.7 out of 5 stars  See all reviews (6 customer reviews)

Price: $19.95 & eligible for FREE Super Saver Shipping on orders over $25. Details
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Book Description

October 1, 2001
This book contains everything you need to NEED to know about your credit, even if it is excellent. Good credit is sexy covers topics such as identity theft, getting rid of junk mail, getting a mortgage or auto lease, and of course, how to fix your credit......

Do you carry around a pocket full of cash, telling your friends that cash is the ticket because no one will give you credit cards?

You don't have to be a conservationist to want to stop all the junk mail paper waste. The book contains complete instructions for virtually eliminating junk mail, a method key in the prevention of identity theft.

Are you afraid to have people over because the bill collectors are always calling?

Is your credit card debt fast approaching the national deficit? The book tells you how to get out of debt without using a debt-counseling agency or filing bankruptcy.

Considering leasing that automobile? You would be surprised to know how lease payments are calculated. The book gives valuable tips to avoid being ripped off at the dealership.

Do you carry around a pocketful of cash, telling your friends cash is the ticket because no one will give you a credit card? The book tells you how to get a credit card (so you can impress a new love interest with an over-the-top dinner at that new trendy restaurant)

Ever hear of Fair Isaac? This is the company literally holding your quality of life in its hands as it is responsible for creating the credit scoring system. The book explains how the company developed the credit score, and how your score is calculated using inside information from a US Federal Trade Commission presentation.

Haven't you always wondered how loan officers come up with their fees? Did you know that all fees are negotiable? Find out how you can pay less in mortgage costs, and how to watch out for the bad guys who will overcharge you.

Think your divorce papers put an end to those joint debts? Not a chance. The book tells you what your lawyer "forgets" to mention.

Is your credit shot? The book gives complete instructions for toning up those flabby muscles on your credit report.


Frequently Bought Together

Customers buy this book with BestCredit: How to Win the Credit Game, 2nd Edition $19.70

Good Credit Is Sexy + BestCredit: How to Win the Credit Game, 2nd Edition
  • This item: Good Credit Is Sexy

    In Stock.
    Ships from and sold by Amazon.com.
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  • BestCredit: How to Win the Credit Game, 2nd Edition

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Editorial Reviews

About the Author

Recession has been good for Kristy Welsh's career. With a Bachelors Degree in Aeronautical Engineering, the former rocket scientist and satellite designer found herself without a government contract in the early '90s. Taking advantage of her downtime, Welsh went to refinance the loan on her house, and came away with more than a lower interest rate; she was persuaded to try her hand as a loan officer. Welsh quickly became top producer in her office, and during day-to-day operations she received a crash course on credit and loans. Specializing in working with people who were mostly B, C, and D credit (less-than-perfect to perfectly-awful credit), she learned to fix people's credit not only because, I'm a nice person and I hate to see nice people get screwed, but for financial motivations as well. If credit problems stopped a loan from closing, I didn't get paid.

Since you can't totally take the geek out of the girl, Ms. Welsh kept her rocket-scientist mind entertained with the latest trends in computer technology and became fascinated with the Internet. She formed Web Nation, Inc., her own web design company, in 1996. As a marketing test in cyberspace, Welsh started a free credit information site to see how much traffic a site could attract due to quality content. At the time she started Creditinfocenter.com, very little credit information was available to the general public and, given Welsh's background, it seemed an ideal subject. (She also doubted rocket science would be a very big draw.) Creditinfocenter.com was an immediate hit, paying for itself with advertising revenue after the first month. Welsh was, and still is, amazed by how little the public knows about credit and its profound effect on their lives. As the site grew to over 200 pages, Welsh decided to publish a book based on the website content, the product of 5 years of research.


Product Details

  • Paperback: 417 pages
  • Publisher: Techartist Pub (October 1, 2001)
  • Language: English
  • ISBN-10: 0971256306
  • ISBN-13: 978-0971256309
  • Product Dimensions: 8.8 x 6 x 1.2 inches
  • Shipping Weight: 1.4 pounds (View shipping rates and policies)
  • Average Customer Review: 4.7 out of 5 stars  See all reviews (6 customer reviews)
  • Amazon Best Sellers Rank: #164,613 in Books (See Top 100 in Books)

 

Customer Reviews

6 Reviews
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Average Customer Review
4.7 out of 5 stars (6 customer reviews)
 
 
 
 
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16 of 18 people found the following review helpful:
5.0 out of 5 stars Excellent consumer information, October 17, 2001
By A Customer
This review is from: Good Credit Is Sexy (Paperback)
Good Credit is Sexy is worth its price alone for the information it provides on protecting personal privacy. It tells where to write to stop the junk mail that arrives in the mailbox on a daily basis and how to stop unwanted sales calls from interrupting the peace and quiet of evenings at home. Along with these valuable addresses, the book contains addresses and phone numbers (often toll-free) for the credit bureaus, major credit card companies, student loan services, etc.

It clearly defines and explains the different types of consumer credit--student loans, credit cards, auto loans, mortgages, and equity lines--along with the criteria used by companies in granting or rejecting credit applications.

The days of buying a car with cash are history for most of us. Credit is an integral part of our daily lives whether we like it or not. Good Credit is Sexy is a comprehensive reference book for those just starting to establish credit as well as for those who have been using credit for years. Add this one to your library.

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5 of 6 people found the following review helpful:
5.0 out of 5 stars Sassy and very helpful, March 15, 2003
By 
JHM Consult (Merrimac, MA USA) - See all my reviews
This review is from: Good Credit Is Sexy (Paperback)
I was very happy to happen upon this book while searching the Amaozon site. I've found the tone fun and sassy...which is just what you need when approaching the all too "depressing" subject of credit. Her description of the Fair Issac credit scoring system was very helpful. Following the book's instructions I have successfully removed a negative item from my credit report. If you're looking for a comprehensive book on credit I would recommend this one.
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4 of 5 people found the following review helpful:
5.0 out of 5 stars For People Who Want to Be In the Know, May 22, 2003
This review is from: Good Credit Is Sexy (Paperback)
This is a great resource book. Creditors do not harrass me anymore. I really feel empowered after reading this. No I can not earse my credit, but if I had read this book before messing up my credit, I would have been a lot better off.
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Inside This Book (learn more)
First Sentence:
Joanne is a 45-year-old former homemaker who is recently divorced after 22 years of marriage. Read the first page
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
received appropriate proof, other consumer reporting agencies, inquiring creditor, debt validation, consumer credit plan, existing credit account, active duty alert, consumer reporting agency, consumer pursuant, identity theft report, credit repair agency, credit repair agencies, written dispute, interstate means, abusive debt collection practices, excessive inquiries, negative listing, consumer notifies, disputed information, original creditor, par rate, investigative consumer report, credit score, dispute letter, debt collector
Key Phrases - Capitalized Phrases (CAPs): (learn more)
Fair Credit Reporting Act, Fair Isaac, Federal Trade Commission, United States, Consumer Credit Counseling Services, Fair Credit Billing Act, Dolan Media, Uniform Settlement Statement, Kelly Blue Book, Federal Reserve Bank, First Meeting of Creditors, Important Note
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