Customer Reviews

The Gospel of Roth: The Good News About Roth IRA Conversions and How They Can Make You Money

5 star:		(13)
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3 star:		(1)
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John Bledsoe is the guy I go to when I need financial advice. He has years of experience helping people make money, save money and have more money. He has done all of this with people who have a whole lot more money than I do, that's for sure! He knows this stuff inside and out and I trust him completely. John makes the Roth conversion a complete no-brainer. After listening to John, reading the book, studying the examples it all made perfect sense. If you have ANY money, listen to John Bledsoe.

I am a professor in Quantitative Management at a highly ranked Business School in the Northeast, received a Fulbright Scholarship and other distinguished awards. When faced with the decision to convert my IRA to a Roth, however, I was as confused as anyone out there (the advice found on the Web was to consider present tax rates vs. predicted future tax rates, etc., but no straight answer). John's Gospel made me see the Light! The book contains very practical advice on converting to a Roth; which (academically speaking) exploits the fact the Uncle Sam gives you the Roth Conversion Option for free!
After reading the book, I had a couple of questions about my personal situation. E-mailed John and got a phone call to help me out!
I recommend this book to everyone who is serious about retirement: it is written in plain English and gives actionable advice.

This is a good book covering the rationale for starting or converting a traditional IRA to a ROTH IRA. As is the case with so many books, there is only enough content for an article, rather than a book. But, articles can't make the same amount of money for an author as can a book, can they? So, it is too long and repetitive. The many tables of data are helpful, reducing the need for the reader to do so calculations.

The approach to evaluating the Roth IRA opportunity John has come up with is different than any of the other articles or conference calls I have heard on the subject discuss. It makes complete sense. The book is an easy read and full of great content.

John Bledsoe's book "The Gospel of Roth" makes the difficult decision of Roth IRA conversions very easy....Just do It! He drives home the point that this is probably the one and only time you can make a huge financial decision like this and are afforded the opportunity to second guess yourself in the future, either with a pat on the back or reverse the whole process with a Brett Farve game changing "do over". I have known and worked with John for almost 25 years and am constantly amazed at his ability to make the most complicated matters, simple to comprehend and with a splash of his always present sence of humor. If you are interested in getting the best return on your IRA, just read John Bledsoe's book and you will succeed and that's the gospel.

I took a copy of John's book to a meeting with my CPA to talk about tax planning. I have been with this accountant for years, and he understands taxes as well as anyone. He was initially concerned about the cash implications of transferring my retirement funds to a Roth IRA - then I told him about two ideas I read in this book: (1) the opportunity to convert funds back to their original status by the end of the year; and (2) the idea of setting up multiple Roth IRA's in different asset classes to see the winners and losers. My accountant knew about the first idea, and he was blown away by the second. He immediately asked if he could borrow my copy of this book. Here's the point - John is a friend, and I think he has written a great book. BUT, when your CPA says just one of the ideas in the book changed his thinking about the possibilities of a Roth IRA, well that is the proof I need to know that John Bledsoe is on to something with this important book.

Randy G. Pennington
Author, On My Honor, I Will

This book is an excellent source of information to help you decide whether or not you should convert your regular IRA to a Roth IRA. It is clearly written, and easy to understand, even for those who are neophytes when it comes to financial planning and tax matters. After reading this book, I mentioned some of John Bledsoe's ideas on conversions to relatives and friends some of whom are professionals in financial planning and accounting. They all were intrigued and planned on reading this book immediately. I highly recommend this book!

I am NO financial wizard. But I can read and I can follow steps if you just show me what to do. John shows me what to do.
This book not only makes absolute sense - it's easy to understand. Do yourself and your future prosperity a favor - get this
book and follow John's advice.

A must read for anyone even thinking about IRAs and/or retirement. It is educational, entertaining, and offers insights that you are not going to hear anywhere else. Timely, relevant and important.

There is a ton of Roth information here for anybody saving for retirement. If you are not sure if you should go Roth, then read this book! If you are confused about Roth conversion possibilities and all the rules, then read this book - even if you are already a CPA!