Handbook of Credit Scoring [Hardcover]

Elizabeth Mays (Editor)

Book Description

Publication Date: March 23, 2001

Bankers and lenders depend on credit scoring to determine the best credit risks--and insure maximum profit and security from their loan portfolios. HANDBOOK OF CREDIT SCORING offers the insights of experts on credit scoring systems. Topics include: statistical techniques * generic and customized credit scoring models * credit scorecards, and more.

Editorial Reviews

About the Author

Elizabeth Mays is the Director of Risk Modeling for Citigroup's Consumer Asset Division. Her area is responsible for building credit risk models for first and second mortgages, student loans, and other consumer loan products. She was previously with Freddie Mac where she worked in the area of automated underwriting, and spent eight years with the Office of Thrift Supervision building models to measure interest rate risk. She has published a number of articles on risk management and is the edi- tor of Credit Risk Modeling: Design and Application and co-editor of a book on interest rate risk measurement and modeling, Interest Rate Risk Models: Theory and Application. She holds a Ph.D. in Economics from the University of Cincinnati. --This text refers to an out of print or unavailable edition of this title.

Product Details

• Hardcover: 370 pages
• Publisher: AMACOM; 1st edition (March 23, 2001)
• Language: English
• ISBN-10: 081440619X
• ISBN-13: 978-0814406199
• Product Dimensions: 9.2 x 6.2 x 1 inches
• Shipping Weight: 2 pounds
• Average Customer Review: 4.0 out of 5 stars  See all reviews (4 customer reviews)
• Amazon Best Sellers Rank: #1,132,972 in Books (See Top 100 in Books)

More About the Author

Elizabeth Mays is an economist and expert in the field of quantitative risk management. She's the editor/author of four books on model-building and analytics including the widely consulted "Credit Scoring for Risk Managers". With over twenty-five years experience in the financial services sector, she has run analytics and modeling organizations for some of America's largest banks. Elizabeth is currently the Chief Model Risk Officer at PNC Financial Services.

Customer Reviews

Most Helpful Customer Reviews

8 of 9 people found the following review helpful:

5.0 out of 5 stars Very helpful book, September 1, 2001

By 

Brad Jennings (Cincinnati, OH USA) - See all my reviews

This review is from: Handbook of Credit Scoring (Hardcover)

As someone who is not familiar with how credit scoring models are built, I have found this book to be extremely helpful and informative. Our institution has hired a number of vendors to build scorecards in the past but none has explained how the point weights were derived or how it was determined which variables should enter the scorecard. This book provided a very insightful discussion of these issues. It also includes two chapters discussing things you need to keep in mind when implementing scorecards which is the area I work in. It has helped us tremendously in this area.

14 of 18 people found the following review helpful:

1.0 out of 5 stars not worth the money, April 30, 2001

By 

Tea Bag (New York) - See all my reviews

This review is from: Handbook of Credit Scoring (Hardcover)

this book doesn't cover any theoretical aspect of credit scoring. for example, almost every authoer is still using K-S statistics, which is no better than just eye-balling the difference between any 2 curves. the book provides no useful information to someone who wants to learn how to do the scoring. this book has 1/3 of overlap with the editor's last book. are the editor and authors just lazy? or the articles are just too good?

0 of 1 people found the following review helpful:

5.0 out of 5 stars I need a copy of it as soon as possible..., November 15, 2003

By 

Hussien Ali (Mansura city, - Egypt) - See all my reviews

This review is from: Handbook of Credit Scoring (Hardcover)

Why yuo stopped the publishing of this item , I need a copy of it soon for any price...