First Sentence:
The rapid formation and widespread use of defined contribution pension plans in the United States over the last 15-20 years has significantly impacted the U.S. financial markets.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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wrapper provider, stable value managers, stable value products, stable value option, initial crediting rate, withdrawal hierarchy, synthetic issuers, book value guarantee, stable value assets, value investment products, wrap issuer, stable value contract, value pooled funds, stable value portfolio, book value record, wrap provider, evergreen portion, stable value investment option, crediting rate reset, book value treatment, interest rate responsiveness, separate account products, maturing proceeds, value accounting treatment, stable value fund
Key Phrases - Capitalized Phrases (CAPs):
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Securities Act, Ryan Labs, Model Act, Lehman Aggregate, Investment Company Act, Bankers Trust, Exchange Act, Executive Life, United States, Mutual Benefit Life, New York, Lehman Brothers, Advisers Act, Supreme Court, Confederation Life, Federal Reserve, Draft Synthetic, National Association of Insurance Commissioners, Deutsche Bank, Statement of Policy, American Institute of Certified Public Accountants, Evaluating Wrap Provider Credit Risk, Hueler Universe, Pension Fund Investment, Stable Value Fund Balance
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