Most helpful positive review
89 of 93 people found the following review helpful
Especially appropriate for Christian families
on November 9, 2004
I very much appreciate Dave Ramsey's putting financial matters in the context of virtuous behavior. This is not just a "get out of debt" book or a "make real money" book. It is a book that reminds its readers how many of us stray from fiscal health, suckered in by the 'race to get ahead and then fall behind' values common to the vast majority of Americans - materialism, status, name brands, immediate gratification, antagonism, impermanence, gluttony, lack of responsibility, even lack of contentment. Ramsey knows all too well that when it comes to fiscal restraint and good money habits, this is not a virtuous society. He recommends solid values to counteract the mainstream of American life - patience, delayed gratification, humility, cooperation, peace, communication, contentment and, of course, paying CASH. I wholly applaud this philosophy.
But, merely as a qualifier, I do want to let the prospective reader know that Mr. Ramsey's work is not secular. Bible passages, a Christian perspective and religious messages (such as suggesting prayer and counsel with clergy) set the tone much of the way, and the book is geared (not entirely but mostly) toward traditional and fairly conventional nuclear families.
As a more daring and thorough departure from those seemingly ubiquitous American go-getter values that lure so many into dire straits (such as 'the more you buy the more you save'), I can heartily recommend the popular classic "Your Money or Your Life."