Get a Good Deal on Your Health Insurance Without Getting Ripped-Off (Paperback)

by Jonathan J. Pletzke (Author)
Key Phrases: personal financial advisors, lifetime limit, high deductible health plan, North Carolina, Point of Comparison, Director of Sales (more...)

Editorial Reviews

Product Description
Whether you currently have health insurance, are looking to purchase it, or believe it is simply something you cannot afford to buy, Get a Good Deal on Your Health Insurance Without Getting Ripped-Off offers every consumer a complete and concise guide to getting the most from individual, small business, Medicare, Medigap, and employer health insurance.

* Advice from health insurance agents and financial advisors

* A step-by-step process that guides you through buying health insurance

* Plenty of sidebars and illustrations to keep a dry topic interesting

* A method to compare your health insurance options, dollar-to-dollar, to get the best deal

* Ways to avoid pitfalls, scams, and rip-offs using real world tips and examples

* Tips to avoid losing health insurance when you leave a job, retire, retire early, or get laid off

* Listings in the book and online that direct you to the right government, association, and business resources

* A way to get your best deal whether you are young, old, healthy, or have a medical condition.

Get a Good Deal on Your Health Insurance Without Getting Ripped-Off is concise, saving you time by not including any fluff or filler that you have to wade through, just useful information that is easy to understand and apply. Truly a hands-on cookbook for buying health insurance. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off contains everything you need to know to make an educated decision about your health insurance and to be in control of this complex purchase.

About the Author
Jonathan Pletzke is married and is an active father of three young children. He and his family currently live in the peaceful town of Chapel Hill, North Carolina. He is the author of many technical non-fiction books and publications. He enjoys reading and writing books pertaining to finance, food, and fun.

Jonathan did not initially set out to write a book about health insurance. However, when researching the subject in order to purchase health insurance for himself and his family he discovered a wealth of information, a lot of scary stories, and was bombarded by questions from friends who were also confused and curious about the whole process of buying health insurance.

Jonathan has assembled all his research and discoveries into this book. He has come up with a very clear and concise step-by-step process for learning about health insurance, identifying plans that appeal to you, calculating the real out of pocket expense of each plan, and finally purchasing the plan that gives you the best deal on your health insurance.

Product Details

• Paperback: 152 pages
• Publisher: Aji Publishing (September 28, 2007)
• Language: English
• ISBN-10: 0979478103
• ISBN-13: 978-0979478109
• Product Dimensions: 9.5 x 7.4 x 0.5 inches
• Shipping Weight: 9.6 ounces (View shipping rates and policies)
• Average Customer Review: 4.3 out of 5 stars See all reviews (6 customer reviews)
• Amazon.com Sales Rank: #94,160 in Books (See Bestsellers in Books)

  Popular in these categories: (What's this?)

  #12 in	Books > Science > Medicine > Administration & Policy > Medicaid & Medicare
  #17 in	Books > Business & Investing > Industries & Professions > Insurance > Health

Customer Reviews

Most Helpful Customer Reviews

10 of 10 people found the following review helpful:

5.0 out of 5 stars This Book Saved Me Money!!!, December 4, 2007

By	5ucc355 - See all my reviews

My husband and I recently had to select a family health-insurance plan provided through his employer. We were given three options and had very differing opinions. While I am comfortable with bigger deductibles and lower monthly premiums, my husband prefers the more conservative, cadillac of insurances where we pay almost nothing for doctor visits, deductibles, prescriptions, etc. While this is certainly an appealing concept, is it really necessary, especially when the cost of such insurance is so ridiculously high? The tools provided in this book helped us to truly evaluate the value of each plan in how they relate to our family. It's nice to finally understand some of the complexities of insurance from a perspective other than an insurance agent.

10 of 10 people found the following review helpful:

5.0 out of 5 stars Great guide to buying health insurance, November 10, 2007

By	Reader Mom - See all my reviews

I'm one of those people who has always had insurance through an employer, and grumbled about how much I'm paying when i don't need or use most of the services. Pletzke's book was an eye-opener, showing me that there is an alternative to paying high premiums through an employer, and in fact that it may be safer (in case of layoffs or illness) to buy health insurance on your own. He does an excellent job of demystifying insurance jargon, and provides lots of workbook-type examples. And the personal tone of voice makes it a real easy read.

8 of 8 people found the following review helpful:

5.0 out of 5 stars Everything you need to know before purchasing health insurance, January 7, 2008

By	Mona Lori "www.OutofPocket.com" (Chicago, IL USA) - See all my reviews

Do you feel like you are paying too much for your health insurance? Before you go out and replace your current health insurance plan, you need to do your research to understand the different options that are available for you to choose from. This book provided me with an understanding of the different options and explained what the different health plans really mean in terms of coverage and out-of-pocket expenses. The content is presented in an easy to understand format and I guarantee you will understand more about health insurance plans and out-of-pocket expenses after reading this book.

Years ago, health insurance was almost always provided by your employer. The only choice you had to make through your Human Resources Manager was whether to choose plan A, B, or C. Today, more individuals are purchasing health insurance on their own. As the cost of health care continues to rise, many employers can no longer afford to provide their employees with health insurance. Some employers are even offering their employees more affordable options that are described with words like "consumer directed", "high deductible", and "HSA". What does this mean for you? My advice to you -- before you go out and purchase health insurance on your own, you should get up to speed on some important issues that can save you thousands of dollars and avoid making painful mistakes selecting the wrong plan for you/your family. Purchasing health insurance requires a level of knowledge that many of us are not comfortable with. This book will take the mystery out of health care shopping and save you money in the process.