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Hidden Credit Repair Secrets: 3rd Edition Paperback – November 10, 2010


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Frequently Bought Together

Hidden Credit Repair Secrets: 3rd Edition + How to Remove ALL Negative Items from your Credit Report: Do It Yourself Guide to Dramatically Increase Your Credit Rating + Credit Warfare: Advanced Credit Repair and Debt Collection Strategies for the Novice and Expert User, Vol. 1
Price for all three: $41.00

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Product Details

  • Paperback: 312 pages
  • Publisher: CreateSpace Independent Publishing Platform (November 10, 2010)
  • Language: English
  • ISBN-10: 145632134X
  • ISBN-13: 978-1456321345
  • Product Dimensions: 9 x 6 x 0.6 inches
  • Shipping Weight: 11.2 ounces (View shipping rates and policies)
  • Average Customer Review: 4.8 out of 5 stars  See all reviews (130 customer reviews)
  • Amazon Best Sellers Rank: #17,359 in Books (See Top 100 in Books)

Editorial Reviews

About the Author

After suffering from a poor credit report for years, Mark Clayborne went on a mission to study everything he could on restoring his credit. Concluding the extensive research, he repaired his credit report. Because of this newfound tested credit repair knowledge, he wants to share this information with the world and as a result, HIDDEN CREDIT REPAIR SECRETS was created. Mark is the CEO of Self-Credit Repair Learning Center and creator of Self-Credit Repair Dispute Software and Client Dispute Manager a Professional Credit Repair Software. He is also a Certified Credit Consultant and a Diamond Expert Author at Ezinearticles, with over 110 articles written in the area of credit repair. He also has a successful radio show titled “Who Else Wants Better Credit,” which airs on Blog Talk Radio. He was also featured in Las Vegas Review Journal. Mark educates his customers through articles, videos, and his blog. He graduated from Virginia Commonwealth University with a Bachelor’s degree in Criminal Justice. He also holds a paralegal diploma.

More About the Author

How To Increase Your Credit Score and Repair Your Credit With The Number 1 Book In The Country. 111 Positive Reviews Can't be Wrong. "The most complete credit repair book I ever read. This book will teach you how to increase your credit score. - Sam Park". What if you had the knowledge in the palm of your hand that could help you improve your credit report and as a result, you may qualify for the following: Your dream house, Your dream car, That new apartment, Your dream job, Start a new business, Increase your credit score and get into that new home or car.

If you had this knowledge, would you use it to start living the life you want? What if you knew a handful of strategies that will allow you to do the following: Avoid embarrassing moments when applying for credit. Sleep at night because of no more abusive collection calls. Spend what you want at the mall and your favorite restaurants because you saved due to settlements. Avoid frustration and family fights due to money. Open your mail freely because you know it's not a bill collector or a lawsuit. Take control of your credit in the comfort of your home. If you knew these strategies, would you take action to get inaccurate, misleading and questionable items off of your credit report?

What if I showed you the same techniques and strategies credit repair companies and consultants use to challenge inaccurate and questionable items for their clients.? Would you take action? What if this book could give you the following: An easy step-by-step 12 letter campaign that will allow you to challenge any inaccurate, unverifiable and questionable information on your credit report? Over 15 sample letters ready to go. Easy to read and easy to follow chapters detailing credit repair information. Easy to understand, actionable steps that could save you money. Up-to-date and relevant information that match the economic conditions.

What if you had more tools that would allow you to change your credit situation, would you act? What if you had these tools: Step-by-step game plan for rebuilding your credit.

A comprehensive understanding of how to remove inaccurate, unverifiable and questionable judgments, collections and charge-offs. Easy to follow strategies on how to stop debt collectors in their tracks. Step-by-step instructions on how to raise your credit score. Step-by-step process to settling your debts even when the collector does not want to settle. Easy to read material that could read in one day. Clear instructions on what to do if the credit bureaus refuse to remove inaccurate, unverifiable and questionable information. Techniques on how to increase your credit score. If you had all of the tools listed above, would you take action? If the answer is yes, start repairing your credit today by clicking the add to cart button.


After suffering from a poor credit report for years, Mark Clayborne went on a mission to study everything he could on restoring his credit. Concluding the extensive research, he repaired his credit report. Because of this newfound tested credit repair knowledge, he wants to share this information with the world and as a result, HIDDEN CREDIT REPAIR SECRETS was created. Mark is the CEO of Self-Credit Repair Learning Center and creator of Self-Credit Repair Dispute Software and Client Dispute Manager a Professional Credit Repair Software. He is also a Certified Credit Consultant and a Diamond Expert Author at Ezinearticles, with over 110 articles written in the area of credit repair. He also has a successful radio show titled "Who Else Wants Better Credit," which airs on Blog Talk Radio. He was also featured in Las Vegas Review Journal. Mark educates his customers through articles, videos, and his blog. He graduated from Virginia Commonwealth University with a Bachelor's degree in Criminal Justice. He also holds a paralegal diploma.


Customer Reviews

Very easy to read and understand.
Marcus Clark
Hidden Credit Repair Secrets can help anyone get a better score.
Tom C
I just started on this book, But it's hard to stop reading.
DAVIS93

Most Helpful Customer Reviews

56 of 61 people found the following review helpful By sparky52984 on January 9, 2011
Format: Paperback
Okay, for starters, let's be honest. When you hear that someone is offering you a sure proof method to "repair your credit in 30 days" you are a little bit skeptical; and you should be. There are countless swindlers out there looking to make a quick buck of your financial hardships. Luckily, there are few honest people in the world looking to truly help you improve your life financially. If you are like me, in this economy, you need all the help you can get.

Mark Clayborne is one such honest person and, thank God, he has written a book, Hidden Credit Repair Secrets, towards the express goal of helping you eliminate debt and improve your credit score to remove the immense burden of financial hardship from your life. I recently read this book and I can honestly say that this book delivers on its promises. Whether you are looking for basic information about exactly what determines your credit score or have heard about Clayborne's "12 Step Dispute Plan" and want to try it out for yourself, this book has exactly what you are looking for.

For instance, in the first section of this book, Clayborne lays out in a clear and concise manner exactly how the system works. While I have seen the commercials about my "credit score" and honestly thought I had a decent grasp on exactly what that entails, after reading this book, I must admit I was clueless as to exactly how much this affects my day to day life. I also learned how to monitor that score and to look for possible mistakes that could literally ruin my financial future if not addressed.

After laying out the basic ins and outs of the credit system itself, Clayborne then shifts his focus to the process of disputes.
Read more ›
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44 of 48 people found the following review helpful By sam on December 15, 2010
Format: Paperback
Before filing for bankruptcy my husband and I were repeatedly told that our credit would not be fixed for at least next 7 years. We were disappointed and had no choice but to go for the bankruptcy filing. After filing we planned to research for ways to rebuild our credit and we came to know about this book called Hidden Credit Repair Secrets. This book is a life saver. After just a few months of reading this book, we started seeing difference in our credit. We are glad we didn't have to wait for years for our credit repair. This book was really helpful and knowledgeable.
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17 of 18 people found the following review helpful By Chelli on December 5, 2012
Format: Paperback Verified Purchase
I bought this book due to the numerous positive reviews. I must say that I am happy with my purchase. The book is perfect for anybody who needs a good foundation about the credit world. I found the letter examples to be invaluable, although I will tweak them to make them more personal. The only downfall for me is that he did not discuss what to do if a creditor has begun a lawsuit, but then decides to dismiss without prejudice. I suppose I cannot fault the author for the lack of my special situation as this kind of information is more complicated and out of the scope of introductory information. The night I completed the book, I decided to call the number listed for him thinking it was just an answering service. I hung up after a few rings. I then decided to write an email instead. To my surprise, he called me back the next afternoon. I thought it was a bill collector and did not answer lol. The only reason I knew it was him is because he texted me who he was and the number to call him back! I spoke to him for 25 minutes and he is the real deal. Very helpful, educated, and seems to be a nice guy. He even emailed me a free e-book on another subject after the phone conversation :)
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18 of 20 people found the following review helpful By FrankieP287 on February 22, 2012
Format: Paperback Verified Purchase
I Have read 11 books on credit repair and " Hidden Credit Repair Secrets" by Mark Claybourne is by far the Best!. The amount of information he provides is outstanding he literally covers everything.
Mark is the type of person who cares about his readers, I have wrote several emails asking questions pertaining to credit repair and he always answers within minutes! I went from a 544 to a 700 in 6 months time and thats NO LIE! Dont believe me study marks tips and read his books and you to can live with amazing credit! Its a great feeling having knowledge and that day a collector calls you and you can finally fight back. You will have the knowledge to challenge what they say and watch them back down like a scared puppy. I guess what im trying to say is if your repairing your credit this is the tool you have to have! I give this book and its author 5 stars! Thanks for reading my review!
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10 of 10 people found the following review helpful By Julie on February 4, 2012
Format: Paperback
As a mortgage professional, I have observed that we are all dealing with the increasingly difficult task of maintaining a good credit score. One missed payment can decrease a score by 100 points. One late medical bill with an $75 outstanding balance can drop an otherwise perfect credit history score from 780 to 650. Vendors and health care providers supply the credit reporting agencies with late payment data quickly and routinely, and when the payment that is apparently owed is paid, the vendor doesn't bother to update with the agencies that the debt has been paid. Then it is the responsibility of the debtor to secure proof of payment, send it to each of the 3 reporting agencies, and wait the 30 days before their score is updated. Any change in credit score can effect insurance rates, credit card interest rates, car loan interest rates, and rent suitability, and now hiring suitability. If someone disputes a bill, says it is a mistake, an error, it is listed on the credit report as in dispute, and some of the large institutional mortgage lenders will not allow a refinance or purchase mortgage for a person until the dispute status is removed. Needless to say, this is a distressing situation entirely stacked against the consumer. It is hazardous to your credit score to dispute a bill with a vendor.

Into this environment comes Mark Clayborne's timely book of practical strategies to remove credit report mistakes, resolve old disputes, and get unfavorable credit removed from a credit report. Based upon his years of experience as a professional credit repair consultant, he is offering his knowledge and expertise about how to navigate the maze of phone numbers, websites, deadlines, time delays, and the difficulties of getting the attention of the people who can help get things done. You will have the knowledge you need to tackle the job and get it done.
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