The book is a complete seminar on effective saving and investing that can be read and immediately applied no matter what the present income level of the reader. The first half of the book explains the benefits of 401(k) & IRA. It shows how to save, even if you are living from paycheck to paycheck. It provides very high motivation to start a 401(k) and/or IRA. The second half of the book provides extremely easy to understand investment education for 401(k) & IRA investors. The book is appropriate for complete beginners as well as for those with an intermediate financial and investment background.
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is a practical, workable map to financial independence, even if you are currently living from paycheck to paycheck....Highly recommended. -- The Midwest Book Review, January, 2000
From the Author
This book was written primarily for people who are living from paycheck to paycheck and whose highest goals are something other than the accumulation of great wealth! I cover sophisticated concepts such as risk, risk-adjusted returns, asset allocation, etc. However, the book is extremely easy to understand. It is also highly motivational.
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Most Helpful Customer Reviews
3 of 3 people found the following review helpful:
5.0 out of 5 stars
Practical approach to retirement planning.,
By Lydia S. Williams (Charlotte, NC United States) - See all my reviews
This review is from: How to Become a Millionaire in Your Current Job: Choose Wisely with 401(k) and IRA (Paperback)
Information on retirement planning can be difficult to understand. Davis's book thoroughly covers the 401K and IRA options. It is a positive, straightforward analysis beginning with why we should plan for retirement then moving on to the advantages of IRA's and 401K's over saving after tax dollars. Tables illustrate how the value of early saving multiplies over time. As you get farther into to book the author's financial expertise shows positively with his clear, but detailed explanations of sometimes difficult financial concepts. He writes clearly and builds the explanations step by step. We were bombarded with information on the Roth IRA a couple of years ago, but have found the clearest explanations in this little book. It is a worthwhile book, well-organized and well-written and covers the subject matter clearly. Our 401K provider at work should have their salespeople read it!
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