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How to Get the Financing for Your New Small Business: Innovative Solutions from the Experts Who Do It Every Day

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While this book does contain a lot of useful information for the new small-business owner, it's also an overview of how to obtain financing throughout the life of a small business. However, this book cannot cover everything you'll need to know -- there are too many variables that depend on your location and line of business. State and national regulations dealing with money change all the time, and the bottom line is that you'll need to consult (at the bare minimum) a lawyer and an accountant experienced in your line of business. The author doesn't hide this at all -- throughout the book, Ms. Fullen cautions the reader to obtain professional advice. So why purchase this book? This book is a great introductory course on small-business financing, a way of helping you understand the great range of financial options available to you. Compare the price of this book to a lawyer's hourly rate: do you really want to pay your lawyer to explain the same information to you? Or do you want to walk into a bank or financial advisor's office knowing the facts? Following the information in this book, you'll be prepared to make an informed decision when it comes to financing your small business. This book may not give you the final answer on what kind of financing you need (no book can), but it's a great way to start!

In good financial times it can be hard to secure financing for a new small business. So, getting financing in these tough and uncertain economic times are even harder. That's a reason why you need to know about this book.

We all know that a business can be run in the ground by bad management, poor planning, a downturn in the economy and many other reasons. But improper financial planning is the #2 reason that businesses fail - that is why this book is a valuable resource. Far too many people plan to open or expand a business and incorrectly calculate how much money they will need. Having sufficient money available is critical in being successful.

Compiling a thorough and accurate financial statement is one key. Another key is having a thorough and complete business plan. Both of these items enable you to launch or expand the business with a solid plan and sufficient financing and it allows the lending institution to make the best loan to you and also to give you the best feedback for your situation.

This book delves into some of the more creative financing options - and in these times, it doesn't hurt to get creative when you look for financing.

Some of the topics covered in this book include:

Chapter 1 - Learning Your Money Formula

Chapter 2 - The Money is Out There

Chapter 3 - Your Business Plan

Chapter 4 - Investing in Your Own Dream

Chapter 5 - Neither a Borrower Nor a Lender Be

Chapter 6 - Your Loan Proposal

Chapter 7 - Valuation of Your Business

Chapter 8 - Debt Financing Versus Equity Financing

Chapter 9 - Uncle Sam Helps Out

Chapter 10 - Grants

Chapter 11 - Venture Capital

Chapter 12 - Investor Angels

Chapter 13 - Initial Public Openings

Chapter 14 - Direct Public Offerings

Chapter 15 - Strategic Alliances

Chapter 16 - Legal Considerations

Chapter 17 - The Pitch

Chapter 18 - Glossary

Chapter 19 - Resources

There are many unusual and creative financing options that are discussed in this book in detail. So - if you are looking for a very thorough book that walks you through the traditional and the more creative financing process for your business - this is the book for you. The resources section is also packed with all kinds of resources to get much more information to help you in search to get financing for your business. Like Chapter 2 says -- the money is out there, you just need the details on how to get it.

Note - This book was written several years ago and there are new programs -- however, this book will give you a great foundation to search for business financing and to better understand the process and to understand the terminology during the process.

"How to Get the Financing for Your New Small Business" is an excellent resource for entrepreneurs who are serious about starting a new business. One of the biggest stumbling blocks is obtaining financing to begin the process. This book not only talks about traditional financing through a bank, but also offers several more creative methods of raising money to start your small business.
The author stresses the importance of having a well written, complete business plan. She gives helpful tips on how to make your business plan stand out and give you the best financing possible. The author also offers hints on how to dress and how to act when presenting your business plan to financiers.
The book also includes a chapter that features resources offering business plan templates, grants and addresses for specific financier groups in each state.
This book would be a great asset for anyone considering starting a small business. The tips and hints scattered throughout the book will give the reader an advantage over other applicants, maximizing financing possibilities.

I am just starting a new business and found this book very practical and useful and I have started building business credit with five credit cards and next will pursue a line of credit.

Poor management may be a leading cause of small business demise, but under-funding affects many more start-ups and determines success or failure: that's why obtaining a copy of Sharon Fullen's How To Get The Financing For Your New Small Business: Innovative Solutions From The Experts Who Do It Every Day is so important. From understanding how traditional financing methods work and alternative options to the all-important business plan, valuation techniques and more, you won't find many competitors offering the depth and focus here, which even delves into angel investors, IPOs, and venture capital.

I have not been compelled to write a review before but I am so disappointed with this book that I want to forewarn any potential buyer. I excitedly bought this book largely based on the other stellar 5-star Amazon reviews; and now, after reading this book I am quite skeptical about the legitimacy of those reviews. First of all, this book is so general and based on common sense - there is very little rigorous research, let alone novel advice or ideas, to be found in a book valued at $39.95. And, what little worthwhile information is in this book, such as the different sources of business funding, can be found quite quickly on the internet. Among many low points of this book is a section titled "organize your research" which includes a bulleted list of things you should "never leave home without" including "a notepad and pen (or micro recorder), business cards, and expandable travel folder". This section goes on with shockingly common sense bulleted points such as "set up a business plan file cabinet, create hanging files and file folders, and empty your pockets and travel folder daily. By taking just a few minutes to review, sort, and file data gathered that day, you will be abled to make notes and comments that may be lost to you weeks from now". Furthermore, this book is full of advice that is embarrassingly redundant and low-level such as "Remember assumptions are not conclusions. When deciding what data you need to construct your business plan, don't make unnecessary assumptions. Assumptions, by definition, are personal beliefs not supported by fact. Assumptions are not a reliable foundation for decision-making and business success". Not surprising, there is no information to be found about the credentials of the author nor an "about the author" or similar section in this book. The lines per page and font size in this book is insulting to an intelligent audience, not to mention the double-spaced index with referenced items such as "customers", "events", "industry", "family", and "internet" - to name a few.

Starting a small business is overwhelming for many people when they consider raising money to begin. This book offers you many ways to get the money that you need to live your dreams and begin the business that you desire.

From traditional methods of financing to alternative methods, you are sure to find a way to get the money for your business through this book. This book will lead you step-by-step to getting financing in many different ways so that you can start your small business now, rather than waiting. This book is full of information that you need and will use, rather than "get rich quick" schemes.

The list of small business administrations by state in the back of the book is extremely helpful, because you can get more information about financing. If you are thinking of starting a small business, then you will want to pick up this book so that you will understand more about the financing process. If financing is what is holding you back from starting your business, then you need to buy this book now so that you can live your

This books is comprehensive, smart and powerful. I'd highly recommend it to anyone else. I'd also recommend a commercial video to help you apply for commercial credit on-line. These two tools together can help you get credit in less than 90 days.

Link:
Business Credit Building & Grant Information Video

Here is a resource written to provide the New Small Business owner the tools necessary to understand the process entailed in securing the lifeblood of every new small business, money. This book is a must-have for every new small business owner and a should have for every one involved in owing a business whether new, on going, large or small. Regardless of where you are in the business development stage, opening, growing, turn-around or change management, this book by Sharon Fullen does it all. By providing the simple progressive understanding to creating image, knowing and understanding your image, communicating that image, the savvy owner/manager can develop a message that is irresistible.
Truly, this book provides the information, processes and options available to secure the needed funding. The author guides you through the processes of choosing options of financing by explaining each and providing reasoning for choosing one or more methods. Venture capital, private loans, factoring, debt-financing, grants, small business loans, equity financing, all options are covered. From the business plan to the loan documents, this book guides you there.