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How to Legally Rob Credit-Card Companies: Get Out of Debt Faster, Raise Your Credit Score, and Finally Live Free! [Kindle Edition]

Gerry Marrs
3.9 out of 5 stars  See all reviews (29 customer reviews)

Print List Price: $6.99
Kindle Price: $2.99
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Book Description

The book that credit card companies DO NOT want you to read!

Buy this book now before it’s permanently pulled from inventory!
Learn instant underworld techniques for getting out of debt quicker using traditional and some “not-so” conventional methods. Why wait until your are flat broke to pay off all of your debt? You can start living NOW and even make money while you are paying off your bills and living free sooner than any conventional payoff plan will allow.
The perfect “after-Christmas” book! Especially after racking up holiday debts!

Now you can be debt free….WITHOUT BANKRUPTCY!

Here are a few things you will find in this book:

• Credit Scores and Credit Reports: A Primer
• Credit Reporting Companies
• Credit reporting Scams
• The Get out of Debt Early (GOODE) System
• Choosing which Debts to Pay Early
• Online debt repayment calculators
• Yet even more calculators
• Manually Calculating Payments for More Control
• Calculating Monthly Credit Card Interest, the Easy Way
• Calculating Monthly Credit Card Payments, the Easy Way (or MAYBE NOT)
• Setting up your payment strategy
• What happens when you can no longer make a payment?
• What happens when you miss one single payment?
• What happens when you are unable to pay a second month?
• What happens when you cannot make payments beyond six months?
• What happens when you cannot make payments for years?
• Working with Creditors, Some Useful Scripts
• How To Legally Rob Credit Card Companies

Don’t delay—order your copy today!

Editorial Reviews

About the Author

Gerry Marrs is a research specialist who enjoys helping people and giving back to his community. He started a homeless meals program in his neighborhood which is now on complete auto-pilot, serving free meals to over 400 local homeless vets and those who struggle with addictions each month. He enjoys writing in his spare time on a variety of topics and hopes to build a successful portfolio of "how to" products designed to help people struggling with a variety of issues and problems. He is currently working on a Ph.D. in Business Administration and while not completely immersed in dissertation writing, is raising two very successful kids and lives on the Gulf Coast along the world's most beautiful beaches.

Product Details

  • File Size: 474 KB
  • Print Length: 110 pages
  • Simultaneous Device Usage: Unlimited
  • Publisher: Gerry Marrs Publications; 2 edition (January 9, 2014)
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Enabled
  • Amazon Best Sellers Rank: #133,455 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Most Helpful Customer Reviews
9 of 9 people found the following review helpful
2.0 out of 5 stars √ Try to negotiate a debt settlement July 14, 2014
Format:Kindle Edition|Verified Purchase
Had high hopes for this book, but alas, it seems to not contain a lot of creative ideas. I think the title is very misleading; however, there are some decent, but very simple budgeting ideas such as:

• Setting Goals and Timelines for meeting your goals
• Pay off debts with higher interest rate
• Use online financial calculators
• Shop around for health insurance
• Don't shop hungry
• Be diligent to avoid bank fees

Nothing wrong with any of the ideas above--but they hardly qualify as "Robbing" the credit card company.

Chapter 10 is entitled, "HOW TO LEGALLY ROB CREDIT CARD COMPANIES." Aha! I thought this is where the really creative ideas would lie. I read this chapter over and over to make sure I wasn't missing anything. Alas, that chapter can be boiled down to these few points:

• Do not work with debt settlement companies
• Tell the creditor you will pay the creditor first who agrees to a settlement of your debt
• Try to negotiate a debt settlement

That's about it. The entire meat of the book is in 2 pages, with just a few simplistic points.

√ Some useful information on avoiding debt, budgeting, etc. But nothing very impressive. There are far better books available.
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7 of 7 people found the following review helpful
5.0 out of 5 stars Great book for people looking to deal with debt January 4, 2014
By Amy
Format:Kindle Edition|Verified Purchase
This book is an extremely useful tool for anyone looking to take control of their own debt and finances. It offers a wealth of information in an easy to understand format on everything from how the credit bureaus actually calculate your score, to the process credit companies go through when you’ve missed a payment (and ways you can control the damage), as well as how to accurately tell how much interest you’re really being charged on your debt. It then provides a large collection of outside resources and tools to help the reader stay on top of their finances.

After giving you all the background information you need, the author then provides you with a clear path out of debt, including instructions for how to talk to debt collectors. In addition, unlike most other books, this is not a one size fits all plan. The reader is presented with options to choose from in terms based on works best for them. I especially appreciated that Mr. Marrs doesn’t advocate forsaking all credit cards: a recommendation that I don’t think is realistic in today’s world.

Finally, this is a guilt-free, positive book. At no time did I feel like I as the reader was being talked down to for seeking out assistance with working on my debt. I will definitely be reading more of Gerry Marrs books in the future. Five Stars!
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6 of 6 people found the following review helpful
5.0 out of 5 stars Absolute Treasure! January 6, 2014
By Nina
Format:Kindle Edition|Verified Purchase
This book is an absolute treasure when it comes to providing new ways and ideas on how to get out of debt faster. It is filled with useful information and numerous links to sites which provide tools to calculate different credit types and debt repayment plans. It also very clearly explains different planning strategies you can implement to get yourself out of debt quicker, while keeping everything in line with real life scenarios. It highlights and explains in great detail how to set reachable goals which will aid you in achieving success. This book has been a great source of inspiration for me especially because I am currently paying off a loan, which I borrowed to pay for my first apartment. I will be using Gerry’s ideas and planning techniques to pay off this loan as soon as possible. I definitely recommend this book to anyone who is currently in debt or is thinking about getting a loan.
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5 of 5 people found the following review helpful
5.0 out of 5 stars Financial Independence Is Always Within Reach July 11, 2014
Format:Kindle Edition|Verified Purchase
I was forced into debt in 2014 after my wife suffered a debilitating condition, causing her to lose her job and our financial independence. My credit score was severely damaged. It was a financial crisis and damage control was necessary. The situation literally trapped my family, as my income dipped while expenses rose exponentially. How to Legally Rob Credit-Card Companies opened my eyes, I believed it was impossible to effectively deal with bill collectors while recovering my credit score. I quickly learned that bad credit could make or break your financial future.

This guiding light helped me to overcome and attain financial freedom through debt consolidation services. Gerry Marrs recommendations offered me an alternative to the turmoil created by bankruptcy, bad debt, and late payments to improve my credit score.

The book served, as my personal credit advocate, to educate me while offering a logical solution. It alleviated my stress while I regained financial security. If you find yourself swimming in an ocean full of bad credit, reach for this lifesaver. I steadily recovered my original credit score after a few months with assistance from the book. You can achieve a similar result with patience. Thanks Mr. Marrs!
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4 of 4 people found the following review helpful
5.0 out of 5 stars A must have book July 11, 2014
Format:Kindle Edition
I had thought this book is about some gimmicks but after reading it i found out its a great book to be honest. I thoroughly enjoyed and learned so much from 'how to legally rob credit-card companies'. There are several information and strategies that are not easy to come-by loaded in this book. I mean, i never knew most of these information given by Gerry and there is no way i could have known them. Thanks and i will sure be telling my son and daughter about this book plus friends too. I strongly recommend!
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Most Recent Customer Reviews
1.0 out of 5 stars One Star
This author shills his books on other books related to the same topic. He piggybacks on others hard work.
Published 2 days ago by Allen Harkleroad
4.0 out of 5 stars Very informative and fool proof
I am excited to learn the new tactics Gerry offers in this book! If you study his advices and make note of them, have it before you when making those calls to the collectors, it's... Read more
Published 4 days ago by Amazon Customer
5.0 out of 5 stars Peer Review
Great Read. As an author this book is direct and easy to read. Love this book compared to other ones out there. Read more
Published 1 month ago by Amazon Customer
5.0 out of 5 stars Read it
This book was pretty detail, and it had good strategies. I liked the three pillars, bad debt and its cost, the debt to income chapter. It had good links and resources. Read more
Published 6 months ago by Author of Hidden Credit Repair Secrets
1.0 out of 5 stars Nothing new
All the information in this book is available for free on the internet. I have read all of this before in other places I have searched.
Published 6 months ago by Ryan Willmore
3.0 out of 5 stars a great book to read
this book was very informative.
Published 6 months ago by Thomas Canuelas
5.0 out of 5 stars Resourceful
Absolutely a great release for the people who want to deal with finances and debt. This guide is truly informative and easy to understand. Read more
Published 6 months ago by Dalibor
5.0 out of 5 stars Magic book!
This is my gem collection and it has a great strategy that acts like a magic to reduce your own debt. Read more
Published 6 months ago by Michael
5.0 out of 5 stars Short, sweet and useful.
A lot of repetition but a few good bits of info and a lot of online resources worth checking out. Short and sweet and good if you're not into sifting through a lot of online... Read more
Published 6 months ago by UMADragon
3.0 out of 5 stars Three Stars
I didn't any new information. Really just common sense things.
Published 6 months ago by Delores Truitt
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More About the Author

Gerry Marrs is a research analyst who specializes in finding human manpower solutions for various Department of Defense agencies. He was born and raised in Staten Island, NY before joining the U.S. Air Force, where he completed a 21 year active-duty career in the Manpower and Personnel career field. He is currently working on a Ph.D. in Business Administration with a dissertation on employee motivation within structured organizations.

He enjoys writing in his spare time on a variety of self-help topics and hopes to build a successful portfolio of "how to" products designed to assist people struggling with a variety of difficult issues. He also helps new and aspiring authors with navigating the complexities of independent publishing.

He currently lives on Florida's Gulf Coast with his two children. His current portfolio includes a series of self-help topics written with YOU, the reader, in mind to help you get out of debt faster, write better, breathe easier, and live longer.

You can find him at:


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