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How To Retire Early: Your Guide to Getting Rich Slowly and Retiring on Less Paperback – March 21, 2013


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Editorial Reviews

About the Author

Robert and Robin Charlton retired early from their jobs at the age of 43 so they could travel the world and live life more fully. They live in Boulder, Colorado but spend much of the year traveling both in the U.S. and abroad. They prefer to travel slowly and on foot as much as possible, staying in a country for weeks or months at a time when they can. They keep a personal website documenting their travels at wherewebe.com.
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Product Details

  • Paperback: 252 pages
  • Publisher: CreateSpace Independent Publishing Platform; 1 edition (March 21, 2013)
  • Language: English
  • ISBN-10: 1482653729
  • ISBN-13: 978-1482653724
  • Product Dimensions: 8.5 x 0.6 x 8.5 inches
  • Shipping Weight: 1.2 pounds (View shipping rates and policies)
  • Average Customer Review: 4.8 out of 5 stars  See all reviews (49 customer reviews)
  • Amazon Best Sellers Rank: #111,431 in Books (See Top 100 in Books)

More About the Author

We retired early primarily to travel, and we document our travels on our webpage, wherewebe.com. We believe time is the ultimate limited resource and we want to realize as many dreams as we can, while we can. Our book on how to retire early is designed to help others do the same. The steps we followed are repeatable and relatively easy to implement by normal human beings with normal jobs and lives. That's our primary message: that retiring early is not a pipe dream, but something that is achievable and very much worth achieving.

Customer Reviews

I've enjoyed reading their blog for awhile now, so was excited when I saw they had published a book.
Kristin Crane
This is a great book offering practical advice and steps on how a young couple achieved their dream of early retirement.
J. Cassidy
This book is giving me a lot of hope and motivation, very relevant information, easy to read and I like the style.
Juergen

Most Helpful Customer Reviews

16 of 16 people found the following review helpful By book junkie VINE VOICE on October 29, 2013
Format: Kindle Edition Verified Purchase
I am a financial advisor and I enjoyed this book very much. I am planning on adding the print version of this to the lending library I keep for clients- this is saying something- I read and discard probably 6 or 7 financial books to every one I keep to lend. My husband and I are getting close to retirement too and I think this book will be helpful in convincing my husband that it really is okay to retire now- or soon anyway.

The Charlton's philsosphy about money and dedication to saving is inspiring, and I wish this could be taught in schools. Many people do not have the dedication to do this but some simply don't know its possible. I wasn't a fan of all of the investment advice, but I concede that its very difficult to give investment advice in a book- the market is situational and clients are individuals after all! This book isn't really about investment advice though- its about saving to meet a goal and I did appreciate the Charltons telling what they DID, warts and all. I found the discussion on taxes in retirement very interesting. Overall I think this is a blueprint that could work for a lot of people. Our situation is different as we have 2 grade-school age children, but it won't be difficult to adjust the calculations for that.

I wish they had covered a little more about how they allocated their spending AFTER retirement- I'm pretty good at the saving part, but accurately calculating how much I will need to travel and live in retirement is a little scary for me. Did they calculate correctly, underestimate? Did they forget to include anything in their calculations? I would be interested to know what percent of their income goes to trips and how much goes to daily living expenses. By the way, I wrote down my retirement date- it felt great!
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8 of 8 people found the following review helpful By Sabrina Oesterle on March 4, 2014
Format: Paperback Verified Purchase
This is a fantastic book. If you are interested in retiring early and want to figure out how to, and I mean not only theoretically, but in a completely concrete and hands-on way, then this is exactly the book you need. I cannot recommend this book highly enough! It is pragmatic and creative at the same time, helping you to think outside the box a little (if you want to). If you are interested in a simple lifestyle but rich with experiences (not a life of material things and status), then you will like the tone and ideas of this book.

I have been thinking about the idea of retiring early (or at least partially retiring) for a little while now (I am 43), but mostly as a pipe dream that I always dismissed. Because how in the world would that be possible? In part because I couldn't see how to pay for health insurance. That's why I really appreciated the chapter on health care in retirement in particular.

I read this book basically in one sitting because I got so excited as I was reading along because I realized that this early retirement idea could *actually* work! And it motivated me to go out on a limb and throw out a really crazy idea and see if I could retire in 10 years (by age 53). With the help of the Excel spreadsheet from the author's website, I pulled together all of the required financial information and played with several scenarios. And guess what! I think it may actually work!!!! I also went over it with my financial planner who uses her own retirement calculator, but with my numbers, we basically came to the same conclusion. Knowing that I have the option of early retirement (if I actually do it or not) has given me a completely new outlook on my future!
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5 of 5 people found the following review helpful By J. Cassidy on June 11, 2013
Format: Paperback Verified Purchase
This is a great book offering practical advice and steps on how a young couple achieved their dream of early retirement. Your definition of early retirement and how much you would like to live on may differ from the Charlton's as mine does, but having the facts and $ figures on how they got there is so helpful. Not only is the chronicle of their journey to retirement useful, but I love that they provide a snapshot into their spending habits the first few years of retirement.
I highly recommend this book for anyone who thinks frequently about their savings and spending, and for those who consider retirement a tangible goal.
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3 of 3 people found the following review helpful By Peter Bugaiski on November 1, 2013
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Bought this book after stumbling across the author's website. Became very intrigued with the idea of early retirement so decided to buy the book and get all the details. This is a very easy to read book that breaks down all the basics of how to get started on setting your savings in motion and planning out your path. I love the books ease of readability and that the authors lay everything out on the table for readers to know exactly how they made their path to early retirement. This book was so helpful and easy to read I could not put it down, I finished the book in one weekend! There are many great tips/ideas/recommendations in this book and I would highly recommend to everyone.
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3 of 3 people found the following review helpful By Nichelle on April 19, 2013
Format: Paperback Verified Purchase
I have been reading a lot of retirement books lately and this has been, by far, my favorite. I have actually never written a review before, but enjoyed this book so much I thought I would. I like that it's so down to earth and easy to read, yet full of practical, specific information that anyone can follow. My husband and I are currently totally debt free and looking for more information for how to retire early and this book had the information and the motivation to get us moving toward our ultimate goal of being retired in about 10 years. Thanks to Robert and Robin for writing this book and sharing their personal information and being such an inspiration!
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How To Retire Early: Your Guide to Getting Rich Slowly and Retiring on Less
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