First Sentence:
The annuity has long been a staple of the retirement planner's portfolio.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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annual reset design, interest crediting formula, explicit surrender charges, annual reset product, equity indexed annuities, equity indexed annuity, annual reset method, point index value, guaranteed minimum interest rate, reset products, fixed deferred annuity, steadily rising market, surrender charge period, first contract year, traditional fixed annuity, percent participation rate, annuity features, other product designs, indexed interest, contract holder, fixed annuity contract, premium deposit, averaging feature, fixed annuities, annuity owners
Key Phrases - Capitalized Phrases (CAPs):
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Annual Annual, Annual Return Reset, Return Return Contract Term, Annualized Total Return Annualized Total, Composite Stock Price Index, Consulting Group, Index Committee
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