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Product Description
Individual Health Insurance contains an up-to-date and comprehensive treatment of one of the most rapidly changing of risk management topics. The author is an internationally known expert on the subject and supplemented his knowledge with specialized expertise from several of his colleagues. This book is the first of its kind since the text by Francis OGrady was last updated in 1988. It covers the history of the individual marketplace, the role of government health policy, products currently available, regulation, and all aspects of the development and management of this business. It is a valuable resource for those working in the field and for small business owners looking to fund employee health care. This text is listed on the Course of Reading for the SOA Fellowship study in Group & Health Speciality.
Individual Health Insurance contains an up-to-date and comprehensive treatment of one of the most rapidly changing of risk management topics. The author is an internationally known expert on the subject and supplemented his knowledge with specialized expertise from several of his colleagues. This book is the first of its kind since the text by Francis OGrady was last updated in 1988. It covers the history of the individual marketplace, the role of government health policy, products currently available, regulation, and all aspects of the development and management of this business. It is a valuable resource for those working in the field and for small business owners looking to fund employee health care. This text is listed on the Course of Reading for the SOA Fellowship study in Group & Health Speciality.
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Inside This Book
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First Sentence:
As is true of many things that have evolved, rather than having been created or discovered, it is difficult to pinpoint the advent of individual health (IH) insurance. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
expected premium, lifetime loss ratio, gross premium reserves, antiselection spiral, asset share calculations, anticipated loss ratio, cumulative paid claims, incurral date, antiselective lapsation, major medical market, cumulative antiselection, current market model, incurral month, loss ratio guarantee, deductible leveraging, valuation net premiums, asset adequacy testing, durational rating, deferred cash benefits, new business premiums, preliminary term method, initial premium rates, new business rates, actual loss ratios, renewal rate increases Key Phrases - Capitalized Phrases (CAPs): (learn more)
Current Market, National Association of Insurance Commissioners Model, Durational Pooling, Medicare Supplement, Blue Cross, Trend Scenario, Rate Filing Model, American Academy of Actuaries, Society of Actuaries, Year Current, Inter-block Subsidy, Blue Shield, Task Force, Monte Carlo, Drafting Note, The Prefunding, New York, Medicare Advantage, Cumulative Antiselection Theory, Social Security, Managing the Business, Model Regulation, Interblock Subsidy, Annual Gain, The Academy Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Back Cover | Surprise Me!
As is true of many things that have evolved, rather than having been created or discovered, it is difficult to pinpoint the advent of individual health (IH) insurance. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
expected premium, lifetime loss ratio, gross premium reserves, antiselection spiral, asset share calculations, anticipated loss ratio, cumulative paid claims, incurral date, antiselective lapsation, major medical market, cumulative antiselection, current market model, incurral month, loss ratio guarantee, deductible leveraging, valuation net premiums, asset adequacy testing, durational rating, deferred cash benefits, new business premiums, preliminary term method, initial premium rates, new business rates, actual loss ratios, renewal rate increases Key Phrases - Capitalized Phrases (CAPs): (learn more)
Current Market, National Association of Insurance Commissioners Model, Durational Pooling, Medicare Supplement, Blue Cross, Trend Scenario, Rate Filing Model, American Academy of Actuaries, Society of Actuaries, Year Current, Inter-block Subsidy, Blue Shield, Task Force, Monte Carlo, Drafting Note, The Prefunding, New York, Medicare Advantage, Cumulative Antiselection Theory, Social Security, Managing the Business, Model Regulation, Interblock Subsidy, Annual Gain, The Academy Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Back Cover | Surprise Me!
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