The Insider's Guide to Credit Repair (Paperback)

~ (Author) "This chapter will explain what credit is, discuss the benefits of credit to consumers and our economy at large and identify the important parties involved..." (more)
Key Phrases: original delinquency date, identity theft insurance, credit doctors, Fair Credit Reporting Act, Federal Trade Commission, United States (more...)

Editorial Reviews

Product Description

Inside Secrets from a Credit Industry Professional

There are a plethora of books out there promising to show consumers how to repair their credit. There is only one that explains how to establish credit, how to maintain and manage it, and, yes, how to fix it when it’s broken— The Insider’s Guide to Credit Repair.

This much-needed book is current, cohesive, and thorough. It begins with the basics-defining credit, explaining its value to consumers and businesses, and introducing the key parties that keep the process successfully operating—but then covers more complex topics, including credit laws, credit scoring, credit repair and identity theft. Most noteworthy and helpful are the short quizzes after each chapter, a comprehensive glossary, and a wide variety of sample letters.

The Insider’s Guide to Credit Repair is an engaging and thought-provoking discussion of consumer credit from an insider’s perspective—the author is a former instructor for one of the national credit-reporting agencies. The scope of the material is as vast as the author’s industry experience, accommodating the beginner trying to establish credit for the first time and more experienced consumers seeking greater knowledge of all aspects of credit.

K.E. Varner is a former instructor of customer-service personnel for Equifax, one of the three major credit-reporting agencies. During his tenure, he functioned as a subject matter expert in a number of high-level business projects, appeared in Federal court to help resolve consumer/credit-reporting agency conflict, and facilitated credit industry information to organizations such as the Atlanta Housing Authority.

Product Details

• Paperback: 288 pages
• Publisher: Career Press (August 27, 2008)
• Language: English
• ISBN-10: 1564148092
• ISBN-13: 978-1564148094
• Product Dimensions: 8.9 x 6 x 0.7 inches
• Shipping Weight: 13.6 ounces (View shipping rates and policies)
• Average Customer Review: 4.2 out of 5 stars  See all reviews (5 customer reviews)
• Amazon.com Sales Rank: #433,952 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

45 of 47 people found the following review helpful:

5.0 out of 5 stars This Is The Only Credit Guide You Need, August 12, 2005

By	Eric Gibbs (Santa Monica, CA) - See all my reviews

I read this book and was amazed by the amount of information it gave. This author hits every area of credit that people need help with. Everything from credit scores to id theft is covered here and in great detail. It even gives little quizes at the end of each chapter to help you retain the info. The best part is that the chapters are so well segmented that you can just flip to the area you need help with and go from there.

This book by far is the best credit guide out there today. The ones I've read in the past just touch on certain things here and there, but this author really gives you what you need. I'm buying copies for each of my college children. It is highly recommended!

21 of 22 people found the following review helpful:

5.0 out of 5 stars Great Book-very informative, October 5, 2005

By	Kira L. Reed (Florida) - See all my reviews (REAL NAME)

This book is a must read!! If you know anyone that has credit or financial issues, teenagers about to graduate from HS and college age kids-this would be a great gift for any occasion. Kids need to be informed now before they go out and start opening credit accounts they will later regret. They need to be educated on how to establish and maintain a great credit rating. Parents can use this as a guide. Buy it and read it for yourself. I am happy I have this book and look forward to sharing it and all that I have learned from it.

24 of 26 people found the following review helpful:

5.0 out of 5 stars Very well written and informative, July 9, 2006

By	Wendell Roberson - See all my reviews

I've read many books on credit and this is one of the better ones. I like the fact that you can read what applies to you if you choose. You don't have to read the entire book from front to back but i'd recommend it for complete understanding.

It's very easy to follow, up-to-date, comprehensive. Highlights- a great chapter on credit scoring and improving your score; a good section on finding a good credit counselor; establishing and re-establishing credit, negotiating with collectors and I liked the tests after each chapter. The only thing I would have like more of is some negotiating tips but overall it's good.

I'd recommend Liz Weston's Your Credit Score as well.