The Insider's Guide to Managing Your Credit [Paperback]

Deborah McNaughtin (Author)

Book Description

Publication Date: May 1, 1999

How to establish, maintain, repair, and protect credit--financial worksheets included!

From a credit expert, this guide explains how to use credit as a tool, safely and sensibly. It discusses the different types of credit, how to establish a credit history when you're just starting out, the Ten Commandments of Credit, how to deal with collection agencies and get out of debt, how to reestablish credit after a bankruptcy, and more.

"The only book you'll ever need about credit."--Paul Navestad, President and CEO, Financial Services Network-USA, Inc.

* The author founded Professional Credit Counselors in 1984, conducts seminars, is a popular talk-show guest, and has authored many books on credit

* Includes worksheets

Product Details

• Paperback: 224 pages
• Publisher: Berkley (May 1, 1999)
• Language: English
• ISBN-10: 0425167453
• ISBN-13: 978-0425167458
• Product Dimensions: 6.6 x 4 x 0.5 inches
• Shipping Weight: 4 ounces
• Average Customer Review: 3.6 out of 5 stars  See all reviews (5 customer reviews)
• Amazon Best Sellers Rank: #4,315,416 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

8 of 9 people found the following review helpful:

5.0 out of 5 stars ON EQUAL GROUND, January 16, 2001

By 

Mike Milby (Los Angeles, CA USA) - See all my reviews

This review is from: The Insider's Guide to Managing Your Credit (Paperback)

At last a book that can be used as a guide and tool to understanding the credit industry. Everybody has had unique situations that may have had an impact on their ability to keep their credit in good standing, but one thing is certain, the industry can not and will not distinguish between individual circumstances, if you missed a payment, end of story, you have a negative mark against your credit history. This book helped me gain an understanding of the credit terminology and assisted me in learning how to read and understand my credit report. You can't hide from your credit history and the mistakes you made in the past. So, learn "tricks" that will help remove negative marks on your credit report, learn that too many inquiries against your credit report can actually hurt your ability to obtain credit, or learn the differences between the credit agencies, plus a lot more. This book is a must for all people who have or will, try to obtain credit. Give yourself an advantage that few people have, learn your second identity, your credit history!

6 of 7 people found the following review helpful:

5.0 out of 5 stars Getting out of debt, and repairing damaged credit, September 7, 2001

By 

Midwest Book Review (Oregon, WI USA) - See all my reviews

This review is from: The Insider's Guide to Managing Your Credit (Paperback)

Credit management expert Deborah McNaughton shows the reader how to establish, maintain, repair and protect his or her credit in The Insider's Guide To Managing Your Credit. The first half of this superbly presented "how to" book is on establishing credit, including information on the various types of credit, qualifying for credit, dealing with credit denials and credit reporting agencies, the credit application process, and even the use of credit to make money. The second half of The Insider's Guide To Managing Your Credit focuses on dealing with credit problems, working with collection agencies, getting out of debt, and repairing damaged credit. The informative, "reader friendly" text is enhanced with a section on "The Most Frequently Asked Questions and Their Answers"; listings of "Federal Government Publications" and "Regional Offices of the Federal Trade Commission"; a glossary; and an Index. Highly recommended!

5 of 7 people found the following review helpful:

1.0 out of 5 stars Not very helpful, November 1, 2000

By 

Jennifer Woodard (Atlanta, Georgia) - See all my reviews

This review is from: The Insider's Guide to Managing Your Credit (Paperback)

This book is very general and doesnt give very much advice on how to actually repair your credit. It doesnt really cover the different types of credit problems that people have.