Insurance for Dummies [Paperback]

Jack Hungelmann (Author)

Book Description

Series: For Dummies (Lifestyles Paperback) | Publication Date: February 5, 2001

Insurance For Dummies introduces readers to the basics — as well as the more complicated issues — of every kind of insurance. Packed with expert advice and step-by-step guidance, it shows you how to find the right amount of protection at the best possible price, for your life, health, car, home, and anything else you can think of.

Thinking about insurance makes many people cringe with fear; this handy guide makes insurance make sense. It demystifies complicated policies and points out all the traps and pitfalls you need to avoid when buying coverage. Whether you’re a homeowner or a small business owner or you just need a basic policy for your car, you’ll find all the advice you need on:

• Managing your risk
• Reducing your liability
• Insuring a home business
• Buying an umbrella policy
• Dealing with insurers and filing claims
• Assessing your life insurance needs
• Decidin g between group and individual policies

Author Jack Hungelmann uses his twenty-five years of experience in the insurance industry to make buying insurance as simple as possible — even for those who’ve never bought a policy in their lives. Armed with the kind of straightforward, commonsense knowledge and advice you’ll find here, you’ll be able to handle any insurance question that comes up. Keep it on your reference shelf for quick-and-easy answers for all your insurance-related questions:

• Everything you should know about auto insurance
• Choosing cost-effective deductibles
• Picking the right property coverage for your home
• Estimating the value of your assets
• Insuring valuable portable items and collectibles
• Special advice on insuring condos and townhouses
• Getting the most coverage at the best price
• Filing claims and getting back the most
• Plus, online insurance resources

Knowing what kind of coverage you need for yourself and your possessions is a complicated process. With more competition than ever in the insurance business, finding a great deal on the coverage you need can be a challenge. Insurance For Dummies is the fun and friendly guide that gives you with all the essential knowledge it takes to get the maximum coverage at the minimum price.

Editorial Reviews

From the Back Cover

"Jack Hungelmann actually manages to make insurance interesting." — Janet Eian, Chief Administrative Officer, Endurant Business Solutions "Loaded with tips that can save buyers money." George Williams, CPCU, Editor-in-Chief, American Agent & Broker magazine Praise for Insurance For Dummies^® "An indispensable walk through the insurance maze…. The book's true value lies in the prevention of heartaches, headaches, and potential insolvency…. An invaluable resource." — Danelle J. Wolf, Owner, Wolf's Wayzata Pharmacy, Inc. "You can't afford not to read this now!" — Carmen Ellingson, Education Director, Minnesota Society of CPCU

Find out what kind of insurance you need — before it's too late

Confused by insurance fine print? Relax! From deciding how much coverage you need to locating the best policies, insurance pro Jack Hungelmann shows you step-by-step how to get the right amount of protection at the best price. If you're looking for savvy advice on any type of insurance — life, health, home, auto, you name it — this friendly guide is just the ticket.

Discover how to: Reduce your risk — and your premiums Find the best life, health, home, and auto policies Understand umbrella and disability policies Get the maximum when you make a claim Avoid insurance traps and loopholes

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About the Author

Jack Hungelmann, CIC, CPCU, has over 25 years of insurance experience and has taught several classes on personal risk management and insurance.

Product Details

• Paperback: 384 pages
• Publisher: For Dummies; 1 edition (February 5, 2001)
• Language: English
• ISBN-10: 0764552945
• ISBN-13: 978-0764552946
• Product Dimensions: 9.2 x 7.4 x 0.9 inches
• Shipping Weight: 1.4 pounds
• Average Customer Review: 4.1 out of 5 stars  See all reviews (27 customer reviews)
• Amazon Best Sellers Rank: #128,718 in Books (See Top 100 in Books)
  • #18 in Books > Business & Investing > Industries & Professions > Insurance > Business

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Customer Reviews

Most Helpful Customer Reviews

28 of 31 people found the following review helpful:

4.0 out of 5 stars Invaluable..., November 25, 2006

By 

Mark "Bottom line only please..." (Raleigh, NC) - See all my reviews

Amazon Verified Purchase

This review is from: Insurance for Dummies (Paperback)

I know I'm getting older when I start reading and writing reviews about insurance books.

I'm not a big fan of the "dummies" books for a few reasons: (1) First my ego...I have to admit I don't want a book on my shelf that is a dummy guide for anything, and (2) I don't want to buy another reference book that is going to sit on my shelf and collect dust.

I purchased this book b/c I had big questions about car insurance, life insurance, and umbrella policies. No concerns about house insurance, which seemed to be the biggest complaint about the book.

Quite frankly, it answered all of my questions. Before reading this book, I didn't even know the difference between collision, liability, and comprehensive insurance; and I had no clue how much insurance I should carry for that "break glass in case of emergency" type accident. And like all of the dummy books, the text is informative while remaining engaging , and actually entertaining-even though the subject is insurance.

I actually feel empowered after reading this book. It led me to purchase an inexpensive umbrella policy (if you don' t have one, you need it) that will certainly make me sleep better at night.

This is one of those books that after you read/reference it, you'll wonder how you ever operated in the past without the knowledge it contains.

Don't put too much trust in earthly treasures, but you should certainly protect what you do have!

Recommended.

20 of 24 people found the following review helpful:

5.0 out of 5 stars Insurance for Dummies, November 29, 2002

By A Customer

This review is from: Insurance for Dummies (Paperback)

I have been in the insurance business for 31 years. I found this book to be every helpful. Jack has taken a complex subucet ( insurance ) and explains it in simple terms. I have shared this book with other professionals and they are as delighted as I am. I now use some those examples in my own practice to explain things to my clients. It is worth the time to reading. .

13 of 15 people found the following review helpful:

5.0 out of 5 stars Essential reading, December 9, 2006

By 

MVP (Washington) - See all my reviews

This review is from: Insurance for Dummies (Paperback)

This book is worth its weight in gold. I originally picked it up while doing research on life insurance options. But after reading the first chapter on auto insurance, we called our agent, raised our libability limits and deductibles, got rid of unnecessary coverage and ended up saving ourselves $250 a year! The author, who has worked in the insurance industry for years, makes things plain and simple and illustrates his points with easy-to-understand charts. Now I feel like we actually have a clue about what we're buying, and I feel much more secure knowing we'll likely be well covered in the event of a catastrophe. This should be on every homeowner's bookshelf.