First Sentence:
Like the infamous Dr. Jekyll and Mr. Hyde, credit can be either a helpful friend or a destructive fiend.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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life without debt, extra principal payments, psychological reversal, credit card charging, credit scoring systems, capitalized cost, billing period
Key Phrases - Capitalized Phrases (CAPs):
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Debt Free Key, Stafford Loans, Nellie Mae, Sallie Mae, Fair Debt Collection Practices Act, American Express, Fair Credit Reporting Act, Life After Debt, Life Without Debt, Perkins Loans
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