Living The Savvy Life and over one million other books are available for Amazon Kindle. Learn more
Qty:1
  • List Price: $16.95
  • Save: $3.66 (22%)
FREE Shipping on orders over $35.
In Stock.
Ships from and sold by Amazon.com.
Gift-wrap available.
FREE Shipping on orders over $35.
Used: Very Good | Details
Sold by Big Book Broker
Condition: Used: Very Good
Comment: Good Condition!! Clean pages/cover & tight binding! Fast shipping from Amazon! Qualifies for Prime Shipping and FREE standard shipping for orders meeting qualifying total price. Overnight, 2 day and International shipping available! Pages and dust cover are intact and not marred by notes or highlighting. The spine is undamaged
Access codes and supplements are not guaranteed with used items.
Have one to sell? Sell on Amazon
Flip to back Flip to front
Listen Playing... Paused   You're listening to a sample of the Audible audio edition.
Learn more
See all 2 images

Living The Savvy Life: The Savvy Woman's Guide to Smart Spending and Rich Living Paperback – January 11, 2011

ISBN-13: 978-1600378348 ISBN-10: 160037834X

Buy New
Price: $13.29
35 New from $6.00 50 Used from $2.92
Amazon Price New from Used from
Kindle
"Please retry"
Paperback
"Please retry"
$13.29
$6.00 $2.92
Free Two-Day Shipping for College Students with Amazon Student Free%20Two-Day%20Shipping%20for%20College%20Students%20with%20Amazon%20Student


Frequently Bought Together

Living The Savvy Life: The Savvy Woman's Guide to Smart Spending and Rich Living + Savvy Chic: The Art of More for Less + Live More, Want Less: 52 Ways to Find Order in Your Life
Price for all three: $39.05

Buy the selected items together
NO_CONTENT_IN_FEATURE

Holiday Deals in Books
Holiday Deals in Books
Find deals for every reader in the Holiday Deals in Books store, featuring savings of up to 50% on cookbooks, children's books, literature & fiction, and more.

Product Details

  • Paperback: 228 pages
  • Publisher: Morgan James Publishing (January 11, 2011)
  • Language: English
  • ISBN-10: 160037834X
  • ISBN-13: 978-1600378348
  • Product Dimensions: 6 x 0.6 x 8.2 inches
  • Shipping Weight: 4.8 ounces (View shipping rates and policies)
  • Average Customer Review: 4.2 out of 5 stars  See all reviews (70 customer reviews)
  • Amazon Best Sellers Rank: #207,917 in Books (See Top 100 in Books)

Editorial Reviews

Review

So many books on how to manage your finances are so technical and, well, just boring! Not Living the Savvy Life: The Savvy Woman's Guide to Smart Spending and Rich Living by Melissa Tosetti and Kevin Gibbons! Melissa actually puts money management into words women can relate to...like "wardrobe", "beauty", "food", "entertainment" and "home". I mean come on, what woman doesn't want to manage her money better so she feels free to invest in a beautiful, functional wardrobe or a well-designed home. Ok, so maybe you're not into fashion (though I think anyone reading this blog is). Some women aren't. But that is what is so great about this book. It teaches you how to save on areas that aren't as important to you so that you have more money to spend where it matters.

Maybe you are perfectly happy with a minimal wardrobe and pared down interior but are a food loving world explorer who wants to try every cuisine in the country or region it is indigenous to (really cool idea actually). You can do it! All it takes is saying no to what's not important so you can say yes to what is. Living the Savvy Life will help you put it all into perspective and show you how to discover your personal passions and financial priorities...there is an entire chapter entitled "What is Important to You" that includes a questionnaire for each basic area of your life. By taking some time and answering this questionnaire in full, honest detail you can determine exactly what is most important to you (not to your friends, not to society) at this time in your life. Once you know what is important to you, you can better decide how to spend your money.

The authors of LTSL know that the first step to being savvy is being organized. You will be aided in organizing your closet and pantry and will be given practical tips on setting up systems so you know what you have at all times. How to set up a bill paying system, checking account management system and manage credit card debt are all covered and of course, it wouldn't be a book on savvyness if it didn't include that little well-known concept of "pay yourself first" (retirement funds and savings accounts ladies!). And if you just really do want more information on how to grow your hedge fund, well, that's not actually covered by the authors but they tell you where to find sources that do cover such in-depth subjects in the "Favorite Resources" section! --Bobbie Michelle Harman, of Euro Chic http://eurochic.wordpress.com/2010/12/09/living-the-savvy-life/

From the Author

The average personal savings rate in the U.S. over the last 10 years was 1.7%. The average American family has an estimated $8,600 worth of unpaid credit card debt. They need guidelines for making the difficult financial decisions that impact their overall lives. Living the Savvy Life provides those guidelines.

Living the Savvy Life advocates spending on the things that are important to you and saving on the things that are not as important, rather than simply cutting back everywhere.

Living the Savvy Life recognizes that personal financial management involves balancing all the different aspects of your life and provides concrete, easy-to-implement advice for how to improve your overall financial health.

Living the Savvy Life provides habits and routines that are easy to start, easy to maintain and make managing your finances effortless.

Living the Savvy Life helps you design your own savvy life based on the philosophy of saving on the things that are not as important to you so you can afford to spend on the things that are important to you.


More About the Author

Personal finance author, speaker and teacher Melissa Tosetti is the founder of the day-to-day financial education company The Savvy Life and is author of the international best seller, Living the Savvy Life. Melissa's passion is to help people step off the pendulum that swings from overspending to extreme frugality creating a balanced, fiscally secure lifestyle. Melissa believes in creating a strong financial foundation through easy to implement habits and routines that make managing your money effortless. From there, she introduces The Savvy Life Philosophy of saving money on the things that are not as important to you so you can afford to spend money on the things that are important to you.

Understanding the fear and emotions surrounding money, Melissa presents her material in a positive, upbeat manner. Her goal is to encourage people for the future rather than making them feel guilty about their past financial decisions and actions.

Melissa regularly speaks at community and service clubs such as Soroptomist and Rotary. Her corporate speaking resume includes Bayer Healthcare LLC, Cisco Systems, PG&E and International Paper among others. She has appeared on five episodes of Pocket the Difference on the Fine Living Network, The Real Deal with Jeanette Pavini and on Eye on the Bay. She has been quoted in U.S. News & World Report, TodayShow.com, Chicago Tribune and Detroit News among other publications. She has chaired panels on savvy living at the Professional Businesswomen of California conferences in San Francisco and Sacramento. She also teaches courses on savvy living at Chabot College in Hayward, CA as well as running her own Savvy Living Class Series.

Customer Reviews

While this book has great information, I think a single read is enough to get the idea of the savvy life.
W. Edwards
This is the first finance "help" book I've ever read that not only made perfect sense but was also full of tips that were practical and easy to follow.
teacherlentz
Living The Savvy Life is a great book for anyone looking for great ideas that can change how you look at spending and saving.
TGiddings

Most Helpful Customer Reviews

121 of 122 people found the following review helpful By Simply Luxurious on January 11, 2011
Format: Paperback
It is with three thumbs up, if only I had that many to raise, that I would give Living the Savvy Life: The Savvy Woman's Guide to Smart Spending and Rich Living written by Melissa Tosetti and Kevin Gibbons.

Beginning with the premise that a savvy life is one which includes balance, it continues to go in depth with individual chapters focused on money, home organization, entertainment, wardrobe, beauty and food. After all, Tosetti and Gibbons remind the reader continually, that in order to create the life we want, we must prioritize - saving money by not purchasing and spending money on things that are of little or no importance to us, so that we may be able to spend our hard earned money on things that are of great priority.

While this concept may sound simple, living a savvy life is one that involves discipline, and whether we want to admit it or not, money is at the bottom of the foundation of the life we want to build.

Financially speaking, the authors speak to the readers, as though you are having a conversation. Examples from their own experiences are given which makes it much more personable and honest. I particularly appreciated their approach in how they talk about money. The concept of planning to be successful will ultimately help lead to a more confident person who steps forward in pursuit of the life they want. Most importantly, we must all know where our money is going and exactly how much we make and thus spend, but instead of purchasing an expensive Microsoft Money or Quicken program, why not just use Excel?

Now if talking about money for an entire book seems a bit much, don't worry.
Read more ›
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
26 of 28 people found the following review helpful By E. Lawrence on January 3, 2011
Format: Paperback Verified Purchase
"Living the Savvy Life" is a wonderful guide to enjoying a fuller and richer life within your current means. It has helped me to bring consciousness and forethought to my every day spending. Not only am I no longer wasting my money on things that are not important to me, I am truly enjoying the things I do want to spend money on. Tosetti and Gibbons are gentle with their advice, and I was able to make permanent changes a little at a time. Baby steps!
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
15 of 15 people found the following review helpful By HLS on January 19, 2011
Format: Paperback Verified Purchase
When Melissa Tosetti opened the "Introduction" with a descriptive contrast between the "Average Woman" and the "Savvy Woman", I was hooked. Refreshingly, I feel that I am doing well in living a "savvy life". I have implemented so many changes in my lifestyle over the past five years that many of the points she makes on how to shop for clothing, food and travel already resonate with me. By reading her book, I felt more validated by my choices. After all, when living in a world surrounded by "Average Women", it can sometimes feel pretty lonely being "savvy".

Her book is full of references, equations and lists that make for easy to follow advice. I loved the information provided on pages 174-175 about financial rules to follow in order to prosper (I have been looking for those equations for a long time). Each of the main chapters that focus on certain life subjects (ie: Home, Food, Money,Beauty,etc) has a Top 10 List recap of the chapter. I took a lot of interest in the chapters on "Food" and "Money". I am now putting forth the effort to look at recipes, list exactly what I need to make those recipes and then go grocery shopping. I know this is going to help us keep our grocery bill down and it will keep me organized with meal planning.

Another tip I am employing is keeping a "Spending Book". I am constantly seeing things I would like to purchase. My old self would have thought nothing of throwing it in the cart (real or virtual) and "buy it now"-even if that had meant charging it. By using a "spending book", this means saving and planning ahead for purchases and/or emergencies. Keeping a list of things I want or need close at hand, will help me to control my spending and not make frivolous purchases I will regret later. OH! And did you know about Ebates?
Read more ›
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
20 of 22 people found the following review helpful By teacherlentz on January 5, 2011
Format: Paperback
This is the first finance "help" book I've ever read that not only made perfect sense but was also full of tips that were practical and easy to follow. I highly recommend this book to anyone who needs a gentle nudge in the right direction. Really an excellent read.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
11 of 12 people found the following review helpful By FreedomFighter on May 13, 2011
Format: Paperback
I have an incredibly blessed life, happily married, healthy children, successful entrepreneur, more friends than one could dream of AND I had my head buried in the sand regarding our personal finances. We've never been late paying our bills and always seem to have what we need, but had zero savings, no planning for our future and a disempowering context about our finances. When the fear of our financial insecurity crept in, my normal reaction was to give myself and my husband a good mental lashing and then return to the safety net of my denial.
Last year, I worked as a consultant to Melissa Tosetti on the speaking side of her business. I read an advance copy of "Living the Savvy Life," strictly from a business perspective, not taking into account how it could help me with my personal situation. Looking back, some subtle seeds were definitely planted. About six months later, an opportunity occurred for drama and resentment surrounding our finances. After the initial knee-jerk, fearful reaction passed, I knew I was ready to make a change. Pulling "Living the Savvy Life" off of the shelf, I started reading it from a place of honesty and hope.
My husband and I had MANY "discussions" those first weeks, negotiating how we could create a true partnership in our marriage regarding our money. Since then, we've created promises, budgets, goals and weekly check-ins. Sometimes it's easy, sometimes it's not, but we do it all with the goal and intention of having integrity, strength and empowerment for our family's future.

I've always believed on some level that things work out, but secretly beat myself up about my lack of freedom with money. I can say that I have not been doing that since implementing Melissa's principles in "Living the Savvy Life". With incredible gratitude, on a daily basis, I pay attention, fulfill my commitments and really do perceive endless possibilities.

~Dusty Meehan, Marketing and Sales Agent, Denver, Colorado
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again

Most Recent Customer Reviews


What Other Items Do Customers Buy After Viewing This Item?