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Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever Paperback – March 11, 2008
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“Simply brilliant.” —Robert T. Kiyosaki, author of Rich Dad, Poor Dad
From the Hardcover edition.
About the Author
From the Hardcover edition.
More About the Author
Top Customer Reviews
This book, as the title implies, will help those who feel overwhelmed and fearful of handling their money. I've watched her on television and read her online columns as well as other books and I really like her newest book.
The book addresses these topics and more:
1. The importance of saving regularly, no matter how little.
2. How even small changes in spending patterns can make a HUGE difference.
3. Getting on top of debt, including credit card debt.
4. Retirement planning.
5. Taking the fear out of investing and showing that one does not have to be a stock market whiz to accumulate savings through investing. Even an amateur with the right portfolio balance can achieve nice, steady gains.
6. The basics of home finance and financial literacy, broken down into a few simple steps.
She believes if you want to get rich, if you want to be wealthier than you are today, you really need to do only four things.
1)You need to make a decent living.
2)You need to spend less than you make.
3)You need to invest the money you don't spend so that it can work as hard for you as you are working for yourself.
4)And you need to protect yourself and this financial world you've built so that a disaster-big or small-doesn't take it all away from you.
This is outstanding advice and I completely agree with her, these have been the keys to building my personal 6 figure net worth.
She also has sprinkled through out "Map to a Million" which shows you what saving and investing a certain amount of money will grow to in 20 or 30 years. Some of the amounts are really shocking. For example start investing 10% of a $35,000 income at 30 years old and you will have $457,254 at retirement, if the employer gives a 5% match it will be $685,881 at 65 years old.(This does not even include raises, and the money gets about 8% a year in stock index funds).
If you are a beginner in personal finance reade this book, it will be a tremendous help. Also read Financial Peace by Dave Ramsey for a book from a male perspective.
Thank you, Jean.
The entire book can be summed up in the four recommendations everyone can and should do to have financial solvency. Readers will enjoy and appreciate how the author compares things we do in our daily lives ( i.e., organize the closet) to be more efficient , as guidelines to get our financial house in order.
I thoroughly enjoyed this book and recommend it for all women (and men) looking to become financially independent -- and have fun while doing it!
Reggie Johnson, Success-Tapes.Com
Most Recent Customer Reviews
A whole lot of babbling and not getting to the point or giving a roadmap for the readers to follow. The fact that she used terms like "stop bitching" during some parts of... Read morePublished on January 1, 2014 by elizabeth
The book is targeted at 20-30 year olds and is very basic. For someone nearing or at retirement and looking for a guide to financial management it is not at the level of... Read morePublished on November 27, 2013 by Fred F
Capitalism is collapsing every 70-90 years while destroying our society and planet. Technological unemployment can't be ignored. Read morePublished on June 19, 2013 by Christian Baker
As a new young woman entering the work-force and trying to plan for my future this book was a great starting place. Read morePublished on April 26, 2013 by Paula Rettenmaier
I like Jean Chatzky's voice and the way she speaks. I assumed she would be the narrator. She is not. Read morePublished on January 9, 2013 by 33 year old lawyer
I should have bought this for my kindle. The paper is kind of thin and type is a little small for me. But the content is great. Read morePublished on December 23, 2012 by Laura Kearns
The first time I read this my mother had loaned it to me and she made it clear she wanted the book back. Unable to highlight and underline I found myself taking notes on paper. Read morePublished on July 21, 2012 by LaChelvi
I do love this advisor. She gives clear and concise answers to all your financial questions without brow beating you like Suzie Orman can (although I do like her as well). Read morePublished on July 1, 2011 by chelseajm