The McGraw-Hill Handbook of Interest, Yields, and Returns [Hardcover]

Lawrence R. Rosen (Author)

Book Description

ISBN-10: 0070537666 | ISBN-13: 978-0070537668 | Publication Date: December 1994

For investors, portfolio managers, bankers, and brokers who must grapple with complex financial decisions, this book provides fast, accurate answers to the most pressing questions about all aspects of interest--including yields, returns, net present value, yield to maturity, reverse mortgages, and many more. Numerous graphs help readers solve even the most complicated money puzzles in seconds.

Product Details

• Hardcover: 695 pages
• Publisher: Mcgraw-Hill (Tx) (December 1994)
• Language: English
• ISBN-10: 0070537666
• ISBN-13: 978-0070537668
• Product Dimensions: 9.1 x 5.9 x 2.7 inches
• Shipping Weight: 8.4 pounds
• Average Customer Review: 5.0 out of 5 stars  See all reviews (1 customer review)
• Amazon Best Sellers Rank: #3,820,808 in Books (See Top 100 in Books)

More About the Author

LAWRENCE R ROSEN

LOUISVILLE, KENTUCKY

a. Awarded full four year Navy Scholarship to Miami University (Oxford, OH) following graduation from Atherton High .in Louisville, Ky.

b. Graduated cum laude from Miami University
Elected to Phi Beta Kappa, National Scholarship Fraternity
Elected to Omicron Delta Kappa, National Leadership Fraternity
President, Alpha Phi Omega, National Service Fraternity

c. Active Duty, US Navy Officer for 3 years including 2 ½ years at sea in the Orient on the flagship of the 7th Fleet, USS Saint Paul (CA 73); graduated from US Navy Supply Corps School, Athens, Ga.

d. Received appointment to the US Foreign Service

e. Vice President of International Financial Conglomerate in Geneva, Switzerland and President of its US subsidiary, Investors Continental Services; negotiated exclusive contract with European Exchange System (EES) to operate investment offices throughout Europe including roughly 100 bases in 13 countries.

f. Established mutual funds from scratch in Sweden and Australia

g. 1975 to present: Founder and CEO of Larry Rosen Co - managing investments including real estate in 13 cities; negotiated in excess of 500 commercial and industrial leases and sales. including leases with such clients as Ky Headquarters of U.S. Housing and Urban Development, Humana, Commonwealth of Kentucky, etc.

h. Author of 8 books published by Dow Jones-Irwin, John Wiley & Sons and most recently, McGraw-Hill. including: Calculator Mathematics for the Real Estate Professional, The McGraw-Hill Handbook of Interest Yields and Returns, The Dow Jones-Irwin Guide to Interest.

i.. Board of Directors of: j. Member
Phi Beta Kappa of Kentuckiana Louisville Yacht Club
The Temple Louisville Tennis Club
Standard Country Club Mensa

k. Manages 8-figure portfolio of stock, bond, options, international assets and real estate for select clients including self

l. Founder of PAAE (Pursuit of Affordable Academic Excellence) a non profit organization which created and is implementing a system to reform higher education by (i) improving the quality of teaching and (ii) lowering the cost of tuition.

Customer Reviews

Most Helpful Customer Reviews

5.0 out of 5 stars a Phenomenal book that no investor should lack, January 27, 2011

By 

Awise Investor - See all my reviews

This review is from: The McGraw-Hill Handbook of Interest, Yields, and Returns (Hardcover)

Handbook of Interest, Yields and Returns


Straightforward, reliable financial guidance is contained in this one-of-a-kind reference. This handbook clearly explains the concepts you need to invest, borrow, or lend intelligently with reduced risk and greater understanding.
Here are the ready answers to virtually all of your questions about interest, yields, and returns, whether you are:
* An investor trying to decide which kind of bond to invest in
* A business manager evaluating alternative prospective capital investment opportunities using discounted cash flow techniques such as the internal rate of return (IRR)
* A senior citizen pondering increasing his or her cash flow by taking out a "reverse" mortgage
* A borrower who is unsure whether refinancing is a good idea
* An individual who simply wants to make financial decisions that payoff
This valuable handbook provides you with the analytical tools essential to making decisions about buying, selling, or holding stocks, bonds, and real estate. Or if you are lending or borrow¬ing money, you will find the information neces¬sary to compare different forms of investment proposals by using the IRR or net present value as simple, accurate yardsticks.
In the Handbook, you will find answers to such other vital questions as:
* Why does the Fed's annual percentage rate understate the true cost of most loans?
* How can you make tax shelters work for you.
* Why don't you have to reinvest at all to achieve the IRR or yield-to-maturity at purchase?
* What are the big dangers of investing in callable or zero coupon bonds?
* Which kind of bond is most desirable: discount, par, or premium?
* What is the most you can withdraw monthly from your retirement savings and still have the income last for your expected life span?
* How can you construct a loan amortization schedule?
* Is it advisable to accelerate paying off your mortgage or other loan?
* What is modified duration, and how can it help control a portfolio's risk level?

The Handbook is written in a no-nonsense style that makes its subject accessible to a broad spectrum of readers. In addition, you will find nu¬merous graphs that will help solve even the most complex money puzzles in moments.
If you are among the investors, borrowers, portfolio managers, bankers, accountants, and business professionals who must grapple with financial decision making in an uncertain business climate, you will find this one-stop guide to be your invaluable financial coach, ever at your side with dependable and practical information presented in a lucid, easily understood manner. With this handbook, you'll make informed, advantageous money decisions.

About the Author
Lawrence R. Rosen is widely recognized internationally as a leading financial and real estate expert. He is managing director of Larry Rosen Co., a Louisville, Kentucky-based investment management firm that manages an eight-figure portfolio of U.S. real estate and global bonds. Mr. Rosen often provides litigation support or expert testimony in financial controversies. He is the author of seven investment books, including the best-selling Dow Jones-Irwin Guide to Interest, the Dow Jones-Irwin Guide to Calculating Yields, and Go Where the Money Is. Prior to forming his present company in 1975, he spent 13 years in Japan and Switzerland in investment and bank¬ing during which time he founded mutual funds in Australia and Sweden. In 1959, he graduated Phi Beta Kappa from Miami University (Ohio).