From Library Journal
The possibility of facing a catastrophic illness is very real. Most people, even those fortunate enough to have insurance, are not prepared to deal with the massive bureaucracy involved in the delivery of health care. The author, who had a liver transplant, offers a systematic approach to evaluating and choosing insurance plans. He provides forms for analyzing personal finances and healthcare needs, information about various types of coverage, lists of questions to ask providers, and instructions on deciphering the explanation of benefits. Glossaries of healthcare terms, lists of organizations for referral, and a brief bibliography augment the text. The author stresses effective communication and organziation as tools for dealing successfully with both insurers and healthcare providers. He also provides explanations of Medicare/ Medicaid, medigap coverage, and long-term care insurance. The result is more current than Donald Jay Korn's Your Money or Your Life (Collier, 1992). A very practical book that should be read before selecting a health plan; highly recommended.?Barbara Bibel, Oakland P.L., Cal.
Copyright 1997 Reed Business Information, Inc.
McNally had primary biliary cirrhosis and ultimately needed a liver transplant. When he finally reached physical stability, he realized he had learned a lot about managing his health insurance. Here he provides others with the opportunity to benefit from his experience. He does not tell the reader what to do, though; each reader will have to think and work hard to get full value from his advice. The text is closely argued and includes many lists, tables, and sample forms to fill out. It proceeds step-by-step through the intricacies of different types of insurance and their major variations, suggests productive questions to ask physicians about health care, and explains insurance bills and how to ascertain their accuracy. So doing, it informs about the wide range of available health insurance options and the increasing variety of HMOs. Perhaps most important, it teaches how to evaluate all those options as they pertain to current and anticipated individual needs.
William Beatty