Microsoft Money Plus Premium

by Microsoft

Product Features

• Make the most of your money
• Optimize your financial feature
• Maximize your investments
• Get a desktop glance at the information you need most
• Improve your investment strategy with help from the experts at MSN Money

Product Details

• Shipping Weight: 4.8 ounces
• Shipping: Currently, item can be shipped only within the U.S. and to APO/FPO addresses. For APO/FPO shipments, please check with the manufacturer regarding warranty and support issues.
• ASIN: B000SKZIXG
• Item model number: KFA-00003
• Date first available at Amazon.com: May 10, 2004
• Average Customer Review: 2.6 out of 5 stars  See all reviews (14 customer reviews)
• Amazon Best Sellers Rank: #4,886 in Software (See Top 100 in Software)
  • #96 in Software > Personal Finance > Money Management

Product Description

Amazon.com

Microsoft Money Plus provides all the tools you need to handle your finances in one place. The new Insights feature allows you to get a glance at your finances without even launching Money. Microsoft Money Plus Deluxe includes additional tools for managing capital gains and investment taxes.

Spending Insights alert you when you've reached or are nearing your spending limits.

Cash Flow Insights show what's flowing in and out of your accounts.

Bills Insights alert you if bills are overdue or due soon.

Included in Money Plus Premium

• Subscription to GainsKeeper for managing capital gains
• Track your donations using H&R Block DeductionPro
• 90-day trial of RealMoney from TheStreet.com
• Track chores, allowance, and more with My Reward Board
• Credit report and 1-year monitoring from Experian
• Free year of the Motley Fool Green Light newsletter
• 1-year free online backup for Money from Carbonite
• Get a free PayScale Premium subscription for 6 months
• Turn photos into real U.S. postage with PhotoStamps (with purchase)
• IdentitySweep lus insurance from MyPublicInfo

Taking Money's award-winning features to a whole new level.
Microsoft Money Plus still provides all the tools you need to handle your finances in one place. But it also gives you a quick glance--without launching Money--at the financial information you need to keep you on top of your finances like never before.

Money's key features are still here:

• Manage your money your way, from the big picture down to the details.
• Forecast cash flow and stay on top of monthly spending.
• Tackle tax time with ease, from finding deductions to estimating taxes.
• Improve your investment strategy with help from the experts at MSN Money.
• Help protect and improve your credit, and reduce your debt.

Plus, there's so much that's new--Insights!
With Insights, get a desktop glance at the information you need most, without launching money.

Spending Insights--Alerts you when you've reached or are nearing your spending limits.

Cash Flow Insights--See what's flowing in and out of your accounts.

Bills Insights--Alerts you if bills are overdue or due soon.

Plus, enjoy even more new and improved features:

Link to statements, checks, or images from a transaction. Quickly add links to images and other files to keep important records and information handy, organized, and up-to-date.

Background banking helps ensure your account information is up-to-date.

Which version is right for you?

	DELUXE	PREMIUM	HOME & BUSINESS
KEEP YOUR FINANCES IN SHAPE
Balance your checkbook	•	•	•
Cash Flow Insights give you a glance at spending	•	•	•
Automatically categorize spending	•	•	•
Bills Insights show upcoming and overdue bills	•	•	•
Know which bills are paid and due	•	•	•
Enhanced background banking keeps information up-to-date	•	•	•
IMPROVE YOUR FINANCIAL PICTURE
Create and manage a budget	•	•	•
Link to statements, checks, or images from a transaction	•	•	•
Stay on top of credit and debt	•	•	•
Spending insights help you stay on top of spending	•	•	•
Tips, tools, articles, and integration with MSN Money	•	•	•
Value pack of financial services		Up to $450 Value	Up to $900 Value
Plan for retirement, college, and other goals	•	•	•
MANAGE TAXES
Export to tax preparation software	•	•	•
Estimate taxes and find hidden deductions	•	•	•
Minimize capital gains taxes		•	•
MANAGE INVESTMENTS
Analyze your portfolio, manage 401(k) and IRA	•	•	•
Track U.S. markets, commodities, currencies, and more	•	•	•
View Morningstar ratings in the popular ETF Center	•	•	•
The Motley Fool CAPS on MSN Money	•	•	•
Make tax-smart investment choices		•	•
MANAGE YOUR SMALL BUSINESS
Create estimates and invoices			•
View business reports and graphs			•
Do your payroll online			•
Monigot invoices and receivables			•
Track Schedule C items			•

Product Description

Microsoft Money Plus Premium Win32 English US Only CD Mini Box Non-Rebate

Customer Reviews

Most Helpful Customer Reviews

51 of 54 people found the following review helpful:

4.0 out of 5 stars Good program if used carefully, December 10, 2007

By 

David Arnstein (California) - See all my reviews
(REAL NAME)   

This review is from: Microsoft Money Plus Premium (CD-ROM)

I have been using MS Money for several years now and it has been a good experience. The improvements from year to year are modest. There are still reasons to upgrade though. First, each version of Money is only good for two years of online services. These services include price quotes for stocks and mutual funds, banking services, and so forth. Second, if you upgrade only once in many years, then the program might have trouble performing the update for you. It has to convert your computer file of financial history to a new format (it changes every year).

I have started a discussion topic "How to enjoy Microsoft Money" that is visible on the product page. This topic explains how I have avoided serious problems using Money.

The most significant competitor to Money is Intuit Quicken. Both programs are good. Recent versions of Quicken became increasingly restrictive about exporting data from the program. That is what prompted me to switch to Money.

38 of 39 people found the following review helpful:

3.0 out of 5 stars Not Great - Not Bad, September 30, 2007

By 

doner (Poway, CA) - See all my reviews

This review is from: Microsoft Money Plus Premium (CD-ROM)

I've really come to the conclusion that there is not much else whiz-bang you can add to Money and Microsoft has come to the same conclusion. The product really has not changed much since '02. The reason I bought this version? I had to, my 2 years were up from my '06 version. Microsoft stops you from downloading account updates after two years.
Pluses:
- good product, not as buggy as older new release versions
Minuses:
- previous reviewer correct, previous owners of Money are not allowed to use the credit reporting feature
- nothing really new. I've only noticed a new way to budget (and it is just OK)
- one of my accounts was valued at $30 million after converting, I looked at the details of the account and deleted the suspicious entry and re-entered it, that fixed it (repair did not work)
- have to purchase again in two years (I'm assuming), to continue to download account updates

I guess I wished I just purchased the deluxe version. . . Overall, doner just OK with MS Money

25 of 27 people found the following review helpful:

2.0 out of 5 stars Not worth upgrading, October 1, 2007

By 

Rich (Wildwood, Macau) - See all my reviews
(REAL NAME)   

This review is from: Microsoft Money Plus Premium (CD-ROM)

I have been using MS Money since 1994. I usually upgrade every 3 years to get the new features. I was forced to upgraded to Money Plus (2008) since the newer versions of Money only allow 2 years of online access.

I am a power user of Money, tracking 31 accounts with nearly all of them automatically updated via the online update feature. I use Money 3 times a week.

The upgrade looks exactly the same as Money 2006. Even after looking at the 'New' features that have been added in Money Plus, I find the changes to be very, very weak.

The one change I have noticed is the time to open my Money file has increased from <1 min in Money 2006 to over 4 minutes with Money Plus (2008). I am not sure why there is an issue with the new version. I have archived my data from 1994 to 2003 and have ran the repair utility, neither of which helped the performance.

If I was not required to upgrade because of the two year subscription limit, I would not see any need to upgrade to Money Plus. Let's hope MS puts out a more compelling product in future releases.