Microsoft Money 2004 Deluxe (Old Version)

by Microsoft

Product Features

• Save Time Organizing and Managing Your Finances - Download checking, credit card and other transactions from your bank automatically for up-to-date information
• Consolidated View of Financial Information - View and access information from multiple financial institutions in one place so you always know your overall financial health.
• Achieve Financial Goals - Whether your goal is to get out of debt, save for retirement, or for a major purchase, Money provides easy-to-use tools to help you achieve your financial goals.

Product Details

• Shipping Weight: 9.6 ounces
• Shipping: Currently, item can be shipped only within the U.S. and to APO/FPO addresses. For APO/FPO shipments, please check with the manufacturer regarding warranty and support issues.
• ASIN: B00009L1HM
• Item model number: 860-00228
• Date first available at Amazon.com: October 1, 2003
• Average Customer Review: 2.6 out of 5 stars  See all reviews (48 customer reviews)
• Amazon Best Sellers Rank: #2,560 in Software (See Top 100 in Software)
  • #57 in Software > Personal Finance > Money Management
• Discontinued by manufacturer: Yes

Product Description

Money Deluxe comes with everything in Money Standard, plus Money Deluxe can help you manage credit and reduce debt. Money Deluxe can help make tax time easier. Money Deluxe provides easy-to-use tools for financial planning. Money Deluxe provides easy-to-use tools for managing investments.

Customer Reviews

Most Helpful Customer Reviews

112 of 118 people found the following review helpful:

3.0 out of 5 stars Do you need it? Try it out, before you buy!, August 8, 2003

By 

tangofan (Mountain View, CA USA) - See all my reviews

This review is from: Microsoft Money 2004 Deluxe (Old Version) (CD-ROM)

No matter whether you are a current user or interested in becoming a new user, you may want to try this program out, before you buy it.
Microsoft has on its website a 60 day trial version of Money 2004 Deluxe. This should give you enough time to try it out. Since the file format changes every year you won't be able to use the Money 2004 file in your current Money version, if you're a current user, so either do double maintenance with both programs for a while or determine very quickly, if the new version is worthwhile getting.

52 of 53 people found the following review helpful:

4.0 out of 5 stars Money 2004 vs. Quicken 2004, October 6, 2003

By A Customer

This review is from: Microsoft Money 2004 Deluxe (Old Version) (CD-ROM)

I've been a user of Quicken 2001 and this year decided to upgrade. After reading all of the negative reviews on here, I decided to first try MSN Money 2004. It works great, but I wasn't as comfortable with the way things are presented, so decided to also try Quicken 2004 Deluxe. Here are a few thoughts on the two programs:

1. Presentation-wise, I like Quicken better. On the view pages, boxes are lined up with each other, while Money just positions them as there is room. I also like Quicken's graphs and charts a little more, and the fact that Quicken's options allow you to see your net worth on the first page, while Money just shows account values on the first page so you have to click to another screen to see your net worth).

2. On investments, I think Money gives you a lot more information, including information about your best and worst performing investments, etc.

3. I think Money also has a bunch more features than Quicken might, and you get a lot of free options like MSN bill pay, free subscription to Money Magazine, etc.

All said, I think either program is a decent choice. After using Quicken for 3 years, I think I'm just a little more partial to Quicken just because it's more what I'm used to. Otherwise, Money I think gives you more bang for the buck.

Just to let you all know, I haven't had any bug issues with either program. Not sure if the other posters screwed things up on their own or just got early versions of the software that were buggy, but things have been smooth with respect to both programs. I also haven't experienced a bombardment of advertisements as some users are reporting.

49 of 51 people found the following review helpful:

3.0 out of 5 stars Save your cash and buy Money 2003 Standard, August 4, 2003

By 

Adam Brod (Cambridge, MA United States) - See all my reviews
(REAL NAME)   

Amazon Verified Purchase

This review is from: Microsoft Money 2004 Deluxe (Old Version) (CD-ROM)

I was new to the personal finance software area when I bought Money 2003 Standard. I love that product! In general it is extremely easy to use and really powerful. I track everything in there.

I downloaded the trial version of Money 2004 Deluxe and was completely unable to find any new features except the Credit Report thing that really isn't integral to Money, its just a way for Experian to get more customers.

I noticed that in 2004 Microsoft stripped Money Standard to be much more bare--just personal finance tracking. No tracking of Investments! Now only Money Deluxe and up support it.

If I were you, I would highly recommend saving some cash and buying Money 2003 Standard. With 2003 Standard, you can track your finances, your investments, you assets (e.g., your home), your liabilities (e.g., your mortgage) and do essentially everything that 2004 Deluxe can do. You will get all the same features at less than half the price!