Microsoft Money 2006 Deluxe [OLD VERSION]

by Microsoft

Product Features

• Money connects to thousands of banks and updates balances automatically, letting you easily stay on top of your finances.
• The Money Bill Calendar lets you see upcoming and paid bills at a glance.
• Work toward long-term goals like buying a house, budgeting for college, or saving for a vacation by first reducing debt.
• Money makes it easy to get organized for tax time, with professional tips from tax experts, Tax Estimator and Deduction Finder tools, and exporting of your data to tax preparation software.
• Money 2006 Deluxe gives you access to credit scores and percentile rankings and helps assess credit risk levels.

Product Details

• Shipping Weight: 6.4 ounces
• Shipping: Currently, item can be shipped only within the U.S. and to APO/FPO addresses. For APO/FPO shipments, please check with the manufacturer regarding warranty and support issues.
• ASIN: B0009KLGJU
• Item model number: 860-00393
• Date first available at Amazon.com: June 21, 2005
• Average Customer Review: 2.6 out of 5 stars  See all reviews (65 customer reviews)
• Amazon Best Sellers Rank: #2,368 in Software (See Top 100 in Software)
  • #4 in Software > Personal Finance > Investment Tools
  • #52 in Software > Personal Finance > Money Management

Product Description

From the Manufacturer

Microsoft Money 2006 Deluxe includes everything in Money 2006 Standard and helps you improve your financial picture by automatically consolidating online bank and credit card information, and providing essential tools for improving credit and organizing taxes. Microsoft Money 2006 Deluxe helps you stay on top of credit and debt while keeping daily finances simple. From balancing your checkbook to raising your credit score, Money 2006 Deluxe can help you get—and stay—organized. Money 2006 Deluxe automatically consolidates all of your accounts in one place and provides all the time saving features and benefits of Money 2006 Standard plus tools to help you organize your taxes and help reduce debt.

Your personal finance solution

See where your money goes Automatically track spending in categories you want to watch closely—like dining out, entertainment or clothing. Easy to understand charts show you exactly where your money is going. New! Manage bills easily Money 2006 Deluxe allows you to pay multiple bills from multiple accounts all at once, making payment even easier. Schedule payments in advance and quickly view upcoming bills. It’s a great way to get organized. Budget your way Create a personalized budget. Money 2006 Deluxe helps you create a budget and then stick to it. Automatic spending "thermometers" warn you when you are getting close to budget limits making it easy for you to stay on track. Get the perspective you want Money 2006 Deluxe lets you decide how you want to view your finances—from the big picture down to the details. Flexible views make it easy to get a big picture view of your accounts or a more detailed perspective. Getting started is easy Whether you are upgrading, switching from Quicken, or using Money for the first time, getting started is a breeze. Money can automatically download your account information, update your existing Money file, or convert Quicken information so you can start managing your finances easily.

Track your spending, plan your finances, and see results in real time.

Organize taxes and help reduce debt

Understand your credit The Money 2006 Deluxe Credit Center provides access to credit scores, percentile rankings and helps assess credit risk levels. Meet long-term goals Work toward buying a house, budgeting for college or saving for a vacation by first reducing debt. The Money 2006 Deluxe Debt Reduction Planner helps you create a realistic plan taking into account your income, current debt and when the debt needs to be paid off. Make tax time easier Money 2006 Deluxe makes preparing and filing taxes easy with expert tips from tax professionals. Tools like Tax Estimator and Deduction Finder help identify savings and make exporting data to tax preparation software simple.

Money Deluxe helps take the stress out of debt management.

Product Description

Microsoft Money 2006 Deluxe helps you stay on top of credit, reduce debt, and organize your taxes, while keeping day-to-day finances simple. With all of your accounts—credit, checking, savings, and even investments—in one place, with one password, it’s even easier to manage your finances. Spend less time worrying about your money and more time enjoying it.

Customer Reviews

Most Helpful Customer Reviews

80 of 85 people found the following review helpful:

4.0 out of 5 stars Yawn!, July 28, 2005

By 

doner (Poway, CA) - See all my reviews

This review is from: Microsoft Money 2006 Deluxe [OLD VERSION] (CD-ROM)

1 - No difference that I can find over 2005. Funny thing is that I said this with my 2005 from 2004 version purchase! I guess I will never learn, I'm a sucker for the lastest and greatest Money software. Really, you do not need this if you have 2005, you can live without backing up to CD/DVD.
2 - I have not found any bugs. You are thinking, Ya, so? If you were an early adopter of 2005 (the buggiest POS that MS Money put out), you would have seen this a huge achievement also.
Summary - nothing really exciting over the previous 2 versions, wait for the free offer with your tax software next year. If you are new to personal finance software, you really need to get this.

29 of 29 people found the following review helpful:

2.0 out of 5 stars Try before you buy! Where are the new features?, November 26, 2005

By 

tim747 (Glenview, IL USA) - See all my reviews

This review is from: Microsoft Money 2006 Deluxe [OLD VERSION] (CD-ROM)

I am glad I read the reviews before buying that told me to run the trial before buying. The program does not offer anything additional from the Money 2004 Deluxe I am currently using for budgeting, expense tracking, investment tracking, and planning. I am a loyal Money user for over 6+ years. I will stick with Money 2004 even though 2006 can be had for free after rebates.

Pros:
-Installed without a problem and seems to run pretty smoothly/fast without consuming a lot of CPU resources.
-Converted my file without a problem (Make a copy of your file if you are just trying out the program. Keep your existing data file safely away so Money 2006 cannot corrupts it by accident.)
-Nice new interface. Fresh new colors. Navigation not made more difficult...does not mean navigation is easier.

Cons:
-NO NEW useful features! I use Money 2004 to do a lot of tracking, trending, and analysis. As far as I can tell after playing with 2006 for 3+ hours, there is no new functionality that is of use to me.
-Tighter integration with the web. You cannot easily tell what data is coming from the web and what data is local. Some people might like this, but I do not!
-Reports not processing for multiyear income/expense. A couple months work and current year works, but when I do no more than that, the program thinks forever. I am running a P4 so I do not know what the problem or fix is. At least it did not lock up windows or money completely...I could hit the back button and the computer would stop thinking.
-Reports selection laid out in a more confusing manner than with 2004.
-Data display for viewing and configuring reports is more cumbersome and difficult than with 2004.

160 of 185 people found the following review helpful:

2.0 out of 5 stars Do not buy, before you try it out!, July 9, 2005

By 

tangofan (Mountain View, CA USA) - See all my reviews

This review is from: Microsoft Money 2006 Deluxe [OLD VERSION] (CD-ROM)

As a long-time Money user I bought Money 2005 Deluxe and had to return it for a refund, because it refused to read my Money 2004 data file.
With Money 2006 I'll be smarter and take advantage of the fact that Microsoft offers a 90 day trial version on their website. So before you buy or upgrade, download the trial and check for yourself, if Money 2006 is for you.
BTW if you upgrade from a previous version, keep a backup-copy of your old file, because once you convert your file to Money 2006, an older version of Money won't be able to read it. For the same reason, consider parallel installations (and double data-maintenance) of the Money 2006 trial and your older version for a while, until you've determined to upgrade to M2006 or ditch it.