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Microsoft Money 2006 Premium [OLD VERSION]

by Microsoft
Windows 2000 / Me / XP
2.4 out of 5 stars  See all reviews (49 customer reviews)

Available from these sellers.

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There is a newer version of this item:
Microsoft Money Plus Premium Microsoft Money Plus Premium 2.9 out of 5 stars (23)
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Product Features

  • Money connects to thousands of banks and updates balances automatically, letting you easily stay on top of your finances.
  • Work toward long-term goals like buying a house, budgeting for college, or saving for a vacation by first reducing debt.
  • Improved automated price quotes keep your portfolio calculations up to date.
  • A suite of tools that help you plan and optimize investments and long-term savings.
  • Money 2006 Premium also provides a wealth of financial services, at no extra cost, and tax help that make managing your money easier.

System Requirements

  • Platform:   Windows 2000 / Me / XP
  • Media: CD-ROM
  • Item Quantity: 1

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Product Details

  • Shipping Weight: 6.4 ounces
  • Shipping: This item is also available for shipping to select countries outside the U.S.
  • ASIN: B0009KLGOK
  • Item model number: S66-00016
  • Date first available at Amazon.com: June 21, 2005
  • Average Customer Review: 2.4 out of 5 stars  See all reviews (49 customer reviews)
  • Amazon Best Sellers Rank: #10,750 in Software (See Top 100 in Software)

Product Description

Product Description

Microsoft Money 2006 Premium helps you plan and achieve long-term financial goals, optimize investments, and make tax-smart investment decisions. All in one place. Track spending, schedule bills, and manage all your accounts together—checking, savings, investments, and credit cards. Staying on top of your financial future has never been easier.

From the Manufacturer

The ultimate personal finance solution, Microsoft Money 2006 Premium offers everything included in Money 2006 Deluxe, plus additional investment and tax tools designed to make optimizing your finances effortless and effective. Quickly view all of your bank, credit card and investment accounts in a single location with a single password, and take advantage of free services included with Money 2006 Premium, including educational software to teach your kids about finances. Staying on top of your financial future has never been easier.

With all the benefits and capabilities of Money 2006 Deluxe, plus sophisticated investment tracking and optimization tools Money 2006 Premium gives you everything you need to effectively manage your finances quickly and easily. Plus, Money automatically connects to your bank so you'll always have the latest information.

Easy money management

  • See where your money goes
    Automatically track spending in categories you want to watch closely—like dining out, entertainment or clothing. Easy to understand charts show you exactly where your money is going.
  • New! Manage bills easily
    Money 2006 Premium allows you to pay multiple bills from multiple accounts all at once, making payment even easier. Schedule payments in advance and quickly view upcoming bills. It’s a great way to get organized.
  • Budget your way
    Create a personalized budget. Money 2006 Premium helps you create a budget and then stick to it. Automatic spending "thermometers" alert you when you are getting close to budget limits making it easy for you to stay on track.
  • Get the perspective you want
    Money 2006 Premium lets you decide how you want to view your finances—from the big picture down to the details. Flexible views make it easy to get a big picture view of your accounts or a more detailed perspective.
  • Getting started is easy
    Whether you are upgrading, switching from Quicken, or using Money for the first time, getting started is a breeze. Money can automatically download your account information, update your existing Money file, or convert Quicken information so you can start managing your finances easily.
An easy-to-use, real-time solution to all your financial management needs

Maximize tax savings

  • Organize Taxes
    Money 2006 Premium makes preparing and filing taxes easy with expert tips from tax professionals. Tools like Tax Estimator and Deduction Finder help identify savings and make exporting data to tax preparation software simple.
  • Understand your credit
    The Money 2006 Premium Credit Center provides access to credit scores, percentile rankings and helps assess credit risk levels. And a free credit report and one-year credit monitoring from Experian.
  • Maximize tax savings
    Money 2006 Premium has all of the great tax organizing tools of Money 2006 Deluxe, plus integrated GainsKeeper investment tools to help you make the most of your investments. Capital Gains Optimizer helps you minimize capital gains taxes and Trade Decision Tools help you make the best trading choices.
Cruise through your taxes with money-saving ease.

Planning and investment

  • Stay on top of investments
    Money 2006 Premium automatically updates investment information on stocks and exchange traded funds, and more. Access to MSN Money includes the popular Portfolio Manager. Follow investments, download brokerage statements and get financial and stock news as it happens.
  • Optimize your portfolio
    Make the most of your investments with the integrated GainsKeeper investment tools. Use the Capital Gains Optimizer to minimize capital gains taxes and consult the Trade Decision Tools to help you make the best trading choices.
  • Exchange Traded Funds (ETFs)
    Now Money 2006 Premium lets you view and track Exchange Traded Funds, a popular and growing investment category.
  • Create a realistic debt reduction plan
    Work toward buying a house, budgeting for college or saving for a vacation by first reducing debt. The Money 2006 Premium Debt Reduction Planner helps you create a practical plan taking into account your income, current debt and when the debt needs to be paid off.
  • Focus on long-term goals
    Are you ready for retirement? Money 2006 Premium can help. The Money 2006 Premium Lifetime Planner and Financial Events Modeler put your financial goals in perspective and give you the information you need to accurately plan ahead.
Your financial future takes shape before your eyes
Get a handy, dashboard view of your investments

Customer Reviews

Most Helpful Customer Reviews
59 of 61 people found the following review helpful
4.0 out of 5 stars How to enjoy Microsoft Money April 20, 2006
Here is what you must do to have a good experience with this product:

1. Never use Microsoft Passport.

Passport is a universal password that can be used to sign on to multiple bank accounts, brokerages, merchants, and God knows what else. It is a security disaster. Avoid it!

Your installation of Microsoft Money will be a bit awkward if you want to avoid Passport. Some users believe that Money won't install unless you get a Passport. This is false, at least for Money 2006 and earlier versions. You just have to be careful (and resolute!) while you install. See also item 6. below.

2. Never store your financial data online with Microsoft

MS Money allows you to keep all your financial data stored on Microsoft's computers, as well as on your home computer. This allows you to access your MS Money data when you are away from your computer. For the unlucky user, it leads to virtually insoluble computer nightmares. Apparently, the local and remote copies of your data can get out of sync. It becomes difficult or impossible to overcome data corruption on Microsoft's computers. You fix up your local data, and it gets scrambled again when you connect to Microsoft's computers.

If you observe 1. above, you will not have to worry about 2.

3. Never use Yodlee to download account information from financial institutions

Yodlee (spit) is a company/method for downloading your account information from banks, credit card issuers, brokerages, etc. The way it works is that it impersonates a web browser and surfs your bank's (or brokerage's or ...) web site in order to suck in your account details.

The problem is that your bank's web site is designed for browsing by humans, not software.
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77 of 88 people found the following review helpful
1.0 out of 5 stars No Improvement Over Money 2004 August 6, 2005
Purchased Microsoft Money 2006 Premium as an upgrade to my Money 2004. Did the same with Money 2005 last year but could not get it to run effectively (without crashing) so I uninstalled it and went back to Money 2004. Figured that Microsoft probably made a bunch of changes in the two years since Money 2004 so I took the leap to Money 2006. It migrated my data fine and runs without crashing but I am still in search of new functionality. I don't download account data from banks so if functional improvements were made in this area I am oblivious to them. I do know that the screen jumps when entering transactions in the portfolio summary - maybe something that can be patched by Microsoft before it is offered as a "feature" in Money 2007. Bottom line - if have Money 2004 or 2005 you may want to save your money as the features and functionality in Money 2006 are essentially the same.
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23 of 24 people found the following review helpful
1.0 out of 5 stars Stay away!! A total waste of time and money March 10, 2006
I am a long time Money user, all the way back to '99. I've always preferred it over Quicken because I found it more intuitive, powerful, and easier to use all at the same time.

I have noticed that over the various incarnations of the software, more and more links back to Microsoft and other advertisting "partners" (read: embedded spam) have been popping up (and under) in the program.

With 2006, however, they didn't just massively increase the number of advertisements and links, but they now REQUIRE that you use the Money online services (i.e. sign up for a "Passport" account) to connect to online institutions.

American Express provides my monthly statement data for download. Why should I be forced to sign up for a Passport account when, in previous versions, Money just connected directly to the financial institution?

The big problem with being forced to sign up is right in their privacy policy:

"...if you choose to use some of the Internet-based services, you may submit sign-in credentials and/or financial data, consisting of some or all of the content of your Money file."

Are you KIDDING ME!? Now that just sucks. By signing up with Passport, I'm allowing Microsoft access to ALL my PRIVATE financial data.

Now you might think that an upstanding, honest, and honorable corporation like Microsoft would take every effort to keep the data private, right? Let's take a look at the next paragraph of the privacy policy:

"Except as otherwise described in this Privacy Statement, personal information you provide to Microsoft via the Microsoft Money 2006 product will not be shared outside of Microsoft and its controlled subsidiaries and affiliates without your permission.
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25 of 27 people found the following review helpful
1.0 out of 5 stars Money 2006 makes it HARDER to manage your finances December 13, 2005
The one part of Money that works well is that it is an excellent vehicle to deliver advertisements to you. It's like paying for cable television and seeing only commercials 80% of the time. Most of the menu items in Money are cleverly disguised links to commercial web sites.

Online transaction downloads are atrocious. If you can get it to work (and it probably does work with some minority of banks), it completely garbles your finances at a fundamental level.

Here's an example. I have a checking account, a savings account and a credit card account with the same bank. After hours of effort, I was able to download all of my transactions into Money. After all of that, I wanted to see the valuable insights into my financial situation that I expected to get through the reports. When I looked at my tax situation, it warned me that I would owe thousands of dollars over my usual withholding. I finally figured out that it was treating every credit card payment, transfer to savings and transfer back from savings to checking as new income. So if I make $1,000 in a month and pay $200 to my credit card and put $100 in savings, then move $500 out of savings to pay for new tires, Money says I've made $1,800 in income.

The only way to fix this is supposedly to change the transaction type for all these transfers to "Transfer". Makes sense, right? So, I went back and changed the classification on all these transactions, then I looked at my bank balance, and Money's calculated balance was many thousands of dollars different from my actual balance. It turns out that when you change a transaction type to "transfer" Money automatically creates a corresponding transaction in the destination account.
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Most Recent Customer Reviews
4.0 out of 5 stars Great transaction. Exactly what I was looking for
Great transaction. Exactly what I was looking for.
Published 28 days ago by Eric S
3.0 out of 5 stars Was once one of the best money programs, no loner the case
Meet need and at the time was once the best money management program out there; too bad Microsoft stop supporting the product.
Published 4 months ago by Herman E. Wooten II
5.0 out of 5 stars Best Budgeting program around.
Set your accounts up. Go to bills tab. Switch to ADVANCED BILLS. Then put in all your deposits and bills. Read more
Published 18 months ago by Michael Addington
1.0 out of 5 stars I hated it
Did not work, probably because Microsoft no longer supports it. It downloaded just fine but when I went into the program it stopped working. I was so disappointed.
Published 20 months ago by renee wilde
5.0 out of 5 stars Microsoft Money 2006
My old computer crashed and I didn't have a disk for my Money 2006 when I built my new computer. The product was no longer available anywhere, but I found it at Amazon.com. Read more
Published on November 7, 2010 by Doug Collins
1.0 out of 5 stars In one word . . . BAD.
Besides the obvious problem of BEING REQUIRED TO REGISTER WITH PASSPORT and making available all your financial data to a company, MicroBucks, which has been found guilty of... Read more
Published on February 28, 2010 by Doug D. Johnson
4.0 out of 5 stars I love my Microsoft Money 2006!
I see there are several reviews on here that don't favor this version of Microsoft Money. I have had mine for 2 years and it's my financial BIBLE! I love it. Read more
Published on September 22, 2008 by S. Barkeit
1.0 out of 5 stars most frustrating program ever
To be fair - I probably don't use this the "normal" way. I like to print checks. This seems like basic functionality. I used, supported, and written software that does this. Read more
Published on December 21, 2006 by Chris A. Suver
1.0 out of 5 stars Dump MS Money 2006 and 2007
Like many of the other comments RE: MS Money 2006 and 2007, I am very upset that Microsoft is trying to force people to store their financial data on their server. Read more
Published on August 3, 2006 by Enzyme
2.0 out of 5 stars Do I still own this product?
I started using Money in 2005. It is a great idea if you ask me. Instead of having to go to 10 different websites to view all of my financial information, I can let this software... Read more
Published on June 26, 2006 by J. Eklund
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