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Microsoft Money 2007 Deluxe [OLD VERSION]

by Microsoft
Windows XP
2.9 out of 5 stars  See all reviews (112 customer reviews) 7 answered questions

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Product Features

  • Savings & Spending Budget helps you plan for retirement, savings, and debt repayment
  • Money's Spending Tracker automatically categories your transactions and compares them to your budget
  • Manage your bills using multiple online accounts, even schedule the payment of bills in advance
  • Simplify your taxes by automatically exporting your information for tax software
  • See all of your accounts--checking, savings, investments, and credit--in one place

System Requirements

  • Platform:   Windows XP
  • Media: CD-ROM
  • Item Quantity: 1

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Product Details

  • Shipping Weight: 3.2 ounces
  • Shipping: This item is also available for shipping to select countries outside the U.S.
  • ASIN: B000GD5DS0
  • Item model number: 860-00433
  • Date first available at Amazon.com: June 16, 2006
  • Average Customer Review: 2.9 out of 5 stars  See all reviews (112 customer reviews)
  • Amazon Best Sellers Rank: #3,867 in Software (See Top 100 in Software)
  • Discontinued by manufacturer: Yes

Product Description


Microsoft Money 2007 Deluxe brings all your personal accounts—banking, credit, and investment—together in one place. With its easy-to-use tools, you can improve your credit, decrease debt, and tackle your taxes. Microsoft Money 2007 Deluxe lets you spend less time worrying about your money and more time enjoying it. From balancing your checkbook to improving your credit score, Money 2007 Deluxe can help you get—and stay—organized.

Money's customize homepage gives you a convenient snapshot of your financial picture. See your current account balances, upcoming bills, cash flow forecast, and more. View larger.

The Spending Tracker automatically categories your transactions, and then lets you see how your actual spending compares to your budgeted amounts. View larger.

The cash flow forecast lets you predict how much money you'll have in your day-to-day accounts in the coming months. View larger.

Money's budgeting tools help you allocate your monthly income so you can create a savings plan and gain better control of your day-to-day spending. View larger.
Money makes it simple to get started and stick with it
It's easy to get started with Money 2007 Deluxe, no matter if you are upgrading, switching from Quicken, or using Money for the first time. If you have been using a previous version of Money, Money 2007 Deluxe can automatically update your existing Money file. If you have been using Quicken, Money 2007 Deluxe can convert your Quicken information so that you do not have to start from scratch. And if you're using personal financial software for the first time, Money can walk you through the process to get set up and download your account information.

If you already use online banking, Money lets you see all of your accounts—checking, savings, investments and credit—in one place, with one password. Money connects to thousands of banks and updates automatically, so your balances and other information stay current.

See where your money goes
After you've set up your accounts, Money can analyze your transactions and assign them to categories. Then you can easily track spending in categories you want to watch closely, such as dining out, entertainment, or clothing. Easy-to-understand charts show you exactly where your money is going. Money lets you see the big picture or drill down to the details. Flexible views let you easily move between top-line information like daily spending, savings and budgets to more detailed information.

Manage your bills and cash flow
Money 2007 Deluxe allows you to manage your bills using multiple online accounts. You can see what bills have been paid and which ones are due, so there are never any surprises. You can even schedule payments in advance. The cash flow forecast lets you predict how much money you'll have in your day-to-day accounts in the coming months.

Tax time made easy
Money 2007 Deluxe makes it easier to prepare and file taxes with expert tips from tax professionals. Tools such as the tax estimator and deduction finder help identify opportunities for tax savings. It's even easy to export data to tax preparation software.

Improve your financial outlook
Money 2007 Deluxe helps you protect and improve your credit, reduce high-interest debt, and learn more about your credit rating. Improve your investment strategy with access to tips, guidance, and relevant articles from the highly regarded experts on MSN Money.

Savings and spending budget
Money 2007 includes a new savings and spending budget to help you plan for retirement, savings, and debt reduction as well as your monthly expenses. It is the comprehensive budget solution that helps you see your savings grow and your debt shrink.

Product Description

Microsoft Money 2007 Deluxe brings all your personal accounts – banking, credit and investment – in one place and provides the tools you need to improve your credit and debt and tackle tax time with ease, so you can spend less time worrying about your money and more time enjoying it.

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Customer Questions & Answers

Customer Reviews

Most Helpful Customer Reviews
179 of 188 people found the following review helpful
3.0 out of 5 stars (Almost) nothing new under the sun July 29, 2006
Microsoft has recently launched the 2007 version of their Money product. Money 2007 (M2007) Deluxe has been available as a trial version on Microsoft's website even a week before the official version was available in Retail Stores. I strongly advise everyone considering a purchase or an upgrade to take advantage of this Trial version, before buying the product. It is good for 90 days and has few limitations.

I have been using Money 2006 (M2006) Premium which is essentially the same as M2006 Deluxe, execept for some special offers. I installed M2007 and told it, NOT to remove my M2006 installation. Since M2007 upgrades the data file to a new format that is incompatible with earlier versions of money, I made a copy of my data file to be used with M2007, so I could still access my data through both versions. When I started M2007 for the first time and selected the newly made copy of my data file, M2007 converted this file to its new format without any problems and saved a copy in M2006 backup file format.

Overall M2006 and M2007 are extremly similar. Looking at the kind of things I use Money for, there is NO difference whatsoever. They both have the same minor shortcomings/bugs and their behavior is indistinguishable from one another. I do not download online statements, so I cannot say, if that area has been improved. Also M2007 has a new kind of "Spending and Savings budget" feature, which is the only noticable change compared to M2006.

All things considered, M2007 does not add much (if any) value over M2006, so I will only give it 3 stars. If you haven't upgraded in a while, consider M2007, since it seems at least to be stable (which couldn't be said, i.e. for M2005). If you haven't used Money before, then M2007 seems like a good version to start. But don't forget to try before you buy! Go to Microsoft's website and search for the Money Trial version.
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39 of 41 people found the following review helpful
4.0 out of 5 stars Not new, but a great program August 29, 2006
As many of the other reviewers have mentioned, there are not a ton of new features in Money 2007. However, as a user of Money 2002 and Quicken 2006, there are several upgrades over M02, and I am very pleased with M07. Having used M02 for about 3-4 years, I decided to upgrade so that I could take advantage of the online banking/statements features offered for the newer programs. With everyone and everything referring to Quicken while speaking of financial software (much the way people refer to a "Kleenex" for tissue), I figured that I would give it a shot with Quicken 2006. Having spent the last 8 months or so using Q06, it had some good things about it, and some annoying things (the budget isn't very workable, no reallocation between budget items so if you go over in one, you can't "borrow" from another item to balance your budget. The investment updates aren't as complete as with M07, either. These are just a few.) Deciding that I would see what was available on the Money front, I discovered the M07 Trial version on Microsofts website. After loading it onto my system and painlessly converting my Quicken file over (which was FAR simpler than getting my M02 file converted to Q06), I began to fine tune the program. Needlessly to say, having spent 8 months using Q06, I felt like I was "home" again with M07. It still has some quirks in the program (still can't figure out how to use the savings goal feature in the budget,the debt reduction planner isn't as controllable as I'd like, the cash flow forcast has more assumptions than I would, but these level off over time, etc.), but these features work fine for my money management. Rest assured, when my trial period is over, I WILL be purchasing the full program.
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23 of 23 people found the following review helpful
By .
I am a seasoned user of "Microsoft Money" since 2001 and used Money-2003, 2004, 2006 and 2007 versions. On the subject of convenience and integration of multiple financial activities, Money (and for that matter even Quicken) does a fantastic job.

However, with 4-5 years of usage of 'Money', my money file has grown to nearly 19MB. Due to the large file size, I am getting pathetic performance which is quite annoying. I have a laptop with 2.4GHz dual core CPU and 1GB RAM, however very basic activity such as looking at monthly report, budget report etc. takes 2-3 minutes to display on the screen ! Even if I retry, it once again hangs for 2-4 minutes. I will be lucky if I could get 'any' operation finished faster then 5 seconds/transaction. The problem isn't with specific version but the way Money is designed to store its information. There were some discussion on improving performance by using money data on Database but Microsoft chose not to invest money on any such design change.

Another annoying thing I observed with Microsoft Money is with every newer release one will get fancier but more BUGGY software. So far I found '2004' release best in the bunch but once you upgrade the version and make new entries it is not feasible to go back to earlier version.

Let me give you an example that will explain the problem. Most common activity a user will have is it to download data from financial institutes. Money will connect to these institutes and get the data. It will turn back in 2-3 minutes with newer data and shows status 'done'. On the "Account List" you will see, for example, 5 new transaction and when you inside this account, there is no new transaction listed ! Reason is, though you got 'done' status data hasn't finished downloading.
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Most Recent Customer Reviews
5.0 out of 5 stars Five Stars
thumbs up!
Published 1 day ago by tom stott
5.0 out of 5 stars Five Stars
Fantastic product!
Published 1 day ago by Kimo
5.0 out of 5 stars Microsoft 2007 deluxe
We had this program on our old computer and I became very familiar with it. When we purchased a new computer I had difficulty finding this "old Version". Read more
Published 2 months ago by Glady LaCrosse
4.0 out of 5 stars What I was looking for
I had been looking for this program because I did not need some of the other options that the newer programs offered. This fix the bil and for a good price.
Published 2 months ago by JoAnn McDaniel
5.0 out of 5 stars Makes bookwork easy
I like Microsoft Money. It makes everything easy for someone who is not an accountant or has trouble keeping track of where your money goes.
Published 6 months ago by Diane I. Ling
1.0 out of 5 stars was a pain to use and understand
This product was not intuitive to me, and I did not find it helpful for my finances. Since I purchased it, I have tried twice to use it but have never succeeded. Read more
Published 11 months ago by Marty
2.0 out of 5 stars My opinion of the Money 2007 Deluxe version.
Just did not fit my needs. My computer crashed & I had to replace my money program, so I ordered the 2007 version thinking it might be an improvement. Read more
Published 11 months ago by Wallace Pierce
4.0 out of 5 stars Did the job at the time
This worked at the time, but MS isn't working on this product anymore so I abandoned it. Mint.com is a good alternative.
Published 12 months ago by bocacoder
1.0 out of 5 stars Microsoft Monet 2007 Version
I have used MONEY for years loved it ,..... was easy to update then..... Money stopped working... no longer accesses the internet to give up to date reports on stocks listed on the... Read more
Published 12 months ago by Tom O
3.0 out of 5 stars Microsoft Money 2007 Deluxe (Old Version)
I had used Microsoft Money for many years and loved it but my computer crashed and I didn't have the 2005 CD anymore but I did have the backup saved and could retrieve it. Read more
Published 17 months ago by Unhappy
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