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A Million Bucks by 30: How to Overcome a Crap Job, Stingy Parents, and a Useless Degree to Become a Millionaire Before (or After) Turning Thirty [Kindle Edition]

Alan Corey
4.5 out of 5 stars  See all reviews (50 customer reviews)

Print List Price: $16.00
Kindle Price: $11.84
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Sold by: Random House LLC

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Book Description

At twenty-two, Alan Corey left his mom’s basement in Atlanta and moved to New York City with one goal in mind: to become a millionaire by the time he was thirty. His parents and friends laughed, but six years later they were all celebrating his prosperous accomplishment–at a bar Corey owned in one of Brooklyn’s hippest neighborhoods.

No, Corey didn’t climb the corporate ladder to build his fortune. In fact, he worked the same entry-level 9-to-5 job for six years straight. But by pinching his pennies and making sound investments, he watched a pittance blossom into a seven-digit bank account. In A Million Bucks by 30, Corey recounts his rags-to-riches journey and shares his secrets to success.


“What a steal . . . For any entrepreneur the advice  in these pages is worth more than a million bucks.”
–Barbara Corcoran, founder, The Corcoran Group

“This is the best personal finance book I’ve ever read. Part self-help, part brass-tacks money guide; Corey’s confessional tales of making it to the million dollar mark are as hilarious as they are helpful.”
–John Reynolds, writer, The Late Late Show with Craig Ferguson

From the Trade Paperback edition.

Editorial Reviews

From Publishers Weekly

Entertaining and informative, this book by first time author (and reality TV semi-regular) Corey sheds light on the plans and processes that led him to achieve his goal of amassing a million dollars by his third decade. In a winning narrative, Corey leads readers through his post-collegiate career as the cheapest of cheapskates, starting each chapter with a cute but revealing paragraph letting readers know all that he had yet to grasp in pursuit of money-making and -saving strategies. Though very few readers will be able to follow Corey's same path to riches (he doesn't expect them to), bulleted tips and sidebars ("Extreme Cheapskate Strategy: Buy one pair of multipurpose shoes a year. Don't buy any others") give readers solid advice as well as an appreciation for Corey's discipline. Throughout, the tone is conversational, humorous and occasionally glib; the under-30 crowd (for whom the current American economy can be especially unkind) will find Corey's advice welcome and his story encouraging.
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.


"What a steal...For any entrepreneur the advice in these pages is worth more than a million bucks."--Barbara Corcoran, founder, The Corcoran Group

"This is the best personal finance book I've ever read. Part self-help, part brass-tacks money guide; Corey's confessional tales of making it to the million dollar mark are as hilarious as they are helpful."--John Reynolds, writer, The Late Late Show with Craig Ferguson

Product Details

  • File Size: 275 KB
  • Print Length: 242 pages
  • Page Numbers Source ISBN: 0345499727
  • Publisher: Ballantine Books (December 26, 2007)
  • Sold by: Random House LLC
  • Language: English
  • ASIN: B0014BRLCY
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Not Enabled
  • Amazon Best Sellers Rank: #653,283 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

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Most Helpful Customer Reviews
70 of 78 people found the following review helpful
By Gauss
I thought this book was a good read, but most people are going to miss the point that the author's outcome (ie, having a net worth of $1 million) was mostly due to luck. Just look at his breakdown of what his assets were at the end of the book. His multifamily house essentially doubled in value in the space of a couple of years, and accounted for a large chunk of the $1 mil.

To borrow one of Taleb's (Fooled by Randomness) phrases, you have to look at "alternate histories" here. Not what just happened to occur, but think of what COULD HAVE occured if the author used the exact same techniques, but in different environments that he would have no control over. The author happend to be the right age and live in the perfect time and place to benefit from an unprecendented real estate market. What if he instead was born five years later (or at any other time for that matter) and did the exact same things? If he did the exact same things NOW, he could easily have wound up with negative equity in his property, if he could finance it in the first place. His outcome discussed in this book would probably be in the top 1% of possibilities. He even addresses the fact that he benefitted from luck, but totally undervalues that impact of course.

Don't get me wrong, his money saving techniques are all valid, but that is no where near the reason for his net worth getting to $1 mil that quickly. Eating ramen is more for show, to try and make a statement to your friends. In the end, doing those type of things will certainly help, but it's still a drop in the bucket when compared to luck beyond one's control.

In the book, Corey makes the point that you have to spread out your assets so that you can be in the position to get lucky with one of them. I agree with that completely.
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18 of 20 people found the following review helpful
3.0 out of 5 stars Interesting January 23, 2008
By Tina
I wanted to hate this book because it basically says 'if you are okay with not having a life until you are 30 then you can be a millionnaire'.

But when I started reading it, I kind of got into the whole concept. The author is actually funny (sometimes when he is not even trying to be) and some of his tips are dowright unethical (reuse the same popcorn bag for free refills - time after time after time), but I found his story kind of inspirational.

You can tell that the author firmly stands behind his recommendations and he has the guts to get out there and just do it (although a fair amount of luck was also involved).

I liked the writing (straightfoward and entertaining) and if you are ready to basically stop living for a set number of years, then this is the book for you.
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20 of 25 people found the following review helpful
4.0 out of 5 stars Get rich December 27, 2007
By James22
While not everyone will be interested in using all of Alan Corey's techniques to become a millionaire (eating ramen noodles every day for three months, for example), I think most people will benefit to his no-nonsense approach to saving money and building wealth.

His book is full of funny stories (like going with a group of friends on the Jerry Springer show with a made-up story, as a way of getting a free spring vacation) and some extreme cheapskate anecdotes, but mainly this is the story of a guy who set up a very ambitious goal: to become a millionaire by age thirty and, despite having a low salary in the most expensive city in the country, managed to accomplish his goal--ahead of time. As he said, he couldn't control his income but made sure to control his outcome.
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16 of 21 people found the following review helpful
By Mike
It's written as sort of a tip-guide to making a million. He's cheap and that's great and he has some great methods for unconsciously living below your means. The hidden savings account is a great one. Eating for two dollars a day in NYC is also awesome. The fact is he got into Red Hook and Clinton Hill real estate just as (or before) they completely exploded. So, as long as you can buy a two bedroom in Clinton Hill for $100,000 you should be all set as well. It came across to me as a tale of a real estate flipper which was not what I was looking for.

Also I thought the book ended very abruptly.
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17 of 24 people found the following review helpful
3.0 out of 5 stars Okay, but Flawed February 15, 2008
By Alma
This is a good book, but it's unrealistic. For one, the author starts his life with absolutely no debt after college and has 10,000 in the bank. While this is possible, most people who have just finished college, leave with debt, and barely can scrape a 1000 together. As a new graduate, I've recently been hired in a decent paying job. With the excess of money, I wanted to learn how to make good investments. The author is able to show how living simply can yield a larger savings account. That's not my issue. I know how to save. LOL The funniest thing is that he moves to New York and finds a four-hundred dollar a month apartment in the projects. This is dumb luck. Of course he's saving a lot of money, but it's not realistic. As a NYer, a cheap apartment in the hood is 1050/mo, not four hundred. His experience is not common. So, while he's able to save forty thousand in five years--not that difficult if you consider interest and steady saving, he's able to buy his first apartment for 100K. Not realistic. A nice apartment in the city (any borough) is about 300K. Dumb luck. He fixes the apartment up, and eventually flips the apartment. He invests in properties. Not a smart move in New York in 2008, to flip houses for a large turnover. So....this guy lucked out, but he includes his properties in the equation. He is not actually a cash millionaire...No respect for that. I contemplated returning the book after reading it once...Again, this book is not realistic.
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Most Recent Customer Reviews
5.0 out of 5 stars Perfect!
Fast shipping and in perfect condition! Also, this is one of the best finance books a young investor MUST read! Great buy.
Published 3 months ago by John Block
1.0 out of 5 stars But this was useless. Basically
I've read quite a few books as inspiration on how to become a success. But this was useless. Basically.. Read more
Published 4 months ago by Mr Johan R Botha
4.0 out of 5 stars Practical and rather funny...
This guy had a simple, yet effective, and realistic strategy and he shares it in this someone funny story. I would reccommend it to all young readers with plans to be wealthy.
Published 6 months ago by ryry1
5.0 out of 5 stars Love it!
I've read this book a number of times- always leaves me inspired!
Published 8 months ago by crystal
4.0 out of 5 stars get it
i was very skeptical since i only got it to read for my college class but it's a great book everyone should read it... Read more
Published 13 months ago by Mr. cheapskate
5.0 out of 5 stars Just showing my appreciation to the writer...
This book was the first that I read before starting my investing career. So in a nut shell, this book has changed my life and view. Read more
Published 15 months ago by Chaz Reid
4.0 out of 5 stars Good but not applicable to everyone
This is a good book for a good read, but it's not the book for solid financial advice of a successful person. Read more
Published 16 months ago by John Adkins
5.0 out of 5 stars loved it
Simple but powerful lessons. Very inspiring. We need more millionaires and less flashy wannabes. more Jay zs, less Dame Dashes. Haha
Published 18 months ago by Johnson Huang
5.0 out of 5 stars great read!!
considering I'm not a big book fan, this was a really enjoyable read and and easy one too. Written in a down-to-earth fashion, Alan Corey has done a great job in making a light,... Read more
Published 21 months ago by Josh
5.0 out of 5 stars "Best Personal Finance Book of ALL TIME!!!"
This is one of the best personal finance books I've read thus far. Not only does Alan provide you with great financial information, but he adds profound elements of humor and... Read more
Published 23 months ago by Michael Goodlett
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Topic From this Discussion
Who is Alan Corey?
[insert totally solicited generic-meaningless-canned-praise-from-personal-friend-here]
Jan 28, 2008 by Gauss |  See all 5 posts
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