Mind Your Own Mortgage and over one million other books are available for Amazon Kindle. Learn more
Qty:1
FREE Shipping on orders over $35.
Usually ships within 1 to 4 weeks.
Ships from and sold by Amazon.com.
Gift-wrap available.
Mind Your Own Mortgage: T... has been added to your Cart
Used: Acceptable | Details
Sold by giggil
Condition: Used: Acceptable
Comment: An ex-library book with markings, many stickers or residue, and has some writing or highlighting.
Have one to sell? Sell on Amazon
Flip to back Flip to front
Listen Playing... Paused   You're listening to a sample of the Audible audio edition.
Learn more
See this image

Mind Your Own Mortgage: The Wise Homeowner's Guide to Choosing, Managing, and Paying Off Your Mortgage Paperback – May 2, 2010

56 customer reviews

See all 3 formats and editions Hide other formats and editions
Amazon Price New from Used from
Kindle
"Please retry"
Paperback, May 2, 2010
$14.99
$0.15 $0.01

Best Books of the Month
See the Best Books of the Month
Want to know our Editors' picks for the best books of the month? Browse Best Books of the Month, featuring our favorite new books in more than a dozen categories.
$14.99 FREE Shipping on orders over $35. Usually ships within 1 to 4 weeks. Ships from and sold by Amazon.com. Gift-wrap available.

Frequently Bought Together

Mind Your Own Mortgage: The Wise Homeowner's Guide to Choosing, Managing, and Paying Off Your Mortgage + Homebuyers Beware: Who¿s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit
Price for both: $31.64

One of these items ships sooner than the other.

Buy the selected items together


Editorial Reviews

About the Author

Robert J.Bernabéis a twenty-five–year veteran of the financial services industry and has led several prominent mortgage companies, including E*TRADE Mortgage and the restructuring of H&R Block Mortgage. Rob was a pioneer in online mortgage lending, growing E*TRADE Mortgage from a small company to one of the largest online lenders in the nation. With Rob’s passion for consumer advocacy, E*TRADE became the first to offer upfront guaranteed mortgage pricing nationwide and offering the nation’s first portable mortgage.Rob’s goal is to create a consumer-led revolution of the mortgage industry by giving information that will empower them to shop, manage, minimize, and eliminate their mortgage debt. He serves on the financial stewardship team at Saddleback Church in Lake Forest, California.He lives in Southern California with his wife, two children, and three dachshunds.
If you buy a new print edition of this book (or purchased one in the past), you can buy the Kindle edition for only $2.99 (Save 70%). Print edition purchase must be sold by Amazon. Learn more.


Best Books of the Month
Best Books of the Month
Want to know our Editors' picks for the best books of the month? Browse Best Books of the Month, featuring our favorite new books in more than a dozen categories.

Product Details

  • Paperback: 302 pages
  • Publisher: Thomas Nelson (May 2, 2010)
  • Language: English
  • ISBN-10: 1595550887
  • ISBN-13: 978-1595550880
  • Product Dimensions: 5.5 x 0.8 x 8.2 inches
  • Shipping Weight: 5.6 ounces (View shipping rates and policies)
  • Average Customer Review: 4.4 out of 5 stars  See all reviews (56 customer reviews)
  • Amazon Best Sellers Rank: #2,135,694 in Books (See Top 100 in Books)

More About the Authors

Discover books, learn about writers, read author blogs, and more.

Customer Reviews

Most Helpful Customer Reviews

6 of 6 people found the following review helpful By T. Brown on May 8, 2010
Format: Paperback
Minding Your Own Mortgage- The Wide Homeowner's Guide to Choosing, Managing, and Paying Off Your Mortgage by Robert J. Bernabe surprised me in a couple of ways. For one, the book is a lot better than the cover art. For another, it was enlightening and easy to understand. That's what I enjoyed most about this "how-to" guide to being smarter when it comes to mortgage shopping and managing is that it is very straight-forward, doesn't give me more information than I need and bore me with stuff I wouldn't understand unless I actually worked in the industry. Much of the time, I found myself thinking, "Hey, I did this when shopping for my last mortgage" but I didn't know that it was worthy of writing a book about. But maybe that is exactly the point of the book. This is stuff we should know. It is stuff our grandparents probably knew, and somehow, over the years, we learned to trade long-term wisdom and delayed gratification for short-term benefits and immediate pleasure, only to pay the piper in the long run. Bernabe puts forth straightforward truths, simple checklists, and good worksheets so I can know if a lender is hosing me, and all in a clear way anyone can understand. The bottom line is this- this book should not have been written. It should not come as a shock to anyone, the principles included. And we should not be in the mess we are in as a nation. But because we are, Bernabe's book is worth the read, and its timeliness is impeccable.

Disclosure of Material Connection: I received this book free from Thomas Nelson Publishers as part of their [...] book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255 : "Guides Concerning the Use of Endorsements and Testimonials in Advertising."
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
6 of 6 people found the following review helpful By A. Webb on November 19, 2010
Format: Kindle Edition Verified Purchase
The author of this book seems very knowledgeable about mortgages and the industry as a whole, however I was sorry I got this book.

The book does precious little explaining of the basics and functionality of mortgages themselves, but rather spends the bulk of its time telling you how to shop for a mortgage; more to the point: how to use the charts and tables included in the book for your shopping. It was more an instruction manual on use of the "system" and forms than a book explaining mortgages.

Another item, which is a stylistic complaint, was the tone of the writing. It was just exhausting. Exclamation points everywhere. I felt like I was reading an infomercial transcript.

I don't mean to be overly harsh, because the author commendably wrote a book to try to help people get better mortgages, but I was mad by the end of the book that I hadn't got what I wanted from it.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
5 of 5 people found the following review helpful By Deanna Runyen on May 5, 2010
Format: Paperback
I chose the book Mind your own Mortgage by Robert J. Bernabe. This book has three sections: choosing, managing, and paying off your mortgage. Most books of this type were written years ago and dont fit into the economy today. This one does!! It breaks each section down into mini sections and talks in detail about each step. It talks you through the mortgage process. At the end of the book you feel completely confident that you can find the best mortgage for you and pay it off with little stress or strain on your other finances. This book was VERY insightful for me. I learned so much about mortgages that i didnt know before i read this book. It also helped me to see things from a different perspective and save some money on my mortgage. This is a good book for anyone with a mortgage but ecspecially the first time home buyers only because it points out what to look for and how to manage the mortgage.

I would highly recommend this book to anyone wishing to become more financially free. And anyone who wants to understand their mortgage better.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
2 of 2 people found the following review helpful By Amazon Customer on August 28, 2010
Format: Paperback
Price over Payment.

Real Money saved over money saved on paper.

Long term outlook over short term gain.

The principles Robert Bernabe expouses in his timely book, Mind Your Own Mortgage: The Wise Homeowners Guide to Choosing, Managing, and Paying off your Mortgage, are simple, practical, realistic, and if followed will save consumers millions of dollars.

Most of all I appreciated his wisdom on price shopping for a mortgage. You can easily compare the actual costs of groceries, lawnmowers, and even cars if you are savy, but it is very difficult to compare mortgages because the lenders and the brokers suck you in with how much your mortgage will cost you monthly--and whether it's a new mortgage or a refinance, spending less money each month sounds really good. But what if it is costing you tens of thousands of dollars over the long term? Bernabe offers his own worksheet and methods to allow you to easily and clearly see what the bottom line is in any mortgage offer you receive.

I highly recommend this helpful book to anyone looking to buy or refinance, but honestly it's a good book for everyone to read. Along with Financial Peace, by Dave Ramsey, Mind Your Own Mortgage can significantly help you on the path to financial independence, and to taking control of your own finances.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again
2 of 2 people found the following review helpful By Grateful4Grace on August 20, 2010
Format: Paperback
If you've ever shopped for a mortgage, then after reading Bernabe's book you'll likely be convicted of having made past mistakes and wonder how much you actually lost to the mortgage scam. Not that all mortgages are inherently bad, but certainly Bernabe's warnings of the typical pitfalls made in shopping for a mortgage will ring true to the average reader's ears. He offers amazing insight into the mortgage market and the participants to demonstrate that mortgages are indeed commodities and should be marketed accordingly. Any lender that can give you a great deal on a commodity is trying to sell you something you don't need... or even want. At first I was wary when I read about Bernabe's Mind Your Own Mortgage system, as if the book was merely a means of publicizing yet another system, but my concern quickly vanished. Bernabe has merely developed free tools to allow the reader to implement the many lessons gleaned from this book, but even if you decide not to use his system, the book stands on its own. At times the book is repetitive, but I believe that this is for the reader's benefit, to hammer home the basic message. Overall, I highly recommend this book to anyone who owns or intends to own a mortgage.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback. If this review is inappropriate, please let us know.
Sorry, we failed to record your vote. Please try again

Most Recent Customer Reviews


Want to discover more products? Check out this page to see more: mortgage