The Money Answer Book: Quick Answers to Everyday Financial Questions [Paperback]

Dave Ramsey (Author)

Book Description

Publication Date: January 17, 2005

This quick and simple, question and answer book is the perfect resource for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show-everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format-ask a specific question, get a specific answer.

Product Details

• Paperback: 160 pages
• Publisher: Thomas Nelson (January 17, 2005)
• Language: English
• ISBN-10: 0849996198
• ISBN-13: 978-0849996191
• Product Dimensions: 7.2 x 5 x 0.4 inches
• Shipping Weight: 6.4 ounces
• Average Customer Review: 4.3 out of 5 stars  See all reviews (56 customer reviews)
• Amazon Best Sellers Rank: #589,555 in Books (See Top 100 in Books)

More About the Author

Dave Ramsey is the author of the New York Times bestselling books Financial Peace and The Total Money Makeover. His radio program, The Dave Ramsey Show, is heard on more than 450 radio stations throughout the U.S. and transmits Ramsey's inimitable financial advice to more than 4 million listeners each week. Dave also hosts his TV show, The Dave Ramsey show primetime on the Fox Business Network. Many national corporations as well as more than 1 millioin families have benefited from Ramsey's Financial Peace University program and his many LIVE events. www.daveramsey.com

Customer Reviews

Most Helpful Customer Reviews

105 of 107 people found the following review helpful:

3.0 out of 5 stars There just isn't much new left for him to say..., April 28, 2005

By 

Christian Book Previews "Christian Book Previews" - See all my reviews
(VINE VOICE)   

This review is from: The Money Answer Book: Quick Answers to Everyday Financial Questions (Paperback)

Dave Ramsey has been on so many TV interviews and has been profiled so often in newspapers, there just isn't much new left for him to say about his ultra-conservative approach to money management. So it is, then, that The Money Answer Book gives an easy-to-read distillation of all of the key Ramsey commandments for financial success. You can read the entire book in 90 minutes, even with time to pause occasionally to weigh a matter he is discussing. There are checklists to fill in for budgeting and goal setting; there are little hotboxes offering pithy quotations ("Well done is better than well said" - Ben Franklin); and there are biblical references within the text and in sidebars.

Whether reading this 160 mini-book, listening to Ramsey on his radio show, or attending one of Ramsey's workshops, his bottom line always comes down to some very basic premises: (1) all credit cards are harmful; (2) people are in financial messes because they overspent, didn't plan, and lacked discipline; (3) everyone needs a fallback position of three to six months of reserve cash, food, and other necessities; (4) the outside economic picture has little influence on individual households that have learned to save, invest, budget, and tithe; and (5) there is nothing wrong with being incredibly wealthy so long as one uses his or her wealth appropriately.

Sections of this book deal with brass tacks issues such as bankruptcy, divorce, estate planning, saving for college, and contract negotiations (don't become a co-signer is his main point on this last issue). However, to delve deeply into these areas Ramsey has longer, more explicit books, such as his best-seller Total Money Makeover. -- Dr. Dennis E. Hensley, Christian Book Previews.com

36 of 36 people found the following review helpful:

5.0 out of 5 stars Total Money Makeover Lite, January 1, 2009

By 

Joshua Banker "jlbanker" (Clovis, CA) - See all my reviews
(REAL NAME)   

Amazon Verified Purchase

This review is from: The Money Answer Book: Quick Answers to Everyday Financial Questions (Paperback)

A little over 3 years ago I had over 20,000 dollars in debt and a lot of it came from Credit Cards because of my out of control spending habits and lack of budget. I pretty much hated life thinking that life was about living paycheck to paycheck. Well things changed when I went in to look into what it would take to buy a house. I knew I couldn't afford it but I really wanted to look into getting a home. The loan officer saw how little I had left after paying my bills and decided to teach me what a budget was. I really had no clue just like many Americans sadly. He also gave me the best advice anyone could have given me, he told me to listen to this guy named Dave Ramsey on the radio. I took his advice and listened every day and I even downloaded his podcasts.

Dave Ramsey gives great advice on how to handle money and get out of debt and pretty much this Money Answer Book takes all the common question that people ask Dave on a regular basis on his show about what to do and it groups things by theme. It contains some great advice and even has a sample budget forms. I use this book from time to time as a quick reference guide. I even buy extra copies for people who are looking into how to be better with their money.

Thanks to Dave and the answers I got from him (like what is found in this book) I have been debt free for several months and it feels great. When I start getting into my old spending habits I pull this book off my shelf and use it to help me refocus.

11 of 11 people found the following review helpful:

5.0 out of 5 stars The Money Answer Book by Dave Ramsey, June 29, 2010

By 

Lisa (Canada) - See all my reviews

This review is from: The Money Answer Book (Paperback)

I recently had the opportunity to read The Money Answer Book by Dave Ramsey. This book is what I would call a "must-have" for anyone just starting out in their financial life or who has managed to get themselves into a money-related jam.
Some of the information is basic knowledge but there are also a lot of little known tips even for someone like me who has worked in the financial industry.
It is written in a question and answer format which makes it easy to follow and find the information that applies to your situation. Dave Ramsey explains in everyday language what steps to take to pay down your debt, deal with debt collectors, save for a rainy day, plan for retirement and he provides answers to many other money-related topics. He provides a "Baby-Step" action plan, for achieving your financial goals, that breaks everything down into simple actions for you to follow.
Overall I found this book an interesting read and I have no hesitation in recommending it for someone looking for some helpful tips fro getting themselves on track financially. I enjoyed the way it's broken up into small segments making it less tedious than a lot of other financial books I have read.


Disclaimer: I was provided a a copy of this book by Thomas Nelson Publishers. I was not required to write a positive review. The opinions expressed are my own.