Money Doesn't Grow On Trees and over one million other books are available for Amazon Kindle. Learn more

Sorry, this item is not available in
Image not available for
Image not available

To view this video download Flash Player


Sign in to turn on 1-Click ordering
More Buying Choices
Have one to sell? Sell yours here
Start reading Money Doesn't Grow On Trees on your Kindle in under a minute.

Don't have a Kindle? Get your Kindle here, or download a FREE Kindle Reading App.

Money Doesn't Grow On Trees: A Parent's Guide to Raising Financially Responsible Children [Paperback]

Neale S. Godfrey , Carolina Edwards , Tad Richards
4.4 out of 5 stars  See all reviews (16 customer reviews)

List Price: $14.99
Price: $10.15 & FREE Shipping on orders over $35. Details
You Save: $4.84 (32%)
o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o
In Stock.
Ships from and sold by Gift-wrap available.
Want it Monday, July 14? Choose One-Day Shipping at checkout. Details
Free Two-Day Shipping for College Students with Amazon Student


Amazon Price New from Used from
Kindle Edition $9.08  
Paperback $10.15  
Audio, Cassette, Audiobook --  
Audible Audio Edition, Unabridged $11.95 or Free with Audible 30-day free trial
Top 20 Books for Kids
See the books our editors' chose as the Best Children's Books of 2014 So Far or see the lists by age: Baby-2 | Ages 3-5 | Ages 6-8 | Ages 9-12 | Nonfiction

Book Description

August 1, 2006 0743287800 978-0743287807 Rev Upd
At a time when kids have more debt and temptation than ever comes a completely revised and updated edition of the #1 New York Times bestseller on teaching children aged three to twenty about money

Money Doesn't Grow on Trees is the book that parents turn to when it comes to teaching their children about money. With 180,000 young adults between the ages of eighteen and twenty-four declaring bankruptcy last year and college students graduating with an average of $28,000 in debt, Neale S. Godfrey is the definitive expert on the subject and her time-tested advice is more important than ever.

Money Doesn't Grow on Trees offers exercises and concrete examples on everything from responsible budgeting to understanding the difference between "want" and "need" for children of every age. This revised edition includes entirely new sections that discuss

  • The power of the Internet
  • The tactics of television advertisers
  • The world of eBay

Godfrey's years of experience as a mother and a financial expert make Money Doesn't Grow on Trees a book no responsible parent can afford to pass up.

Frequently Bought Together

Money Doesn't Grow On Trees: A Parent's Guide to Raising Financially Responsible Children + Raising Financially Fit Kids, Revised + Money Sense for Kids
Price for all three: $36.86

Buy the selected items together

Editorial Reviews


"What is a parent to do? Reaching for Money Doesn't Grow on Trees is one solution." -- Chicago Tribune

From the Publisher

Are you worried about your children's financial future? Then whatever their ages, now is the time to teach them the money skills they will need every day of their lives.

Chairman of the Children's Financial Network, mother of two, and a frequent commentator on national television, Godfrey has designed a unique program for kids -- from those as young as three to those in their teens -- that teaches them how to earn, save, and spend money wisely while it lets parents clearly communicate their family's values. Using age-appropriate exercises and concrete examples, Godfrey shows parents how to deal with a variety of tough situations such as: Your five-year-old wants an allowance. Should he get it if he doesn't do his chores? What and why do you kids need to know about your finances? Your teenage daughter desperately wants a $75.00 pair of designer jeans and there's only money in the budget for a moderately priced pair. Do you give her the money?

For parents who want to teach their kids the value of money and personal values, there's no better guide than Money Doesn't Grow On Trees

--This text refers to an out of print or unavailable edition of this title.

Product Details

  • Paperback: 192 pages
  • Publisher: Touchstone; Rev Upd edition (August 1, 2006)
  • Language: English
  • ISBN-10: 0743287800
  • ISBN-13: 978-0743287807
  • Product Dimensions: 8.6 x 5.6 x 0.5 inches
  • Shipping Weight: 6.4 ounces (View shipping rates and policies)
  • Average Customer Review: 4.4 out of 5 stars  See all reviews (16 customer reviews)
  • Amazon Best Sellers Rank: #441,366 in Books (See Top 100 in Books)

More About the Author

Discover books, learn about writers, read author blogs, and more.

Customer Reviews

Most Helpful Customer Reviews
16 of 16 people found the following review helpful
5.0 out of 5 stars I bought 12 copies and gave for gifts! March 29, 2007
By A Hall
Format:Paperback|Verified Purchase
My husband originally bought this book, and then I read and re-read it. We have 2 sons, (10 & 12 yrs old). This book REALLY helped us to set up a program for spending and saving with our sons. I like the way is is simply laid out. I would highly recommend any parent who is interested in learning more and getting help on how to set-up the whole money thing to get this book...better earlier than later! Be patient, it does just takes time and persisitence.
Comment | 
Was this review helpful to you?
15 of 15 people found the following review helpful
5.0 out of 5 stars User-friendly and useful February 8, 2007
We all spend a lot of time talking about how to instill proper financial values in our children. This book gives you step-by-step advice on how to make that "talk" reality. The sections on how to use the world as your financial classroom and how to instill your personal values through consumerism were perfect for our young children. Perhaps the best part of the book is that it is written in an easy-to-read, easy-to-understand style. Anyone reading this book will be able to use and implement these ideas.
Comment | 
Was this review helpful to you?
6 of 6 people found the following review helpful
5.0 out of 5 stars The "IT" book for kids and finances! March 17, 2010
Format:Paperback|Verified Purchase
This is an amazing book for parents who want to teach their kids about the value of money and how to save and spend wisely. It is a must read for ALL parents. We have started the kids on the four jar saving system and it's amazing. I wish soooooo much that I would have had these money skills growing up. With all the financial troubles so many Americans are going through, I feel that with the skills in this book that we will teach our kids, they will not fall into the same money troubles that are common today. Ms. Godfrey explains how to teach kids the value of money in ways I would not have thought of. Also, when I read this book, the timing was perfect as I was struggling with the idea of starting my kids on an allowance or not? Do you tie it to chores or not? She answered ALL my questions and gives great ideas and suggestions. I can't recommend this book enough! Wonderful!!!!!!!
Comment | 
Was this review helpful to you?
3 of 3 people found the following review helpful
4.0 out of 5 stars Practical, Helpful, and Implementable August 17, 2010
Format:Paperback|Verified Purchase
Neale Godfrey, the author, gives some very helpful ways of addressing money issues with children, regardless of the parent's income level.

Being a practicing Certified Financial Planner, I believe the author provides practical advice on what I consider to be the two most important financial criteria for success as an adult.

First, her ideas help to create GOOD SAVINGS HABITS that will stay with children for a lifetime. Second, her tips on open communication help both kids and parents to discuss their values and gain AWARENESS THAT MONEY SHOULD BE A REFLECTION OF ONE'S VALUES.

While I don't think a teenager necessarily needs to understand how different investment vehicles function, they certainly will need that understand when they get to a point in their life when they are able to invest. But while the author and I differ on when to have this discussion with a child, she certainly does a good job of explaining the basics of investing.
Comment | 
Was this review helpful to you?
2 of 2 people found the following review helpful
2.0 out of 5 stars Way too basic March 3, 2014
By Jessica
This book tells you what a savings account is, what a checking account is and how to write a check. The book tells you what interest is and to make sure to ask if your savings account has a minimum balance. It also tells you to go to the bank to open up a savings account showing how dated it is. It is so much easier to do this online. If you don't know basic info like this then this book is for you.
Comment | 
Was this review helpful to you?
2 of 2 people found the following review helpful
5.0 out of 5 stars Intelligent money management for kids September 30, 2012
Format:Paperback|Verified Purchase
This book contains great suggestions on how to teach your kids (and you!) money management skills from an early age. Both my 9 and 6 year old boys enjoy doing their chores, crossing them off, then budgeting their allowance money into 4 jars each week. My older boy has always been a saver/hoarder; I think this will help him realize it is o.k. to spend some money on himself (medium-term savings). My younger boy is the spender, and this will teach him to save (long-term savings). They pay for a school lunch each week (short-term expenses) and contribute to a charity. It does take some work on the parent's part: setting up meaningful chores each week and staying on top of paying the allowance money, but it's an extremely valuable lesson for the kids.
Comment | 
Was this review helpful to you?
2 of 2 people found the following review helpful
5.0 out of 5 stars 11 years and counting July 18, 2011
I bought this book even before my child was born and read it, and I have not only followed it for the last 11 years, but I have recommended it to every other new parent (why I am on the site now). This is a parent MUST READ. I have yet to find a friend of my child's or any other child who handles money better than my son, and it is because of this book. I left grad school a financial mess, and I did not want this for my child. I truly believe this book has provided the answers I needed to prevent that. (A great addition to this book is the piggy bank from a site called Money Savvy Generation - no, I have no affiliation to it, but am an avid fan of how this book and that bank work together.)
Comment | 
Was this review helpful to you?
1 of 1 people found the following review helpful
5.0 out of 5 stars Definitely a must read....that WORKS! August 23, 2013
By kgsail
I read the first edition back in the early '90s. Believe me when I say it works.

I was a divorced single mom and really needed to watch my expenses. With a young child it wasn't easy saying "no" but it was easier saying "You have money. It's your choice." I said that alot in the check out lane of many different stores over the years. It was interesting to see her decisions, right and wrong.

My daughter learned to save and use her money wisely, much better than I do! She knows how to budget too.

This book is definitely a must for every parent...and the earlier the better.

Comment | 
Was this review helpful to you?
Most Recent Customer Reviews
5.0 out of 5 stars money tree
I give it too my son he said he like it a lot and if I would like I can send him more books.
Published 13 months ago by JOHN DIVINCENZO
2.0 out of 5 stars Ok, but dated
This book is alright. It's pretty outdated and so the figures and bank workings don't really apply. The intro is good. Read more
Published 16 months ago by Happyfam
5.0 out of 5 stars great book
Chose this book so that I could first proof read it before giving it to the parents of my grandchildren. Read more
Published 16 months ago by Ellen J. Agard
5.0 out of 5 stars Teach your children (and grandchildren) the value of money
The best guide that I've ever seen to provide parents the tools to teach their children how to save and handle money responsibly. Read more
Published 19 months ago by Leo Connolly
3.0 out of 5 stars Money Book
The condition of the book was just fine. I actually forgot I had this book. It was recommended to me by a friend, which is why I bought it. I should go back and read it now.
Published 20 months ago by Missy
5.0 out of 5 stars Money DOESN'T grown on trees!!!
This book is great for children and parents of all ages to learn how to save and spend their money responsibly.
Published on August 5, 2011 by MommyMo
5.0 out of 5 stars economics begin with the child's allowance
Neale Godfrey understands money (used to be a banker). She teaches parents how to teach children about money, by teaching them to manage their allowances. Does an excellent job. Read more
Published on January 26, 2009 by Elizabeth Wright
Search Customer Reviews
Search these reviews only

What Other Items Do Customers Buy After Viewing This Item?


Topic From this Discussion
Neale S Godfrey Be the first to reply
Have something you'd like to share about this product?
Start a new discussion
First post:
Prompts for sign-in

Search Customer Discussions
Search all Amazon discussions

Look for Similar Items by Category