I am a senior in college just about to graduate and a little overwhelmed at the idea of figuring out how to pay off loans, live within my means, and be financially independent. This book could not have come at a better time. It gives practical advice that anyone can use to work towards becoming a good steward, living within his or her means, getting and staying out of debt, and living a life of giving. It turned what had been, in my mind, the chaos of finances into an understandable concept. Most importantly it took the focus off money and put it on Jesus. After reading this book I was able to set up a budget that allows for giving, saving, paying off loans and everyday living. There are no get rich quick schemes or promises of rich returns for generosity, but there are practical methods to steward the money God's given you well to glorify Him. Worth reading!