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He's got that right! My favorite thing is to blow my paycheck for a new outfit to wear at the club on Friday night, along with buying designer sheets and expensive and definitely sexy throw pillows. Sure, it's carefully understated and looks artfully casual, but I'm looking for the next love of my life, and I'm not thinking of the consequences of spending most of my income to maintain a certain image.
Rainey's book opened my eyes-and helped me put away the credit cards. "Considering some of the other challenges gays face, it's amazing how many of us take a "head in the sand" approach when it comes to money management," says Rainey in his book.
Rainey, the president of the financial consulting firm of World Class Financial in Sherman Oaks, CA., is a gay man who knows first hand what his compatriots are likely to spend for "instant gratification."
"I think this philosophy can stand a slight tweaking," he says. He should know. According to the credits in the book, Rainey has 15 years of financial planning know-how, which he wove into a totally user-friendly guidebook to help gays better manage money matters.
Financial planning books for gays and lesbians are becoming not only more plentiful, but also increasingly important to our community. Our retirement, our families, and our relationships do not share the same rights and benefits given to 90% of Americans, so we've got to take the reins into our own hands. Money Talk is a great primer, and it certainly has me on the road to better thinking and planning about my financial future. Rainey is obviously an accomplished financial planner (he has credentials galore), and uses charts, steps, and guidelines to make complex issues easy to understand.
The book is a great overview of what you should already be doing, and a vital read if you haven't yet planned your own financial future.END
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