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Money Still Doesn't Grow on Trees: A Parent's Guide to Raising Financially Responsible Teenagers and Young Adults Paperback – January 17, 2004


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"This doesn't fit into our budget" is not the same as "We can't afford it." What's the difference? Plenty, says tough-minded family-finance guru Godfrey, the author of several previous books on adult money management as well as The Ultimate Kids' Money Book (1998). In addition to helping adults avoid wrongheaded decisions and strengthen their resolve when it comes to younger consumers in their households, Godfrey, with coauthor Richards, explains the value of making teens aware of the household finances as a first step in helping them become fiscally responsible adults, a task easier said than done. A sampling of scenarios illustrates the theory directed to grown-ups, which gives way to very practical discussions on such young-adult-related money matters as tipping, opening a bank account, buying a car (more about the insurance that goes with the purchase would have been helpful), handling college expenses, and managing credit-- important stuff to share with the young adults in the house. Stephanie Zvirin
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Review

"Contemporary teenagers may know a lot about the birds and the bees, but they still need a lot of help when it comes to money and finance. This book will help both parents and children understand the opportunities and dangers of a complicated world."--David Rockefeller, former chairman of the Chase Manhattan Bank, N.A.

"Neale Godfrey is a trailblazer when it comes to teaching our kids financial skills that should last a lifetime. Her latest book is chock-full of important and concise information regarding savings and checking accounts, credit and debit cards, taxes, and investments. It's an important guide to financial security."--U.S. Senator Jon S. Corzine, New Jersey

"As a former banker, a mother of two, and a national speaker, Neale is uniquely qualified to guide parents of teenagers in the complex challenge of teaching their children financial responsibility."--Susan Cole, director of the American Bankers Association Education Foundation
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Product Details

  • Paperback: 336 pages
  • Publisher: Rodale Books (January 17, 2004)
  • Language: English
  • ISBN-10: 1579548512
  • ISBN-13: 978-1579548513
  • Product Dimensions: 8.9 x 6.1 x 0.9 inches
  • Shipping Weight: 15.2 ounces
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (3 customer reviews)
  • Amazon Best Sellers Rank: #1,034,727 in Books (See Top 100 in Books)

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2 of 2 people found the following review helpful By KHP on May 17, 2007
Format: Paperback
A very easy read - with information divided into easily digestible (and logical) sections. Question and answer sections, forms to use, and "real world" examples abound and are extremely helpful, and easily "reworked" to pass along to the child/"pre-adult" in your life. The book even delves into difficult issues such as divorced parents, which creates dealing with "mommy versus daddy" (even in older "children"), diffferent parenting styles, etc. Best perhaps if used when your child is high school age - but we found plenty of information still valuable for a college-age child who's not money-savvy at all. Also wonderful the way it never "talks down" to you - but helps you realize some of the errors you've made - and how to solve them. And most positively - that it's never too late to try to help your kid learn about financial matters!
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1 of 1 people found the following review helpful By Elizabeth Wright on February 4, 2011
Format: Paperback Verified Purchase
Neal Godfrey offers straightforward advice on how to learn the true cost of owning a car, life with a roommate, how to tip, and many other things adults need to know. She guides parents on how to convey the information to their sons and daughters who are on the brink of independence. It should be read by teens, their parents, and young adults. I've given it as a gift to parents of teens several times.
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0 of 2 people found the following review helpful By C. WASH on January 28, 2007
Format: Paperback
I gave this book to my daughter and her husand and my son-in-law read it that day. It will assist her parents' financial conversations with my precocious granddaughter.
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