Loan amounts of $50 to $300,000. Interest rates of 2% to 25.75%. Terms up to 40 years.
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Most Helpful Customer Reviews
39 of 40 people found the following review helpful:
5.0 out of 5 stars
All you need to know about loans and payments is here,
By
This review is from: Monthly Interest Amortization Tables (Paperback)
You may not use it often, but this book will come in very handy when planning to borrow money. I've been an investment professional since 1988, and this is the most borrowed book on my shelf. I also owned the previous edition, and this version has been improved with the inclusion of rates down to 2% and the expansion of loan amounts to $300,000 in the primary table.The book is conveniently organized in four tables, ordered from most-commonly to least-commonly used (as it happens, largest to smallest). Table 1 (monthly amortization) is where everyone spends the most time. Just turn to the interest rate page, then read across for "loan amount" and down for "years in term," and you've got your monthly payment to the penny. For non-round numbered loan amounts, you can avoid having to interpolate by grabbing a calculator and turning to Table 2 (required payments for monthly, quarterly, etc.), where you can look up the multiplier (per $1000) corresponding to the rate and term of a given loan (yep, that's how your mortgage lender does the math). Less frequently used are loan progress charts and proration data, Tables 3 and 4, respectively. This book is straightforward, convenient, and travels well. My favorite of its kind.
3 of 3 people found the following review helpful:
5.0 out of 5 stars
A boring book you gotta have!,
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This review is from: Monthly Interest Amortization Tables (Paperback)
This book may have saved me thousands of dollars. My own lawyer did a closing on a property I bought using a private lender. Everyone involved said the payment would be $1375.95. We went through the closing, recorded all the paper work, it was a done deal, until I looked it up in this book. The real payment was $1353.80. The eight bux I paid for this book is a lot cheaper than an extra $22.15 per month for the next 30 years!!!!
2 of 2 people found the following review helpful:
4.0 out of 5 stars
Good, but not the entire enchilada.,
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Amazon Verified Purchase(What's this?)
This review is from: Monthly Interest Amortization Tables (Paperback)
This book is good because the percentage rates start at only 2%.
The bad part is that they only go in quarter percentages, not in tenths. So, if you are looking for 4.9%, you will only get either 4.75 or 5%. Should be fine for most people.
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