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More than Enough: The Ten Keys to Changing Your Financial Destiny Paperback – January 29, 2002


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Frequently Bought Together

More than Enough: The Ten Keys to Changing Your Financial Destiny + The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness + Dave Ramsey's Complete Guide to Money: The Handbook of Financial Peace University
Price for all three: $41.81

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Product Details

  • Paperback: 352 pages
  • Publisher: Penguin Books; 1st edition (January 29, 2002)
  • Language: English
  • ISBN-10: 0142000477
  • ISBN-13: 978-0142000472
  • Product Dimensions: 8 x 5.3 x 0.8 inches
  • Shipping Weight: 10.4 ounces (View shipping rates and policies)
  • Average Customer Review: 4.5 out of 5 stars  See all reviews (82 customer reviews)
  • Amazon Best Sellers Rank: #74,977 in Books (See Top 100 in Books)

Editorial Reviews

From Library Journal

Ramsey (Financial Peace) is a financial consultant who has a no-baloney approach to family finances. Narrating with intensity, confidence, and humor, he bases his presentation on strong moral and religious values. His focus is on the attitudes that bring financial stability and progress, not on specific techniques of making money. By saving $2400 a year from age 22 on, through compounding, one would have well over $2 million by age 70. These are interesting motivational tapes. Recommended.AMark Guyer, Stark Cty. Dist. Lib., Canton, OH
Copyright 1999 Reed Business Information, Inc. --This text refers to an out of print or unavailable edition of this title.

About the Author

Dave Ramsey, the nationally-syndicated radio host of "The Money Game" and bestselling author, has helped thousands through Financial Peace University-a 12-week financial planning program. He presents seminars in churches and corporations throughout the country. He holds a degree in finance and real estate and lives with his family in Nashville Tennessee.

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Customer Reviews

4.5 out of 5 stars
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See all 82 customer reviews
It is very easy reading and very basic.
Ms Data3
If you want to get out of debt and secure your financial future,this life story offers hope for anyone who is willing to make some changes.
Diane Parker
I was always a fan of Dave Ramseys books.
Mylin Eberly

Most Helpful Customer Reviews

80 of 82 people found the following review helpful By Steve Burns TOP 1000 REVIEWERVINE VOICE on May 19, 2006
Format: Paperback
This is financial step 2(If you have read either of Dave's other books):This will continue your journey.I have been listening to Dave Ramsey since he started in Nashville in 1993. His common sense information is why I have a 6 figure 401K, and have had financial peace over the past 13 years. He taught me what my parents should have about personal finance. I have only made 4 car payments in 8 years(I have the cash to pay it off whenever I choose)and have had alomost zero credit card debt in 8 years.(A divorce set me back for 5 months).When I started listening to him I was BROKE.This is a great beginners book in personal finance,it can show you the way out of debt.I Would recommend strongly reading this mans books and listening to him on the radio if you want:
1) To be completely debt free.
2) Have peace of mind.
3) Have the freeedom to quit your job if you want to.
4) Have a large checking and savings account.
5) Retire young
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70 of 71 people found the following review helpful By Robert Burns on May 14, 2003
Format: Paperback Verified Purchase
This book is life changing. For people with financial wisdom it may be yeah, I know that. But for those of us that missed the lessons not taught on financial management in school or by our parents this book is wonderful. It is an outstanding gift for new college graduates and newlyweds. I love it and have already given it as a gift a half dozen times within a month of completing the book. It helps couples talk about their disconnects on managing the household income in a self mocking way. It also helps eliminate some of the stress around money when you truly recognize it's purpose.
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60 of 61 people found the following review helpful By John Martin on December 3, 2003
Format: Paperback Verified Purchase
I've read Dave Ramsey's other books and I think this book is worth reeading even if you've already read the others. This one I felt focused a little more on the foundations of character, values, patience, and discipline. It contains the best description of 'diligence' I've ever seen.
Highly recommended for those interested in taking a hard look at not just their debt to income ratio, but also a hard look at themselves and their values.
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25 of 26 people found the following review helpful By Andrew R. Allen on January 29, 2008
Format: Paperback
This book by Dave Ramsey has much of the same basic principles contained in his books Financial Peace and The Total Money Makeover. The main difference comes in that More Than Enough is oriented towards his philosophy on life. The state of arriving at "More Than Enough" is the end goal for the path Ramsey encourages the reader to follow. This place does not necessarily mean material wealth but is more a state of consciousness and arrival at contentment. The way one arrives at "More Than Enough" is by taking ownership of contentment.

Ramsey says: "When you have contentment you can easily get out of debt. When you have contentment you can easily save and invest. When you are content it changes your giving habits and your relationships. When you are content it brings an inner strength that will push you into another zone. You are able to move fast or slow, and you are able to have patience or intensity when you are content. "

He further discusses this concept by talking about happiness and what it is and what it's not. He says, "Happiness that is dependent on someone else's actions or on the purchase of stuff is not real happiness, and chasing happiness there shows you haven't reached true contentment." This can be so difficult to remember as we go through life and are constantly bombarded with advertising and media trying to convince us we need something bigger or better. Our own human nature also gets in the way of this and can prevent true happiness and contentment by a "gotta have a little bit more or a little bit better" mentality.

The main sections focus on topics such as goal setting, having patience, being accountable to others, discipline, and being generous with one's time and resources.
Read more ›
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22 of 24 people found the following review helpful By A Customer on April 8, 1999
Format: Hardcover
This book should help just about everybody. Dave's open and honest text helps the reader look deep inside himself to look not only for finanial peace but peace in knowing that the reader can sleep at night with all the other parts of his life no matter who he or she is or how finacially secure he or she might beRamsey has worked hard at his own success and makes no bones about sharing a life that is more about integrity and doing the right thing than the typical finacial strategy books on the market.His tips are solid as a rock and should not be ignored. Especially in todays enviroment where words like integrity, honesty and courage seem to be set aside for excuses and lies. The book takes Dave's first book and drives home the behavioral changes that need to take place to be successful in all aspects of life. Great Job Dave and thank you.
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19 of 20 people found the following review helpful By A Customer on July 13, 1999
Format: Hardcover
In this book Dave really drives it home - it's all about values, integrity, honesty and money is just an indicator of those. It taught me a lot on how it really works and it does, you can have more than enough! Go get it!
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13 of 13 people found the following review helpful By Paul Skinner on October 9, 2006
Format: Hardcover
Dave is preaching some good lessons about life in this book. Values, vision, intensity, patience, wisdomonics (his word).... but the key to me is contentment. Learn to be happy that you are loved by God, and stop looking at spending money on stuff to make you happy. See yourself as a participant in God's world doing His will, and stop focusing on yourself. I know this is easier said than done, and especially if you have a family to support (you always want to give them the best stuff). This isn't your typical financial planning book, or even your typical how to get out of debt book, but it is filled with good thoughts about life in general, and if you live them, Dave promises other problems (e.g., money) will fade away, or at least get under control. I give this a big thumbs up.
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