First Sentence:
It's 6:30 A.M. and Bevin Desmond is headed for work.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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annual expense ratio, average stock fund, domestic stock funds, taxable bond funds, annualized return, percent load, ticker symbol, variable annuities, first percentile, shareholder reports, variable annuity
Key Phrases - Capitalized Phrases (CAPs):
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Rowe Price, New York, Merrill Lynch, Wall Street, Fidelity Magellan, Morningstar Mutual Funds, Peter Lynch, Vanguard Group, Franklin Templeton, American Funds, Dean Witter, Don Phillips, Shelby Davis, Fidelity Destiny, Fidelity Growth Company, Sir John Templeton, Cox Balanced, Fidelity Investments, Hong Kong, Kemper High-Yield, Michael Price, Mutual Qualified, New Income, John Rekenthaler, University of Chicago
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