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Mortgage Rip-Offs: Learn the Secret to Saving Thousands Before You Apply [Kindle Edition]

Pat Mazor , Georgene Harkness
4.5 out of 5 stars  See all reviews (10 customer reviews)

Print List Price: $7.99
Kindle Price: $3.99
You Save: $4.00 (50%)

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Book Description

At his core, Pat Mazor is a teacher. That teaching takes many forms: books and articles, his webcasts, live seminars, belief systems change coaching, and his solo-entrepreneur success strategies work.

In Mortgage Rip-Offs: Learn the Secret to Saving Thousands Before You Apply, Pat shares his experience as a mortgage loan originator and takes the reader through the application, underwriting, and approval process step-by-step. He explains the key players: the loan originator, processor, and underwriter, as well as the differences between mortgage brokers, direct lenders, and investors.

The real value in Mortgage Rip-Offs is found in two areas. The first is learning how to prepare to apply for a mortgage. That preparation saves the originator and processor time and creates a money-saving opportunity for you, the borrower. The second is in learning how mortgage companies and originators are compensated and, most important of all, that the amount of compensation can be negotiated and verified. When you know how to verify how much the mortgage company is charging you, you can take control of the entire transaction.

Start to finish, Pat Mazor shows you how to apply for a mortgage loan, turns on the light by teaching you the buzz phrases that are intended to keep you in the dark, thoroughly explains each step of the process, and outlines what it takes to negotiate the best possible rate so you can literally save thousands of dollars. The information in Mortgage Rip-Offs is valuable and timeless. Even if you aren’t planning to buy a home or refinance a mortgage now, Pat’s tips can help you get better rates with other types of financing including credit cards and car loans.


Editorial Reviews

About the Author

Pat Mazor is a man of passion. His passions are evident in his writing, his speaking, and his consulting work. He is passionate about ethical business conduct, integrity, and fair dealing. This is evident in his book Mortgage Rip-Offs: Learn the Secret to Saving Thousands Before You Apply. This was evident during his early days as a mortgage loan originator when he literally walked away from $30,000 in commissions rather than be a party to bait-and-switch marketing tactics. This is evident in his approach to both life coaching and business coaching and consulting. In a recent interview, Pat said, “One of the greatest challenges for those who are thinking about working with a coach or consultant is finding someone who is well trained and who takes an ethical and integrous approach to working with clients. Sadly, there are far more professionals who attempt to create dependent relationships than those whose aim is to work at solving challenges and moving on. I was very fortunate to have had extensive training not just in coaching, but also communication skills and ethics.” In addition to his active coaching and consulting practice, Mr. Mazor is working on his next book which presents a unique and practical approach to creating, what Pat calls, the success filled life. When asked about this, he said, “Think of it this way. We have all heard stories about successful people who, growing up, learned that they could accomplish anything they set their minds to; that this had a huge influence on their self-confidence. Most of us did not grow up hearing that but all of us could have. It’s never too late to believe that. Over these last two years, I have been researching that very notion - that beliefs and belief systems can be modified. They can and incredible pathways open up when negative beliefs are modified to empowering beliefs. Conducting the research and working on the new book has been really exciting.” His second book is scheduled for publication Fall, 2013.

Product Details

  • File Size: 303 KB
  • Print Length: 126 pages
  • Simultaneous Device Usage: Unlimited
  • Publisher: Pro-Count, Inc.; 2.0 edition (September 7, 2012)
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • ASIN: B0097G0EKO
  • Text-to-Speech: Enabled
  • X-Ray:
  • Lending: Enabled
  • Amazon Best Sellers Rank: #732,092 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Most Helpful Customer Reviews
4 of 5 people found the following review helpful
5.0 out of 5 stars This is a fantastic guide! September 11, 2012
Format:Kindle Edition|Verified Purchase
I read the description of this book and I decided that i would take a chance on it and I am so glad I did. Before reading this book I really knew way too little about any of my mortgages. This is a very comprehensive and easy to follow guide that will teach all you need to know on how to get a good morgage. The writing style is very clear so that even a bonehead like me can understand it.
The cost of this book is nothing when you think about the thousands of dollars you can save by learning what it has to tell. I strongly recommend checking out this book.
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2 of 2 people found the following review helpful
5.0 out of 5 stars Excellent insider view of the mortgage process October 6, 2012
Format:Kindle Edition|Verified Purchase
The author does an excellent job of explaining the entire mortgage process and highlighting steps the borrower can take to avoid getting taken to the cleaners by the mortgage company. The author explains the transactions, application process, fees, disclosures,interest rate, and much more.
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1 of 1 people found the following review helpful
5.0 out of 5 stars First time home buyers this is a most read! June 18, 2014
By Nelly
Format:Kindle Edition|Verified Purchase
Very informative book. As a first time home buyer an Hgtv channel fanatic the one thing I knew was that if I wanted to become a home owner I needed to have a good credit score in order to have a good deal on a mortgage loan. The only thing to worry about besides that was about the condition of the house, the inspection etc... This book opened my eyes to a whole new world! Let me put it this way if you are planning to buy a house with a Mortgage loan then this is the book for you. Being disinformed means you are swiming with sharks in suit. Each and every person along the process wants to take a bite out of the pie just like sharks. I've got news for you; the pie is you! This book is going to help you avoid unfair and outrageous charges, distinguish the good from the bad guys in the mortgage bussiness. Informs you what documents you need and when. How to file all your paper work step by step. It even shows you how to answer some of those harsh questions that if you omit information or answer incorrectly will backfire causing the process to take more time and money.
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3 of 4 people found the following review helpful
5.0 out of 5 stars Super thorough September 11, 2012
Format:Kindle Edition|Verified Purchase
I was lucky enough to get this book while it was free. I do not know how much it costs normally, but I can tell you that whatever the price is, it is well worth it. It goes into incredible detail on all things mortgage related. I cannot believe how well versed the author is on the subject. This guide really could save you thousands of dollars on your mortgage. All you have to do is read through the book and really listen to all that is has to say.

Anybody who is thinking of taking out a mortgage should read this book before doing so, there is nothing more to it.
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5.0 out of 5 stars Good Mortgage Intro For First Time Buyer November 27, 2013
Format:Kindle Edition|Verified Purchase
I am in the process of buying a house, and I found this book to be very informative and helpful in explaining the mortgage process. The author had experience in the mortgage industry and he uses anecdotes from his experiences to help explain the different steps of the mortgage process.

I found this book very helpful in better understanding the process, including which junk fees I should expect to see added to my loan, and at which point they become excessive. The book was also well written/edited.

I would recommend that anyone that is looking to buy a house for the first time (or anyone that doesn't have a decent understanding of the mortgage process) read this book before putting an offer on a house.
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More About the Author

Pat Mazor is a man of passion. His passions are evident in his writing, his speaking, and his consulting work. He is passionate about ethical business conduct, integrity, and fair dealing. This is evident in his book Mortgage Rip-Offs: Learn the Secret to Saving Thousands Before You Apply. This was evident during his early days as a mortgage loan originator when he literally walked away from $30,000 in commissions rather than be a party to bait-and-switch marketing tactics. This is evident in his approach to both life coaching and business coaching and consulting.

In a recent interview, Pat said, "One of the greatest challenges for those who are thinking about working with a coach or consultant is finding someone who is well trained and who takes an ethical and integrous approach to working with clients. Sadly, there are far more professionals who attempt to create dependent relationships with clients than those whose aim is to work at solving challenges and moving on. I was very fortunate to have had extensive training not just in coaching, but also communication skills and ethics."

In addition to his active coaching and consulting practice, Mr. Mazor is working on his next book which presents a unique and practical approach to creating, what Pat calls, the success filled life. When asked about this, he said, "Think of it this way. We have all heard stories about successful people who, growing up, learned that they could accomplish anything they set their minds to; that this had a huge influence on their self-confidence. Most of us did not grow up hearing that but all of us could have. It's never too late to believe that. Over these last two years, I have been researching that very notion - that beliefs and belief systems can be modified. They can and incredible pathways open up when negative beliefs are modified to empowering beliefs. Conducting the research and working on the new book has been really exciting."

His second book is scheduled for publication in the fall of 2013.


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