Review
As a best selling author of personal finance books and a 20-year veteran of the mortgage industry, I understand the value of shining the light of knowledge on your path of life. This book can be a flashlight, illuminating your obstacles and road signs, guiding you to more rewarding choices. Instead of just blindly following the guy in front of you or the old paths you stumble upon that leave you wandering in financial circles, grab this guide and put on your shades as you view your sunny future. Marian Snow Author of Stop Sitting On Your Assets --Marian Snow
Finally, someone has compiled a thorough yet easy to understand reference manual that has everything you need to know to optimize your real estate investments. This book is not about selling you something. It is about educating you. Avoid the grief of ignorance and implement the strategies to take control of your financial future. Lee M. Brower, Founder of Empowered Wealth/Quadrant Living Experience --Lee Brower
Product Description
How is this book different from other books on this topic? Most people in the country follow what the mass media and industry norm prescribes without slowing down and seeing how that advice will impact their financial lives both short and long term. Mortgages: What You Need to Know questions the traditional thought process of the type of mortgage you should have. More importantly we break down each part of the mortgage process beginning months before you actually apply for a mortgage. In addition we provide the reader with questions to better arm them to speak with a qualified mortgage planner as well as forms to use for their annual review. Yes we advocate that every individual review their mortgage on its anniversary. Let s face it, Life happens! Circumstances can and do change each year. One spouse may have stopped working or went back to work. You may have gotten injured or possibly laid off and ran up some debt? Credit scores may have improved opening up better programs that might not have been available when you took out your current mortgage. Maybe you want to make improvements to your home? You have to pay for college? A Mortgage Check-Up (form provided) can also help prevent identity theft through a credit check. Chapter Sixteen details why this is so important and how to benefit.
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