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Mortgages: What You Need to Know
 
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Mortgages: What You Need to Know (Paperback)

by Dave Muti (Author)
5.0 out of 5 stars See all reviews (8 customer reviews)

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Frequently Bought Together

Mortgages: What You Need to Know + Mortgages 101: Quick Answers to Over 250 Critical Questions About Your Home Loan + Mortgage Encyclopedia: An Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls
Price For All Three: $39.41

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Editorial Reviews

Review
As a best selling author of personal finance books and a 20-year veteran of the mortgage industry, I understand the value of shining the light of knowledge on your path of life. This book can be a flashlight, illuminating your obstacles and road signs, guiding you to more rewarding choices. Instead of just blindly following the guy in front of you or the old paths you stumble upon that leave you wandering in financial circles, grab this guide and put on your shades as you view your sunny future. Marian Snow Author of Stop Sitting On Your Assets --Marian Snow

Finally, someone has compiled a thorough yet easy to understand reference manual that has everything you need to know to optimize your real estate investments. This book is not about selling you something. It is about educating you. Avoid the grief of ignorance and implement the strategies to take control of your financial future. Lee M. Brower, Founder of Empowered Wealth/Quadrant Living Experience --Lee Brower

Product Description
How is this book different from other books on this topic? Most people in the country follow what the mass media and industry norm prescribes without slowing down and seeing how that advice will impact their financial lives both short and long term. Mortgages: What You Need to Know questions the traditional thought process of the type of mortgage you should have. More importantly we break down each part of the mortgage process beginning months before you actually apply for a mortgage. In addition we provide the reader with questions to better arm them to speak with a qualified mortgage planner as well as forms to use for their annual review. Yes we advocate that every individual review their mortgage on its anniversary. Let s face it, Life happens! Circumstances can and do change each year. One spouse may have stopped working or went back to work. You may have gotten injured or possibly laid off and ran up some debt? Credit scores may have improved opening up better programs that might not have been available when you took out your current mortgage. Maybe you want to make improvements to your home? You have to pay for college? A Mortgage Check-Up (form provided) can also help prevent identity theft through a credit check. Chapter Sixteen details why this is so important and how to benefit.

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Product Details

  • Paperback: 120 pages
  • Publisher: Pocket Guide Press; 1st edition (April 4, 2008)
  • Language: English
  • ISBN-10: 0981669808
  • ISBN-13: 978-0981669809
  • Product Dimensions: 8.3 x 5.5 x 0.5 inches
  • Shipping Weight: 4 ounces (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars See all reviews (8 customer reviews)
  • Amazon.com Sales Rank: #770,296 in Books (See Bestsellers in Books)

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Customer Reviews

8 Reviews
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Average Customer Review
5.0 out of 5 stars (8 customer reviews)
 
 
 
 
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Most Helpful Customer Reviews

 
5.0 out of 5 stars Practicle Information in an Easy to Understand Format, August 7, 2008
By Earl McLain (Maple Grove, MN USA) - See all my reviews
(REAL NAME)   
If you own a home, or are thinking of buying one, this book will shed light on a difficult to understand topic, mortgages and how they affect you and your life. Dave Muti is a master at taking typical "mortgage lingo" and making it easy for the reader to understand.

If you are working in the industry, this book is a great gift for adding value to all of your client and referral partner relationships.
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5.0 out of 5 stars If you're in Mortgage, Real Estate or Financial Services, Buy this Book by the case!!!, August 1, 2008
By Erik A. Janeczko (Jefferson City, MO) - See all my reviews
(REAL NAME)   
"What an amazing tool! This book blew my mind as to how well it makes complicated issues, simple & easy to understand. For any manager or originator, this would be a phenomenal tool to train you & your team on how to help clients make better mortgage decisions. I also love the consumer focus of the book, for the first time the industry now has a tool that really helps clients understand the basics of a mortgage, but at the same time clarifies what the long term impact of those decisions will be on their financial future. Dave, I especially love how willing you are to freely give the consumer several additional tools that will help consumers make better mortgage choices! Truly, thank you for providing exactly what the industry needs right now!"
for more info see:
http://www.exceleratingexecution.com/resources.html
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5.0 out of 5 stars I highly recommend this reading especially in today's market!, July 21, 2008
To quote Leonard Renier -Knowledge is power. Knowledge can be time-consuming and expensive. Now, consider the cost of not knowing something. There lieth the lesson. This is a compass to help guide and educate clients as well as advisors through the maze of what is to be the largest financial decision they or their clients will ever make. This has to be in the hands of those that plan on purchasing or refinancing. Whether you are a first time home buyer, a seasoned real estate investor or a financial professional using this with your clients, you will walk away with knowledge that you can use right away to improve your situation.

Robin Barnes
LifePro Financial Services, Inc.
Founder/President Educational Institute of the Southwest, California

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Most Recent Customer Reviews

5.0 out of 5 stars A Must Have For Homeowners
If you own a house, you need this book! The financially savvy homeowner will benefit from the tools to increase cash-flow and maximize wealth. Read more
Published 11 months ago by Diane K. Taylor

5.0 out of 5 stars Take a fresh look at using your home and your mortgage
In today's treacherous economy, with falling real estate values, tightening credit and a shrinking job market, home owners of all kinds need to take a fresh look at how they are... Read more
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5.0 out of 5 stars A book for every person who owns or looking to buy a house
Excellent book, uses plain everyday English and is very well put together. As a complete novice in the world of mortgage, I got a much better and clearer view from it than I was... Read more
Published 13 months ago by Moshe Zchut

5.0 out of 5 stars A Great Education about Mortgages
If you think you know everything there is to know about mortgages - think again. I am a CPA by training and I was blown away by some of the advice in this book. Read more
Published 13 months ago by M. Jeffries

5.0 out of 5 stars essential information in this day and age
This book really goes through all the factors that go into getting and choosing a mortgage, from readying your credit score for a better interest rate to deciding which kind of... Read more
Published 13 months ago by Diana

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