34 of 35 people found the following review helpful:
5.0 out of 5 stars
I Just Settle a collection 20 cents on the dollar, March 8, 2010
This review is from: Negotiate and Settle Your Debts - A Debt Settlement Strategy: Learn how to settle debts as low as 20 cents on the dollar (Paperback)
I bought this book in January because I have over $29,000 in debt. I have used all the sample letters and used all the advice given in the book. Including sending letters to stop getting calls, and using the advice never to negotiation over the phone on settlements. I even got a internet fax machine that allows me to fax 300 pages a month using my computer for less than 10.00 a month. Its helped greatly to receive and counter settlements quickly. I currently have offers to settle between 30%-50% on my account but using the counter settlement letters to get closer to 20% settlements. I just received a fax an hour ago for a settlement I offer for 20 cent on the dollar on a $7,000 collection for Bank of America. "UPDATE" I have 8 accounts in collections and I have settled with four account in the past four months, and averaging 29 cents on the dollar for full settlements. I borrowed 5,000 from grandparents to make full settlement offers. I will be completely debt free in feb 2011.This book has saved me thousands of dollars! BUY IT!
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30 of 32 people found the following review helpful:
5.0 out of 5 stars
Great Step-By-Step Guide, September 14, 2009
This review is from: Negotiate and Settle Your Debts - A Debt Settlement Strategy: Learn how to settle debts as low as 20 cents on the dollar (Paperback)
To me, this is exactly what a how-to book should be:
Well-organized, concise, easy to follow, and based on the real world- not theory. The very best how-to book would also be contemporary with up-to-date examples of success.
Mandy Akridge's book meets all these criterion, imo.
While I had done some online research into debt settlement, the advice you find can be contradictory, the more you study it. Also, most people giving advice on website forums I suspect haven't really negotiated any debt at all.
Instead, they're often assuming what should work, with no personal experience to back it up.
However, Akridge shows you recent actual credit card letters from her negotiated settlements. And the amount she was able to save is huge. Its all in black and white.
The author walks you through the process step-by-step. You end up knowing what to expect, and what issues you'll face. To me, there were many pearls of wisdom and things that just plain made sense. She doesn't seem to sugar-coat anything, but also leaves you feeling pretty optimistic about settling your debts in this manner.
Value-wise I just don't see how you can go wrong. Debt settlement companies charge a fortune, (I know, I looked into it) other professional services are even more expensive. This is literally a `steal' by comparison.
I'm now convinced you can settle your debts by following this book and I'm glad the author shared her personal experiences.
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17 of 18 people found the following review helpful:
5.0 out of 5 stars
Thank you for helping me!, May 24, 2010
This review is from: Negotiate and Settle Your Debts - A Debt Settlement Strategy: Learn how to settle debts as low as 20 cents on the dollar (Paperback)
After many hours of researching settlement strategies on the internet, I almost bought a "$300.00" system before I found this book. I bought it 6 months ago and read it cover to cover, twice. I was hesitant to take the first step and was scared to talk to the creditors. At first I did not get any offers bettter that 50% and was discouraged. I started to lose hope until a week before the 180 day mark. I was able to settle with 2 companies for under 30% and was ecstatic! I still have 3 more to negotiate, but Mandy's book has given me the confidence that I can do it. She even responded to me personally when my first settlement offer came in from Chase. It was worded vaguely and she gave me great advice! All for a bargain price of the book alone! I'm sure there are other ways to do this, but for the price, service and results it would have been a mistake for me not to have purchased this book. She really takes the fear out of the whole process, which is what I really needed to start.
Best of luck,
Naz
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