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Negotiate and Settle Your Debts: A Debt Settlement Strategy Paperback – January 25, 2011


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Product Details

  • Paperback: 158 pages
  • Publisher: CreateSpace Independent Publishing Platform (January 25, 2011)
  • Language: English
  • ISBN-10: 1449961509
  • ISBN-13: 978-1449961503
  • Product Dimensions: 6.1 x 0.4 x 9.2 inches
  • Shipping Weight: 9.6 ounces (View shipping rates and policies)
  • Average Customer Review: 4.4 out of 5 stars  See all reviews (82 customer reviews)
  • Amazon Best Sellers Rank: #91,400 in Books (See Top 100 in Books)

Editorial Reviews

About the Author

Having spent twenty plus years in the corporate world with a background in software analysis and finance. Ms Akridge also developed several websites. This book was originally written as research, and the outlines sold as an ebook on ebay, to which a terrific response inspired the author to put this into a book form on the very sought after topic of debt settlement based on her own personal experiences.

More About the Author

Mandy Akridge was born in Cape Town, South Africa and came to the USA in 1990. For twenty plus years, she worked in the corporate world with a background in software analysis and finance. Her book "Negotiate and Settle Your Debts" was originally written as research, and the outlines sold as an ebook on ebay, to which a terrific response inspired the author to put this into a book form on the very sought after topic of debt settlement based on her own personal experiences. Ms Akridge continues to advise people on debt settlement and does many radio interviews.

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Customer Reviews

This book is easy to read and very insightful.
TF
If you have a lot of credit card debt, this book shows the way to get up to 80% of it "settled."
Joyful Changes
Before reading this book I didnt know where to turn for help.
Leslie B.

Most Helpful Customer Reviews

58 of 60 people found the following review helpful By John B. Nuchols on March 8, 2010
Format: Paperback Verified Purchase
I bought this book in January because I have over $29,000 in debt. I have used all the sample letters and used all the advice given in the book. Including sending letters to stop getting calls, and using the advice never to negotiation over the phone on settlements. I even got a internet fax machine that allows me to fax 300 pages a month using my computer for less than 10.00 a month. Its helped greatly to receive and counter settlements quickly. I currently have offers to settle between 30%-50% on my account but using the counter settlement letters to get closer to 20% settlements. I just received a fax an hour ago for a settlement I offer for 20 cent on the dollar on a $7,000 collection for Bank of America. "UPDATE" I have 8 accounts in collections and I have settled with four account in the past four months, and averaging 29 cents on the dollar for full settlements. I borrowed 5,000 from grandparents to make full settlement offers. I will be completely debt free in feb 2011.This book has saved me thousands of dollars! BUY IT!
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20 of 20 people found the following review helpful By Lilly Medesto on May 20, 2010
Format: Paperback Verified Purchase
I bought this book, along with 4 others on debt settlement. This book was the most helpful by far for dealing with creditors and setting up your plan of attack. This book was the only one out of the pile that stayed with me through the whole process. It has lived in my backpack the past 6 months, highlighted and well-read. Currently I am settling with a few creditors for about 30% but am hoping to get the others to go lower.

Why does this book work?
* each paragraph is valuable.
* it's short and to the point, very readable - you will actually read it as opposed to the others!
* it's concise, well-written, and researched thoroughly.
* it's up to date
* the author cares
* the letters in the back are helpful for counter offering
* she advises on legal matters and the psychology behind debt and negotation
* most helpful are the dialoguing and negotiation tips

My advice - really write out what you are going to say (make a dialogue flow chart for yourself) before you speak to creditors. know your story and stick to it. Anticipate them asking about your situation, have an answer. Anticipate rudeness, stay calm. Use Mandy's advice and leverage the power of time. Insist settlement is the only viable option for you at this time. You can do it. I did with the help of this book. Good luck!
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25 of 28 people found the following review helpful By N. Steeber on May 24, 2010
Format: Paperback Verified Purchase
After many hours of researching settlement strategies on the internet, I almost bought a "$300.00" system before I found this book. I bought it 6 months ago and read it cover to cover, twice. I was hesitant to take the first step and was scared to talk to the creditors. At first I did not get any offers bettter that 50% and was discouraged. I started to lose hope until a week before the 180 day mark. I was able to settle with 2 companies for under 30% and was ecstatic! I still have 3 more to negotiate, but Mandy's book has given me the confidence that I can do it. She even responded to me personally when my first settlement offer came in from Chase. It was worded vaguely and she gave me great advice! All for a bargain price of the book alone! I'm sure there are other ways to do this, but for the price, service and results it would have been a mistake for me not to have purchased this book. She really takes the fear out of the whole process, which is what I really needed to start.
Best of luck,
Naz
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16 of 17 people found the following review helpful By Motivated One on January 4, 2010
Format: Paperback
The debt settlement strategies I learned from Negotiate and Settle Your Debts were nothing short of AMAZING. After a couple of failed businesses and a few poor choices I found myself in over my head and over $50,000 in credit card debt. With the strategies that I learned from Negotiate and Settle Your Debts, I am now in the process of settling a $15,500 line of credit for only $3200! Best of all I have positioned myself to totally settle my other cards for as low as 20 cents on the dollar! I don't know what I would have done without this book. I feel like the weight of the world has been lifted off my shoulders. It has truly saved me hundreds of thousands of dollars in payments and interests as well as years of stress. For those of you in need of some serious debt relief, I have three words for you; Buy The Book!

Sincerely,

Motivated One
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32 of 38 people found the following review helpful By BruceFL on September 14, 2009
Format: Paperback
To me, this is exactly what a how-to book should be:

Well-organized, concise, easy to follow, and based on the real world- not theory. The very best how-to book would also be contemporary with up-to-date examples of success.

Mandy Akridge's book meets all these criterion, imo.

While I had done some online research into debt settlement, the advice you find can be contradictory, the more you study it. Also, most people giving advice on website forums I suspect haven't really negotiated any debt at all.
Instead, they're often assuming what should work, with no personal experience to back it up.

However, Akridge shows you recent actual credit card letters from her negotiated settlements. And the amount she was able to save is huge. Its all in black and white.

The author walks you through the process step-by-step. You end up knowing what to expect, and what issues you'll face. To me, there were many pearls of wisdom and things that just plain made sense. She doesn't seem to sugar-coat anything, but also leaves you feeling pretty optimistic about settling your debts in this manner.

Value-wise I just don't see how you can go wrong. Debt settlement companies charge a fortune, (I know, I looked into it) other professional services are even more expensive. This is literally a `steal' by comparison.

I'm now convinced you can settle your debts by following this book and I'm glad the author shared her personal experiences.
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