Bankers and financial services professionals are in a uphill battle to understand the new CRA regulations and their impact on financial institutions. While the new CRA regulations focus more on "performance" rather than "process," for many institutions the new regulations also impose substantial new data collection, disclosure and reporting burdens. The New CRA provides the necessary background for understanding these most recent revisions to the Community Reinvestment Act. The New CRA assesses the impact of the new CRA regulations, including: Measurements for lending, services, and investments; Requiring institutions to collect additional data for small business, small farm and certain consumer loans; Establishing a new approach to assessment based on the financial institution's own strategic plan with input from the local community.
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