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Not One Dollar More!: How to Save $3,000 to $30,000 Buying Your Next Home
 
 
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Not One Dollar More!: How to Save $3,000 to $30,000 Buying Your Next Home [Paperback]

Joseph Éamon Cummins (Author)
4.7 out of 5 stars  See all reviews (18 customer reviews)

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Book Description

047135726X 978-0471357261 October 6, 1999 2
Don't be another real estate victim! Get the know-how and tools you need to select, negotiate, and purchase a home on your terms Did you know that most buyers unwittingly pay thousands more for their homes than they should? Written by a nationally celebrated consumer advocate and former real estate broker, Not One Dollar More! tells you what you should know, do, and say to protect your hard-earned cash. The author takes you inside the maneuverings of the industry and explains in jargon-free English how to avoid paying top dollar for your new home. You'll learn how to arm yourself with simple tools and techniques to guard against real estate tricks and traps. And you'll discover the secrets to invisible negotiation, guaranteed to win you the best deal possible on your next home purchase--and save you a small fortune!
* Packed with real-life anecdotes and case studies
* Includes the questions you should always ask, with advice on inspecting homes, making offers, unearthing facts and hidden problems, and homebuyer mistakes
* Shows you how to obtain the best home loan possible
* Helps you find an agent who will represent your interests exclusively
* Includes a comprehensive online mortgage shopping section
"One of the great books on personal finance. Shows how to get a great deal and reads like a novel.. Five stars!" --James Scoff Tiernan Jr., Executive Director, American Consumers Association "Certainly the best and most enjoyable book on homebuying. Inspiring!" --Bruce Hahn, President, American Homeowners Foundation "Shows how to hold on to your money--with GREAT anecdotes." --Andrew Tobias, author, The Only Investment Guide You'll Ever Need

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Editorial Reviews

From Scientific American

Not One Dollar More! helps you cash in on savings! --This text refers to an alternate Paperback edition.

From The New Yorker

A wealth of detail as it takes you to right up to the settlement table. --This text refers to an alternate Paperback edition.

Product Details

  • Paperback: 304 pages
  • Publisher: Wiley; 2 edition (October 6, 1999)
  • Language: English
  • ISBN-10: 047135726X
  • ISBN-13: 978-0471357261
  • Product Dimensions: 8.8 x 6 x 0.9 inches
  • Shipping Weight: 1.1 pounds (View shipping rates and policies)
  • Average Customer Review: 4.7 out of 5 stars  See all reviews (18 customer reviews)
  • Amazon Best Sellers Rank: #1,225,679 in Books (See Top 100 in Books)

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Customer Reviews

18 Reviews
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Average Customer Review
4.7 out of 5 stars (18 customer reviews)
 
 
 
 
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12 of 12 people found the following review helpful:
3.0 out of 5 stars Common sense advice repeated many times, June 21, 2001
By A Customer
This review is from: Not One Dollar More!: How to Save $3,000 to $30,000 Buying Your Next Home (Paperback)
I was looking for a book to help me buy a house. The book lists several common sense approaches to negotiations like don't appear urgent, the real estate agent is on the sellers side, don't cave in to pressure from your agent, never let people know you like the house, set a low price and stick to it and there is a lot of pressure on the seller if they have the home on the market. Then it proceeds to illustrate these points with several examples. It also goes over the basics of mortgages.

After reading the first few chapters, the rest of the book is just repeating the same theme. It could have been much shorter. There are some good points, but most of those points are common sense points that should be a revelation only to the most naive reader.

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7 of 7 people found the following review helpful:
5.0 out of 5 stars saved me a bundle, April 24, 2002
By A Customer
This review is from: Not One Dollar More!: How to Save $3,000 to $30,000 Buying Your Next Home (Paperback)
I never would have even tried bidding on the house I eventually bought, it was so far out of my range. This book made me give it a try, and I negotiated down a whopping $50,000 less than the asking price. I'm not a natural bargainer, but the book showed me how to conduct myself from first walk through to signing.
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5 of 5 people found the following review helpful:
5.0 out of 5 stars UNBELIEVABLE!, July 26, 2000
By 
Harvey Fillmore (Princeton, New Jersey USA) - See all my reviews
This review is from: Not One Dollar More!: How to Save $3,000 to $30,000 Buying Your Next Home (Paperback)
My first impression in reading this book was one of amazement, that it took me 38 YEARS being in business to learn what's between the covers of this little gem. No telling where I'd be today if I'd bought this book 38 uears ago. GET IT, READ IT, AND LIVE IT, you may well find yourself 38 years ahead in life.
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Inside This Book (learn more)
First Sentence:
Buying and selling real estate is a game, pure and simple. Read the first page
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
exclusive buyer broker, conferred expectation, blast bid, upper spending limit, probing statement, lowest acceptable price, one dollar more, average homebuyer, payback figure, genuine buyer, definite sale, professional home inspection, loan shopping, most homebuyers, periodic cap, payback amount, smart buying, increased offer, initial interest rate, real estate salespeople, private seller, buyer brokers, party tactic, smart buyer, adjustment date
Key Phrases - Capitalized Phrases (CAPs): (learn more)
Determined Persuaders, Dispassionate Experts, United States, Caring Conversationalists, Buyer's Resource, John Wiley, Home Price Check, American Society of Home Inspectors, Finding the Money
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