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I bought the loose leaf version because I will be doing some traveling two weeks during the course. With loose leaf, I can take whatever chapters I need during the trip, lightening the travel load. It's nice the price is a little cheaper than the hardcover. Being proactive, I bought this a week in advance of the course. However, I soon realized this didn't come with the self assessment library CD or an access code to the online version. I later read some of the hardcover reviews also complained of no access code included. There should be a warning on both the loose leaf and hardcover descriptions stating no access code is included. Code to be purchased separately. After spending $100+ on the book, adding the cost of the access code (or CD) is quite pricey.....and the prices vary from $25 to $65 (using Google). The warning would help students allocate their budget, and give them a chance to ask the professor/teacher if the assessment is actually needed for class - before purchasing one.
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Do not but this! This item is not a text book. It is a loose leaf page edition. There is not binding to hold it together. I recommend buying another copy, then at least you are able to sell or return it.